NOT LISTED FOR SALE

186 Harbor Dr Lusby, MD 20657

Estimated Value: $994,766 - $1,162,000

5 Beds
3 Baths
3,401 Sq Ft
$319/Sq Ft Est. Value

Last Sold April 08, 2022

Last sale price $900,000 $265 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $6,296/month

Highlights

  • 280 Feet of Waterfront
  • Beach
  • Public Beach
  • 3 Dock Slips
  • Private Water Access
  • 1 Acre Lot

About This Home

As of April 2022

If you're looking for deep protected water front in a great location...THEN look no more! This 1 acre lot offers approximately 289 ft of shore line on Mill Creek with 8 ft. MLW in a private setting with pier, jet ski lift, and floating dock. Experience a 180 degree view up the creek with beautiful hardscaping, maintenance free deck with hot tub and dining area to enjoy the park like feeling this property has to offer. Enjoy those cool evenings sitting by the fire pit overlooking the water. The main level of this home has a cozy cottage feel with wood ceilings, wall to wall windows in the family room, wood burning fireplace with sitting area, 2 bedrooms, which 1 of the bedrooms has a full bathroom. The upper level is modern with 3 large bedrooms, 2nd family room, and laundry area. The primary bedroom is large with, walk in closet, sitting area with fireplace, and spectacular view up the creek. The property has nitrogen septic system and other upgrades. The addition upstairs was done in 2019. Just minutes from Solomons Island, PAX River Naval Air Station, DC and VA.

Last Agent to Sell the Property

Dawn Wood

(240) 298-1244 ldawnwood@gmail.com O'Brien Realty ERA Powered License #518189 Listed on: 03/01/2022

O'Brien Realty ERA Powered

Last Buyer's Agent

Amelia Whitman

(443) 949-5819 amelia@ameliawhitman.com Long & Foster Real Estate, Inc. License #641309

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,219

Year Built

  • Built in 1957

Lot Details

  • 1 Acre Lot
  • 280 Feet of Waterfront
  • Home fronts navigable water
  • Public Beach
  • Property is in good condition

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 3,401 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Family Room
  • Sitting Room
  • Dining Room
  • Engineered Wood Flooring
  • Crawl Space
  • Laundry Room

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Parking

  • 2 Parking Spaces
  • 2 Detached Carport Spaces
  • Driveway

Outdoor Features

  • Private Water Access
  • River Nearby
  • Electric Hoist or Boat Lift
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Heating System Uses Oil
  • Hot Water Baseboard Heater
  • Well
  • Electric Water Heater
  • Nitrogen Removal System

Listing and Financial Details

  • Tax Lot 27R
  • Assessor Parcel Number 0501073001

Community Details

Overview

  • Drum Point Property Owners Assosiation HOA
  • Drum Point Subdivision

Amenities

  • Clubhouse

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,219

Year Built

Built in 1957

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1957
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: If you're looking for deep protected water front in a great location...THEN look no more! This 1 acre lot offers approximately 289 ft of shore line on Mill Creek with 8 ft. MLW in a private setting with pier, jet ski lift, and floating dock. Experience a 180 degree view up the creek with beautiful hardscaping, maintenance free deck with hot tub and dining area to enjoy the park like feeling this property has to offer. Enjoy those cool evenings sitting by the fire pit overlooking the water. The main level of this home has a cozy cottage feel with wood ceilings, wall to wall windows in the family room, wood burning fireplace with sitting area, 2 bedrooms, which 1 of the bedrooms has a full bathroom. The upper level is modern with 3 large bedrooms, 2nd family room, and laundry area. The primary bedroom is large with, walk in closet, sitting area with fireplace, and spectacular view up the creek. The property has nitrogen septic system and other upgrades. The addition upstairs was done in 2019. Just minutes from Solomons Island, PAX River Naval Air Station, DC and VA.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood, Engineered Wood
  • Fireplaces Count: 1
  • Foundation Details: Crawl Space, Slab
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 4, Bedroom 5, Kitchen, Family Room, Bedroom 1, Laundry, Bathroom 1, Bathroom 2, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 3401
  • Living Area Sq Ft: 3401
  • Price Per Sq Ft: 264.63
  • Above Grade Finished Sq Ft: 3401
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 186

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access Features: Private Access, Public Beach
  • Water Access: Yes
  • Water Body Name: Mill Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 280

Garage/Parking

  • Carport Spaces: 2
  • Garage: No
  • Number Of Detached Carport Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Carport, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Oil, Electric, Wood
  • Heating Type: Forced Air, Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Nitrogen Removal System
  • Water Source: Private, Well

Condo/Co-op/Association

  • HOA Fees: 175.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Club House, Water/Lake Privileges
  • HOA Name: DRUM POINT PROPERTY OWNERS ASSOSIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 233600.00
  • Land Assessed Value: 316000.00
  • Land Use Code: R
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43756.00
  • Property Condition: Good
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14949427
  • Tax Annual Amount: 6219.00
  • Assessor Parcel Number: 0501073001
  • Tax Lot: 27R
  • Tax Total Finished Sq Ft: 3401
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 04/08/2022

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 5, 2023
Sold by
Berti Danielle M and Moore Peter Meredith
Bought by
Harbor House 186 Llc
Current Estimated Value
$1,083,255

Purchase Details

Closed on
Jul 22, 2014
Sold by
Kornacki Marci
Bought by
Kornacki Marci and Kornacki Troy T

Purchase Details

Listed on
May 8, 2012
Closed on
Aug 30, 2012
Sold by
Trefrey Charles S and Trefrey Barbara K
Bought by
Kornacki Marci
Seller's Agent
Paul Monger
Berkshire Hathaway HomeServices McNelis Group Properties
Buyer's Agent
Monique Hailer
CENTURY 21 New Millennium
List Price
$470,000
Sold Price
$445,000
Premium/Discount to List
-$25,000
-5.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.01%
Original Mortgage
$436,939
Interest Rate
3.5%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harbor House 186 Llc -- National Capital Title
Kornacki Marci -- None Available
Kornacki Marci $445,000 Bay County Title & Escrow Ll
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kornacki Marci $436,939
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2022 04/08/22 Sold $900,000 0.0% $265 / Sq Ft
03/01/2022 03/01/22 For Sale $900,000 +102.2% $265 / Sq Ft
08/30/2012 08/30/12 Sold $445,000 +1.1% $269 / Sq Ft View Prior Sale
07/19/2012 07/19/12 Pending -- -- --
06/04/2012 06/04/12 Price Changed $440,000 -6.4% $266 / Sq Ft
05/08/2012 05/08/12 For Sale $470,000 -- $284 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,199 $683,567 $0 $0
2024 $7,199 $630,833 $0 $0
2023 $6,395 $578,100 $316,000 $262,100
2022 $6,294 $568,600 $0 $0
2021 $6,294 $559,100 $0 $0
2020 $6,058 $549,600 $316,000 $233,600
2019 $5,765 $549,600 $316,000 $233,600
2018 $4,422 $421,500 $316,000 $105,500
2017 $4,963 $438,400 $0 $0
2016 -- $438,400 $0 $0
2015 $5,466 $438,400 $0 $0
2014 $5,466 $442,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2004636

Bright MLS

APN: 01-073001