NOT LISTED FOR SALE

184 N Spruce St Ramsey, NJ 07446

Estimated Value: $720,224 - $792,000

3 Beds
1.5 Baths
1,280 Sq Ft
$589/Sq Ft Est. Value

Last Sold October 26, 2020

Last sale price $512,000 $400 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $5,007/month

5 Days on Market

Highlights

  • Cape Cod Architecture
  • 1 Car Attached Garage
  • Central Air
  • Ramsey High School Rated A
  • Patio

About This Home

As of October 2020

Sparkling Col Cape in fantastic location near town, schools, bike path, Finch Park & Train station! HW flrs throughout. LR w/stone fplc. Recently updtd bsmt w/office, rec rm & storage.

Last Agent to Sell the Property

JANINE FRASER

COLDWELL BANKER REALTY SRV Listed on: 09/01/2020

Last Buyer's Agent

JAMIE A. OAKLEY

PROMINENT PROPERTIES SIR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,815

Year Built

  • Built in 1950

Lot Details

  • 9,148

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Additional Parking

Home Design

  • Cape Cod Architecture
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Living Room with Fireplace
  • Dishwasher
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • W. Tisdale Elementary School
  • E. Smith Middle School
  • Ramsey High School

Utilities

  • Central Air
  • Standard Electricity
  • Gas Water Heater

Additional Features

  • Patio
  • 9,148 Sq Ft Lot

Listing and Financial Details

  • Assessor Parcel Number 1148-04505-0000-00005-0000-

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,815

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Style: Cape Cod
  • Primary Style: Cape Cod
  • Subproperty Type: Single Family
  • Year Built: 1950
  • Year Built Description: Approximate
  • County Name: Bergen
  • Directions: E Main to N Spruce between Chestnut & N Island
  • I D: 5012821
  • First Name: JANINE
  • First Name3: JAMIE A.
  • Last Name: FRASER
  • Last Name3: OAKLEY
  • Office Phone3: 201-445-4300
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Description: Living Room
  • Number of Fireplaces: 1
  • Appliances: Dishwasher
  • Bedrooms: 3
  • Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Description: Finished
  • Phone: 201-327-5050

Exterior Features

  • Exterior Description: Vinyl Siding
  • Exterior Features: Patio
  • Roof Description: Composition Shingle

Garage/Parking

  • Garage Description: Attached Garage, Garage Door Opener
  • Number Garage Spaces: 1
  • Parking Driveway Description: Additional Parking, Blacktop

Utilities

  • Cooling: Central Air
  • Fuel Type: Gas-Natural
  • Sewer: Public Sewer
  • Utilities: Electric, Gas-Natural
  • Water: Public Water
  • Water Heater: Gas

Schools

  • High School: RAMSEY HS
  • Middle Jr High School: E. SMITH

Lot Info

  • Lot Size: 0.207AC
  • Easement: Unknown
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 0.21

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 10815
  • Tax Amount Tax: *
  • Assessor Parcel Number: 1148-04505-0000-00005-0000-
  • Assessor Parcel Number: *
  • Tax Rate Amount: 2.458
  • Tax Rate Tax: *
  • Tax Year Tax: *
  • Tax Year: 2019

MLS Schools

  • Grade School: W. TISDALE

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2020
Closed on
Oct 26, 2020
Sold by
Daly Bettina M
Bought by
Salerno Tracey
Seller's Agent
JANINE FRASER
COLDWELL BANKER REALTY SRV
Buyer's Agent
JAMIE A. OAKLEY
PROMINENT PROPERTIES SIR
List Price
$509,000
Sold Price
$512,000
Premium/Discount to List
$3,000
0.59%
Current Estimated Value
$754,306

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$242,306
Avg. Annual Appreciation
7.88%
Original Mortgage
$409,600
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 7, 2014
Closed on
Sep 26, 2014
Sold by
Highberger William Foster and Daly Bettina M
Bought by
Estate Of Judith Stewart Highberger and Highberger Judith S
Seller's Agent
JANINE FRASER
COLDWELL BANKER REALTY SRV
Buyer's Agent
JANINE FRASER
COLDWELL BANKER REALTY SRV
Sold Price
$385,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.82%
Original Mortgage
$175,000
Interest Rate
4.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Salerno Tracey $512,000 Carnegie Title Llc
Estate Of Judith Stewart Highberger $385,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Salerno Tracey $409,600
Previous Owner Estate Of Judith Stewart Highberger $175,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/26/2020 10/26/20 Sold $512,000 +0.6% $400 / Sq Ft
09/06/2020 09/06/20 Pending -- -- --
09/01/2020 09/01/20 For Sale $509,000 +32.2% $398 / Sq Ft
10/07/2014 10/07/14 Sold $385,000 -- $301 / Sq Ft View Prior Sale
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,417 $654,800 $396,100 $258,700
2024 $12,043 $440,000 $295,700 $144,300
2023 $11,541 $440,000 $295,700 $144,300
2022 $11,541 $440,000 $295,700 $144,300
2021 $11,409 $440,000 $295,700 $144,300
2020 $11,308 $440,000 $295,700 $144,300
2019 $10,815 $440,000 $295,700 $144,300
2018 $10,547 $440,000 $295,700 $144,300
2017 $10,349 $440,000 $295,700 $144,300
2016 $10,984 $480,300 $295,700 $184,600
2015 $10,080 $369,500 $270,700 $98,800
2014 $9,810 $369,500 $270,700 $98,800
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2020

    JANINE FRASER

    COLDWELL BANKER REALTY SRV

  • J

    Buyer's Agent in 2020

    JAMIE A. OAKLEY

    PROMINENT PROPERTIES SIR

See All Agents

Map

Source: Garden State MLS

MLS Number: 3660742

Garden State MLS

APN: 48-04505-0000-00005

New Jersey Bergen County Ramsey 07446

184 N Spruce St, Ramsey, NJ

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Garden State MLS The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as IDX Listing.

Information deemed reliable but not guaranteed.
Copyright © 2025 Garden State Multiple Listing Service, L.L.C. All rights reserved.

Notice: The dissemination of listings on this website does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.



This information is being provided for Consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Nearby Homes