$790,000
UNDER CONTRACT

183 Montana Del Lago Dr Rancho Santa Margarita, CA 92688

Estimated payment $5,568/month

Total Views 4,441
2 Beds
2.5 Baths
1,440 Sq Ft
$549 Price per Sq Ft

Highlights

  • Access To Lake
  • Filtered Pool
  • No Units Above
  • Trabuco Mesa Elementary School Rated A
  • Fishing
  • 4-minute walk to Rancho Santa Margarita Lake Park

About This Home

Nestled in the heart of Rancho Santa Margarita, this stunning 2-bedroom, 2.5-bathroom dual-master suite residence offers the perfect blend of luxury and comfort. Imagine living in a serene lakefront community with breathtaking pool views and a partial lake view that will leave you in awe every day.

Step inside to find living space offering high ceilings for the open feel providing a charming fireplace and beautiful laminate flooring, perfect for cozy evenings and creating a warm ambiance. The upgraded and contemporary kitchen boasts stainless steel appliances, making it a chef's delight.
Upstairs presents spacious dual master suites with thoughtfully upgraded bathrooms and carpeting, again with views of the pool and Rancho Santa Margarita Lake and no one else above or below you. The spacious 2-car tandem garage provides ample space for your vehicles and storage needs.

Indulge in resort-style amenities, including a sparkling pool, relaxing spa, and exclusive access to the Lago Santa Margarita Beach Club, just steps away. For the golf enthusiasts, the Tijeras Creek Golf Course is just a stone's throw away, and you'll have easy access to scenic biking and hiking trails, shopping, restaurants and access to freeways.

With no Mello-Roos, this home is not just a place to live, but a lifestyle to embrace. Don't miss the chance to make this your own personal paradise! Sellers want this home sold now!

Listing Agent

JP Park

Seven Gables Real Estate Brokerage Phone: 714-313-4224 License #01237713 Listed on: 08/07/2025

Seven Gables Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,386

Year Built

  • Built in 1993

Lot Details

  • 1,311 Sq Ft Lot
  • No Units Above
  • No Units Located Below
  • Two or More Common Walls
  • Northwest Facing Home

HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Available
  • Tandem Garage
  • Parking Permit Required

Property Views

  • Lake
  • Pool

Home Design

  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,440 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Recessed Lighting
  • Gas Fireplace
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Open to Family Room
  • Gas Oven
  • Microwave
  • Dishwasher
  • Corian Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms
  • Double Master Bedroom
  • Mirrored Closets Doors
  • Corian Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub with Shower
  • Walk-in Shower
  • Exhaust Fan In Bathroom

Laundry

  • Laundry Room
  • Laundry in Garage

Home Security

Pool

  • Filtered Pool
  • In Ground Pool
  • In Ground Spa
  • Fence Around Pool

Outdoor Features

  • Access To Lake
  • Balcony
  • Deck
  • Concrete Porch or Patio
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • 220 Volts in Garage
  • Natural Gas Connected
  • Sewer Paid

Listing and Financial Details

  • Tax Lot 4
  • Tax Tract Number 13666
  • Assessor Parcel Number 93083024
  • $150 per year additional tax assessments

Community Details

Overview

  • 124 Units
  • Montana Del Lago Association, Phone Number (714) 285-2626
  • Firstservice Residential Association, Phone Number (949) 448-6000
  • The Management Trust HOA
  • Montana Del Lago Subdivision, Genesis Floorplan
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool
  • Community Spa
  • Fishing
  • Hiking Trails
  • Bike Trail

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,386

Year Built

Built in 1993

Lot Details

0

HOA Fees

$572 per month

Parking

2

Listing Details

  • Structure Type: Multi Family
  • Assessments: Yes
  • Property Attached: Yes
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
  • Subdivision Name Other: Montana Del Lago (MDL)
  • View: Yes
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 93083024
  • Year Built: 1993
  • Special Features: UnderContract

Interior Features

  • Fireplace: Yes
  • Living Area: 1440.00 Square Feet
  • Interior Amenities: Balcony, Corian Counters, Open Floorplan, Recessed Lighting
  • Stories: 3
  • Entry Location: 1
  • Common Walls: 2+ Common Walls, No One Above, No One Below
  • Flooring: Carpet, Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Mirror Closet Door(s), Sliding Doors
  • Eating Area: Breakfast Nook, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room, Gas
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 548.61
  • Room Type: All Bedrooms Up, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Two Primaries
  • Spa Features: Association, In Ground
  • Bathroom Features: Bathtub, Shower, Shower In Tub, Corian Counters, Double Sinks In Primary Bath, Exhaust Fan(s)
  • Room Kitchen Features: Corian Counters, Kitchen Open To Family Room

Exterior Features

  • Patio: Yes
  • Direction Faces: Northwest
  • Foundation: Slab
  • View: Lake, Pool
  • Patio And Porch Features: Concrete, Deck, Patio
  • Pool Features: Association, Fenced, Filtered, In Ground
  • Pool Private: No
  • Roof: Tile
  • Spa: Yes
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Direct Garage Access, Garage, Permit Required, Tandem Garage
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Microwave
  • Electric: 220 Volts in Garage
  • Heating Type: Central
  • Laundry Features: In Garage
  • Sewer: Sewer Paid
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: SAMLARC
  • Amenities: Pool, Spa/Hot Tub, Tennis Court(s), Biking Trails, Hiking Trails
  • Association Fee: 485.00
  • Association #2 Fee: 87.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Montana Del Lago
  • Phone: 714-285-2626
  • Association Phone #2: 949-448-6000
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Curbs, Fishing, Hiking, Gutters, Lake, Sidewalks
  • Association Management: The Management Trust
  • Association Management 2: FirstService Residential

Schools

  • School District: Saddleback Valley Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 1311.00
  • Lot Size Acres: 0.0301
  • Latitude Manual: 33.65021700

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1311.0000 Square Feet
  • Number Of Units In Community: 124
  • Number Of Units Total: 1
  • Waterfront Features: Fishing in Community, Lake

Tax Info

  • Tax Census Tract: 320.51
  • Tax Lot: 4
  • Tax Tract Number: 13666
  • TaxOtherAnnualAssessmentAmount: 150.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,386 $817,130 $649,316 $167,814
2024 $8,386 $801,108 $636,584 $164,524
2023 $8,196 $785,400 $624,101 $161,299
2022 $6,616 $632,400 $480,039 $152,361
2021 $2,036 $231,311 $57,572 $173,739
2020 $2,382 $228,940 $56,982 $171,958
2019 $2,450 $224,451 $55,864 $168,587
2018 $2,408 $220,050 $54,768 $165,282
2017 $2,391 $215,736 $53,694 $162,042
2016 $2,605 $211,506 $52,641 $158,865
2015 $2,672 $208,329 $51,850 $156,479
2014 $2,625 $204,249 $50,835 $153,414
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 For Sale $790,000 +2.6% $549 / Sq Ft
04/14/2022 04/14/22 Sold $770,000 +2.8% $535 / Sq Ft
03/24/2022 03/24/22 Pending -- -- --
03/18/2022 03/18/22 For Sale $749,000 -2.7% $520 / Sq Ft
03/15/2022 03/15/22 Off Market $770,000 -- --
03/15/2022 03/15/22 Pending -- -- --
03/07/2022 03/07/22 For Sale $749,000 +20.8% $520 / Sq Ft
06/30/2021 06/30/21 Sold $620,000 +8.0% $431 / Sq Ft
06/03/2021 06/03/21 For Sale $573,900 -7.4% $399 / Sq Ft
06/02/2021 06/02/21 Pending -- -- --
06/01/2021 06/01/21 Off Market $620,000 -- --
05/27/2021 05/27/21 For Sale $573,900 0.0% $399 / Sq Ft
06/19/2020 06/19/20 Rented $2,650 0.0% --
06/05/2020 06/05/20 Price Changed $2,650 -1.7% $2 / Sq Ft
05/13/2020 05/13/20 For Rent $2,695 0.0% --
04/17/2019 04/17/19 Rented $2,695 0.0% --
04/02/2019 04/02/19 For Rent $2,695 +3.7% --
06/07/2018 06/07/18 Price Changed $2,600 0.0% $2 / Sq Ft
06/06/2018 06/06/18 Rented $2,600 +2.0% --
06/04/2018 06/04/18 Price Changed $2,550 -1.9% $2 / Sq Ft
05/26/2018 05/26/18 Price Changed $2,600 -1.9% $2 / Sq Ft
05/25/2018 05/25/18 Price Changed $2,650 -1.7% $2 / Sq Ft
05/19/2018 05/19/18 For Rent $2,695 +17.2% --
09/01/2012 09/01/12 Rented $2,300 0.0% --
08/26/2012 08/26/12 Under Contract -- -- --
07/06/2012 07/06/12 For Rent $2,300 -- --
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed $770,000 Lawyers Title
Grant Deed $620,000 Lawyers Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Gift Deed -- Landsafe Title
Quit Claim Deed -- --
Grant Deed $135,000 First American Title Ins
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $647,200 New Conventional
Closed $647,200 New Conventional
Previous Owner $496,000 New Conventional
Previous Owner $367,000 Stand Alone First
Previous Owner $196,800 Unknown
Previous Owner $177,000 Unknown
Previous Owner $145,000 No Value Available
Previous Owner $130,600 FHA
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PW25177146

California Regional Multiple Listing Service (CRMLS)

APN: 930-830-24