$344,900
SOLD JUL 11, 2025

186 N Lakeshore Dr Cadiz, KY 42211

2 Beds
1.5 Baths
1,388 Sq Ft
0.51 Acres

Recently Sold

$248 Per Sq Ft

1% Below List Price

5 Days on Market

Highlights

  • Private Dock
  • A-Frame Home
  • Wood Flooring
  • Waterfront
  • Wooded Lot
  • Fireplace

About This Home

As of July 2025

This adorable WATERFRONT A frame cottage with a PRIVATE Covered DOCK is a perfect place to enjoy the tranquility of beautiful Lake Barkley! Meticulously refinished by the owners, the features include a wood floors, granite counter in kitchen, beautifully stained poplar wood walls in the sunroom, insulated windows, unique fish tiles on the stone mantle, an outdoor kitchen, and large deck! The home has a standing seam Metal roof. The detached garage is 16' x 26' with a covered lean to for additional car coverage. It even has a log cabin (vintage 1912-currently used for storage). Whether you are looking for a full time home, or a vacation get away, check out this amazing home today!

Last Agent to Sell the Property

Eunice Stone

Lakeland Realty License #260079 Listed on: 05/29/2025

Last Buyer's Agent

Tamara Warner

Lakeland Realty License #203347

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,084

Year Built

  • Built in 1979

Lot Details

  • 0.51 Acre Lot
  • Waterfront
  • Street terminates at a dead end
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Landscaped with Trees

Home Design

  • A-Frame Home
  • Block Foundation
  • Frame Construction
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 1,388 Sq Ft Home
  • Paneling
  • Ceiling Fan
  • Fireplace
  • Thermal Pane Windows
  • Wood Flooring

Kitchen

  • Stove
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Garage
  • 1 Carport Space

Outdoor Features

  • Private Dock
  • Covered Dock

Utilities

  • Central Air
  • Heat Pump System
  • Property is located within a water district
  • Electric Water Heater
  • Septic System

Listing and Financial Details

  • Tax Lot 108-109

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,084

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Paved Road
  • Estimated Age: 31-50
  • Estimated Year Built: 1979
  • Estimated Sq Ft: 1251-1500
  • Deed Book Page: 251/278
  • Dockage: Private Dock
  • Fireplace Wood Stove: Fireplace
  • Land Use Topography: Rolling, Wooded
  • Location2: County, Dead End Street, Water View Year Round, Barkley Lake
  • Main Level Sq Ft: 1088
  • Restrictions: Subdivision
  • Restrictions2: Y
  • Style: A-Frame
  • Upper Level Sq Ft: 300
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1979

Interior Features

  • Floor Covering: Wood
  • Appliances: Dryer, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Ceiling Fan(s), Washer/Dryer Hookup, Circuit Breakers
  • Total Bathrooms: 1.1
  • Price Per Sq Ft: 248.49
  • Estimated Total Sq Ft: 1388
  • Bathroom Features: Tiled Shower
  • Doors and Windows: Thermal Pane Windows
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Number Of Bedrooms: 2
  • Walls: Paneling

Exterior Features

  • Construction: Frame
  • Exterior Features: Dock - Covered, Trees
  • Exterior Finish: Cement Board
  • Foundation: Concrete Block
  • Roof: Metal

Garage/Parking

  • Garage Capacity: 1
  • Carport Capacity: 1

Utilities

  • Electric Company: Pennyrile Rural Elec
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Sewer: Septic
  • Water: Water District
  • Water Company: Lake Barkley Water
  • Water Heater: Electric

Schools

  • Elementary School: Trigg County
  • Middle School: Trigg County
  • High School: Trigg County

Lot Info

  • Lot Number: 108-109
  • Estimated Number of Acres: 0.51
  • Easements: TVA/Corps of Engineers
  • Location: Waterfront

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Jul 11, 2025
Sold by
Bankey David and Bankey Lori
Bought by
Montecuollo Peter and Montecuollo Leslie
Seller's Agent
Eunice Stone
Lakeland Realty
Buyer's Agent
Tamara Warner
Lakeland Realty
List Price
$349,900
Sold Price
$344,900
Premium/Discount to List
-$5,000
-1.43%
Views
5

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.13%
Original Mortgage
$275,920
Outstanding Balance
$275,920
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$67,456
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $344,900 None Listed On Document
Deed $344,900 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,920 New Conventional
Closed $275,920 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Sold $344,900 -1.4% $248 / Sq Ft
05/29/2025 05/29/25 For Sale $349,900 -- $252 / Sq Ft
Source: Western Kentucky Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,084 $120,000 $0 $0
2023 $1,174 $120,000 $0 $0
2022 $1,198 $120,000 $0 $0
2021 $1,225 $120,000 $0 $0
2020 $982 $95,000 $0 $0
2019 $981 $95,000 $0 $0
2018 $958 $95,000 $0 $0
2017 $841 $95,000 $0 $0
2016 $820 $0 $0 $0
2015 $818 $0 $0 $0
2010 $764 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Kentucky Regional MLS

MLS Number: 132094

Western Kentucky Regional MLS

APN: S-15-16-1-108