NOT LISTED FOR SALE

Estimated Value: $559,983 - $620,000

3 Beds
2.5 Baths
2,247 Sq Ft
$262/Sq Ft Est. Value

Last Sold September 22, 2022

Last sale price $490,000 $218 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $4,089/month

6 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • Wood Flooring
  • Western Avenue Elementary School Rated 9+
  • Recreation Room
  • Main Floor Bedroom

About This Home

As of September 2022

THIS ONE HAS IT ALL - LOCATION, CURB APPEAL & CONDITION!! Come see this custom designed Cape Cod home tucked away in a quiet cul de sac. The proximity to downtown Geneva is unbeatable! A large great room - the heart of the home - boasts two sets of French doors that open up to the home's expansive deck. A brick fireplace, beamed ceiling and built-ins add to the overall charm. But that's not all - French doors also lead to a 3-season sun porch. The dining room can host a crowd and the large south facing window, that includes an adorable window seat, allows abundant natural light to fill the room. The kitchen was remodeled in 2004 & offers 42" maple cabinets & granite countertops. A charming breakfast room is off the kitchen and also opens up to the sunny 3-season porch. You will find the primary bedroom suite on the 1st floor as well featuring a full bathroom & walk-in closet. For convenience the laundry room is adjacent to the kitchen and provides access to the garage, backyard & powder room. Two large bedrooms and a full bathroom are located on the second floor. There are also two walk-in attics which provides amazing expansion capabilities. And we're still not done! The finished basement offers a spacious rec room and an office. The basement also includes oodles of closet storage and an unfinished space with plumbing for a future bathroom. The furnace was replaced in 2021 and the siding was replaced in 2018. The A/C & humidifier are less than 10 years old. The outside is as nice as the inside - there is a large deck (42x10) with a pergola plus amazing perennial gardens. The current (and original) owner hates to move from this cozy home but it's time for another wonderful family to love it. Come see it for yourself!

Last Agent to Sell the Property

Katie Hemming

Berkshire Hathaway HomeServices Starck Real Estate License #475125719 Listed on: 07/21/2022

Last Buyer's Agent

Karen Adams

Baird & Warner Fox Valley - Geneva License #475125434

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,103

Year Built

  • Built in 1987

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 48x128x111x140
  • Cul-De-Sac

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,247 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Sun or Florida Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Western Avenue Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Dover Ridge Subdivision, Custom Floorplan

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,103

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Subdivision Name: Dover Ridge
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 2247
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Sun Room, Eating Area, Office, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2247
  • Basement Description: Finished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 495000
  • Lot Features: Cul-De-Sac
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: N/A
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Electric Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Western Avenue Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School
  • Middle/Junior School District: 304

Lot Info

  • Lot Size Acres: 0.25
  • Lot Dimensions: 48X128X111X140
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 9103
  • Tax Year: 2021
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2022
Closed on
Sep 15, 2022
Sold by
Hill Carolyn S
Bought by
Giraldo Jeffrey and Giraldo Izabela
Seller's Agent
Katie Hemming
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Karen Adams
Baird & Warner Fox Valley - Geneva
List Price
$495,000
Sold Price
$490,000
Premium/Discount to List
-$5,000
-1.01%
Views
16
Current Estimated Value
$589,496

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,496
Avg. Annual Appreciation
6.24%
Original Mortgage
$392,000
Outstanding Balance
$374,598
Interest Rate
4.92%
Mortgage Type
New Conventional
Estimated Equity
$210,479

Purchase Details

Closed on
Feb 20, 1997
Sold by
Hill Samuel and Hill Carolyn
Bought by
Hill Carolyn S
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giraldo Jeffrey $490,000 --
Hill Carolyn S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giraldo Jeffrey $392,000
Previous Owner Hill Carolyn S $25,000
Previous Owner Hill Carolyn $100,000
Previous Owner Hill Carolyn $100,000
Previous Owner Hill Carolyn S $50,000
Previous Owner Hill Carolyn S $8,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2022 09/22/22 Sold $490,000 -1.0% $218 / Sq Ft
07/28/2022 07/28/22 Pending -- -- --
07/21/2022 07/21/22 For Sale $495,000 -- $220 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,518 $146,232 $43,830 $102,402
2023 $10,250 $132,938 $39,845 $93,093
2022 $9,395 $123,526 $37,024 $86,502
2021 $9,103 $118,935 $35,648 $83,287
2020 $8,992 $117,120 $35,104 $82,016
2019 $8,959 $114,902 $34,439 $80,463
2018 $8,464 $109,295 $34,439 $74,856
2017 $8,355 $106,381 $33,521 $72,860
2016 $8,389 $104,943 $33,068 $71,875
2015 -- $99,774 $31,439 $68,335
2014 -- $99,774 $31,439 $68,335
2013 -- $99,774 $31,439 $68,335
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11470935

Midwest Real Estate Data (MRED)

APN: 12-04-451-027