$550,400
SOLD NOV 18, 2025

183 Summit Lake Rd Summit, NY 12175

4 Beds
2.5 Baths
2,088 Sq Ft
1.01 Acres

Recently Sold

$264 Per Sq Ft

2% Above List Price

17 Days on Market

Highlights

  • Lake Front
  • Custom Home
  • Private Lot
  • Docks
  • Deck
  • Cathedral Ceiling

About This Home

As of November 2025

HIGHEST AND BEST OFFER BY WEDNESDAY, 9/10 @ 10
Whether you are looking for a serene getaway or a place to host family and friends, this lake chalet on 1 acre with 96' frontage on beautiful Summit Lake offers the perfect blend of charm, comfort, and year-round outdoor adventure. A welcoming front porch leads you inside to a spacious foyer that opens to the living room. Custom built Lindal Home boasts 4 bedrooms, 2.5 baths, and open floor plan. First floor primary, home office, living room with gas stove, and a chef's kitchen and dining area with cathedral ceilings. Enjoy swimming, fishing, kayaking, canoeing, nature walks, and trails. Breathtaking mountain views and unobstructed lake views from every window. Full walk-out basement and a detached 2-car garage. Enjoy the lake in every season, this is truly a must see!

Last Agent to Sell the Property

Matthew Loder

Country Boy Realty License #10311204132 Listed on: 08/26/2025

Last Buyer's Agent

Christina Schaefer

Warren Real Estate of Ithaca Inc License #10301222137

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,041

Year Built

  • Built in 1985

Lot Details

  • 1.01 Acre Lot
  • Lake Front
  • Property fronts a private road
  • Landscaped
  • Private Lot
  • Level Lot
  • Garden

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • Lake
  • Skyline
  • Woods
  • Mountain
  • Garden

Home Design

  • Custom Home
  • Chalet
  • Permanent Foundation
  • Shingle Roof
  • Cedar Siding
  • Concrete Perimeter Foundation
  • Asphalt

Interior Spaces

  • 2,088 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Paddle Fans
  • Skylights
  • Blinds
  • Wood Frame Window
  • Sliding Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Built-In Electric Oven
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Outdoor Features

  • Stairs to Access Waterfront
  • Docks
  • Deck
  • Front Porch

Utilities

  • Dehumidifier
  • Space Heater
  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • Baseboard Heating
  • Electric Baseboard Heater
  • 200+ Amp Service
  • Water Softener
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 41 / 2
  • Assessor Parcel Number 434800 112.1-2-41

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,041

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1985
  • Directions: From Cobleskill County Boy office, Follow NY-10 S/NY-7 W/W Main Street, Left on NY-10S, Left onto Summit Lake Rd, home will be on your right
  • Above Grade Finished Sq Ft: 2088.0
  • Architectural Style: Chalet, Custom
  • Financial Details General Taxes: 3509.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 4032.0
  • School Taxes Description: Actual
  • Lot Size Acres: 1.01
  • New Construction: No
  • Parking Features Parking Total: 10.0
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Laundry Room Level: First
  • Primary Bathrooms Level: First
  • Primary Bedroom Level: First
  • Sale Detail Seller Contribution: No
  • Water Body Name: Summit Lake
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Flooring:Hardwood: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Chalet: Yes
  • View:Lake2: Yes
  • View:Water2: Yes
  • Architectural Style:Custom: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Laundry Features:Laundry Closet: Yes
  • Electric:Circuit Breakers: Yes
  • View:Mountain(s)2: Yes
  • View:TreesWoods: Yes
  • Foundation Details:Permanent: Yes
  • View:Garden3: Yes
  • Water Softeners: Yes
  • View:Skyline: Yes
  • Levels Two: Yes
  • Directions Remarks: Agent to Agent Remarks: HIGHEST AND BEST OFFER BY WEDNESDAY, 9/10 @ 10
  • Directions Remarks: Public Remarks: HIGHEST AND BEST OFFER BY WEDNESDAY, 9/10 @ 10 Whether you are looking for a serene getaway or a place to host family and friends, this lake chalet on 1 acre with 96' frontage on beautiful Summit Lake offers the perfect blend of charm, comfort, and year-round outdoor adventure. A welcoming front porch leads you inside to a spacious foyer that opens to the living room. Custom built Lindal Home boasts 4 bedrooms, 2.5 baths, and open floor plan. First floor primary, home office, living room with gas stove, and a chef's kitchen and dining area with cathedral ceilings. Enjoy swimming, fishing, kayaking, canoeing, nature walks, and trails. Breathtaking mountain views and unobstructed lake views from every window. Full walk-out basement and a detached 2-car garage. Enjoy the lake in every season, this is truly a must see!
  • Special Features: None

Interior Features

  • Flooring: Carpet, Hardwood
  • Basement: Exterior Entry, Full, Interior Entry, Unfinished, Walk-Out Access
  • Interior Amenities: High Speed Internet, Paddle Fan, Walk-In Closet(s), Wet Bar, Cathedral Ceiling(s), Eat-in Kitchen, Kitchen Island
  • Appliances: Built-In Electric Oven, Convection Oven, Cooktop, Dishwasher, Down Draft, Microwave, Refrigerator, Washer/Dryer, Water Softener
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Living Room
  • Living Area: 2088.0
  • Other Equipment: Dehumidifier
  • Bedroom Level: First
  • Dining Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: Second
  • Window Features: Skylight(s), Wood Frames, Blinds
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Hatch: Yes
  • Basement:Interior Entry: Yes
  • Interior Features:Wet Bar: Yes
  • Basement:Unfinished: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Dehumidifier: Yes
  • Attic Features:Eaves: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Fireplace Features:Gas Stove: Yes
  • Appliances:Convection Oven: Yes
  • Kitchen Features:Prep Sink: Yes
  • Appliances:Down Draft: Yes

Exterior Features

  • Exterior Features: Garden, Dock
  • Roof: Shingle, Asphalt
  • Construction Type: Cedar
  • Fencing: None
  • Foundation Details: Concrete Perimeter, Permanent
  • Other Structures: Garage(s)
  • Patio And Porch Features: Waterfront Deck, Rear Porch, Deck, Front Porch
  • View: Mountain(s), Skyline, Trees/Woods, Garden, Lake, Water
  • Waterfront Features: Stairway, Lake Front
  • Waterfront: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Waterfront: Yes
  • Window Features:Skylight(s): Yes
  • Construction Materials:Cedar: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Views: Yes
  • Waterfront Features:Waterfront Deck: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Window Features:Wood Frames: Yes
  • Waterfront Features:Stairway: Yes
  • Waterfront Features:Dock: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Detached, Driveway, Garage Door Opener
  • Attached Garage: No
  • Total Parking Spaces: 10.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Garage Door Opener: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Baseboard, Electric, Propane, Propane Tank Leased, Space Heater
  • Laundry Features: Laundry Closet, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Electric: Yes
  • Heating:Propane: Yes
  • Heating:Propane Tank Leased: Yes
  • Heating:Space Heater: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Level, Private, Road Frontage, Views, Landscaped, Waterfront
  • Parcel #: 434800 112.1-2-41
  • Lot Size Sq Ft: 43995.6

Tax Info

  • Tax Annual Amount: 7041.0
  • Tax Block: 2
  • Tax Lot: 41

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Nov 14, 2025
Sold by
Dannel Thomas J and Dannel Sarah A
Bought by
Mahlum Gregory and Salinero Alicia
Seller's Agent
Matthew Loder
Country Boy Realty
Buyer's Agent
Christina Schaefer
Warren Real Estate of Ithaca Inc
List Price
$539,900
Sold Price
$550,400
Premium/Discount to List
$10,500
1.94%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.45%
Original Mortgage
$412,800
Outstanding Balance
$412,800
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$121,220

Purchase Details

Closed on
Oct 16, 2019
Sold by
Dinnel Sarah A
Bought by
Dinnel Sarah A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $550,400 None Listed On Document
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 Sold $550,400 +1.9% $264 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
08/26/2025 08/26/25 For Sale $539,900 -- $259 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,012 $108,560 $20,000 $88,560
2023 $6,842 $108,560 $20,000 $88,560
2022 $6,620 $108,560 $20,000 $88,560
2021 $5,061 $102,360 $20,000 $82,360
2020 $5,604 $102,360 $20,000 $82,360
2019 $5,615 $102,360 $20,000 $82,360
2018 $5,615 $102,360 $20,000 $82,360
2017 $5,195 $102,360 $20,000 $82,360
2016 $5,137 $102,360 $20,000 $82,360
2015 -- $102,360 $20,000 $82,360
2014 -- $102,360 $20,000 $82,360
Source: Public Records

Agents Affiliated with this Home

  • Matthew Loder

    Seller's Agent in 2025

    Matthew Loder

    Country Boy Realty

    (518) 378-1235

    47 in this area

    559 Total Sales

    Matthew Loder
    Section Image

  • C

    Buyer's Agent in 2025

    Christina Schaefer

    Warren Real Estate of Ithaca Inc

    (607) 206-0265

    1 in this area

    170 Total Sales

    Christina Schaefer
    Section Image
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Map

Source: Global MLS

MLS Number: 202524626

Global MLS

APN: 434800-112-001-0002-041-000-0000

New York Schoharie County Summit 12149

183 Summit Lake Rd, Summit, NY

Sold

Detached

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