$639,900

185 Big Beach Ln Monticello, KY 42633

Estimated payment $4,016/month

Total Views 1,120
4 Beds
3.5 Baths
3,980 Sq Ft
$161 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Main Floor Primary Bedroom
  • Soaking Tub
  • Secluded Lot
  • Double Oven
  • Central Air

About This Home

LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

Listing Agent

Dylan Jones

Re/Max Country Lakes License #288856 Listed on: 04/01/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2024

Lot Details

  • 1.06 Acre Lot
  • Secluded Lot
  • Many Trees

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Living Room with Fireplace
  • Views of Woods

Kitchen

  • Double Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Soaking Tub

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Schools

  • Monticello Elementary School
  • Wayne Co Middle School
  • Wayne Co High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Community Details

  • Cumberland Ridge Estates Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number LL-01-031.00

Home Details

Home Type

Single Family

Year Built

Built in 2024

Lot Details

1.06 Acres

HOA Fees

$7 per month

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 2024
  • Above Grade Finished Sq Ft: 2700.0
  • Levels: Three Or More
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Dishwasher, Cooktop
  • Interior Amenities: Soaking Tub
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Exterior Entry, Finished, Full, Interior Entry
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1280.0
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 3980.0
  • Lot Size Area: 1.06

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 639900.0
  • Lot Features: Secluded, Many Trees
  • Pool Private: No
  • View: Trees/Woods
  • View YN: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Central Air, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Lower Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: None
  • Association Fee: 80.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Monticello
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 1.06
  • Lot Size Sq Ft: 46173.6
  • Parcel Number: LL-01-031.00

Map

Range of Values:

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Property History

Date Event Price List to Sale Price per Sq Ft
04/01/2026 04/01/26 For Sale $639,900 -- $161 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $12,500 None Available
Commissioners Deed $6,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $19,125 Commercial
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26006763

ImagineMLS (Bluegrass REALTORS®)

APN: LL-01-031.00

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