NOT LISTED FOR SALE

186 W Cliff St Somerville, NJ 08876

Estimated Value: $677,750 - $784,000

3 Beds
3 Baths
-- Sq Ft
10,019 Sq Ft Lot

Last Sold July 22, 2022

Last sale price $555,000

Est. 27% increase in value since last sale

Current estimated payment $4,858/month

12 Days on Market

About This Home

As of July 2022

This home is located at 186 W Cliff St, Somerville, NJ 08876 since 01 June 2022 and is currently estimated at $707,188. This property was built in 1910. 186 W Cliff St is a home located in Somerset County with nearby schools including Van Derveer School, Somerville Middle School, and Somerville High School.

Last Agent to Sell the Property

LAUREN MOLINARO

COLDWELL BANKER REALTY Brokerage Phone: 908-754-7511 Listed on: 06/01/2022

Last Buyer's Agent

ROBERT W CHAPMAN

WEICHERT REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,472

Year Built

  • Built in 1910

Lot Details

  • 10,019 Sq Ft Lot

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Bathrooms

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,472

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Year Built: 1910
  • County Name: Somerset
  • Street Number Display: 186
  • I D: 5153337
  • Modified: 2025-07-21
  • Number Images: 1
  • Attribution Contact: 908-754-7511
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Bathrooms: 2.10

Lot Info

  • Lot Size: 50X200
  • Total Acres: 0.23

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2022
Closed on
Jul 6, 2022
Sold by
Mcnally Iii James P and Davenport Rebecca
Bought by
Mimnaugh Shannon L
Seller's Agent
LAUREN MOLINARO
COLDWELL BANKER REALTY
Buyer's Agent
ROBERT W CHAPMAN
WEICHERT REALTORS
List Price
$525,000
Sold Price
$555,000
Premium/Discount to List
$30,000
5.71%
Current Estimated Value
$707,188

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$152,188
Avg. Annual Appreciation
7.94%
Original Mortgage
$555,000
Outstanding Balance
$531,037
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$176,151

Purchase Details

Closed on
Apr 19, 2018
Sold by
Mcnaly James P and Patterson Rebecca D
Bought by
Mcnally James P and Mcnally Rebecca Davenport

Purchase Details

Listed on
Jul 21, 2017
Closed on
Aug 30, 2017
Sold by
Rme Homes Llc
Bought by
Mcnally James P and Patterson Rebecca D
Seller's Agent
SANDRA D O KEEFE
RE/MAX PREFERRED PROFESSIONALS
Buyer's Agent
MICHAEL GRAMICCIONI
COLDWELL BANKER REALTY
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.48%
Original Mortgage
$375,250
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 15, 2016
Closed on
Jan 13, 2017
Sold by
Regan Edward and Regan Phylli
Bought by
Rme Homes Llc
Seller's Agent
DEBORAH BANKS REGAN
WEICHERT REALTORS
Buyer's Agent
SANDRA D O KEEFE
RE/MAX PREFERRED PROFESSIONALS
List Price
$228,000
Sold Price
$185,000
Premium/Discount to List
-$43,000
-18.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
233.35%
Source: Public Records

Range of Values:

Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mimnaugh Shannon L $555,000 Majestic Title
Mimnaugh Shannon L $555,000 Majestic Title
Mcnally James P -- Westcor Land Title Ins Co
Mcnally James P $395,000 None Available
Rme Homes Llc $185,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mimnaugh Shannon L $555,000
Closed Mimnaugh Shannon L $555,000
Previous Owner Mcnally James P $375,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2022 07/22/22 Sold $555,000 +5.7% --
06/16/2022 06/16/22 Pending -- -- --
06/03/2022 06/03/22 For Sale $525,000 +32.9% --
08/31/2017 08/31/17 Sold $395,000 -1.2% --
07/27/2017 07/27/17 Pending -- -- --
07/21/2017 07/21/17 For Sale $399,900 +116.2% --
01/13/2017 01/13/17 Sold $185,000 -18.9% --
11/04/2016 11/04/16 Pending -- -- --
05/15/2016 05/15/16 For Sale $228,000 -- --
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,472 $340,800 $128,000 $212,800
2024 $13,472 $340,800 $128,000 $212,800
2023 $13,162 $340,800 $128,000 $212,800
2022 $12,817 $340,800 $128,000 $212,800
2021 $12,736 $340,800 $128,000 $212,800
2020 $12,374 $338,100 $128,000 $210,100
2019 $12,290 $338,100 $128,000 $210,100
2018 $12,158 $338,100 $128,000 $210,100
2017 $9,097 $258,300 $128,000 $130,300
2016 $8,728 $258,300 $128,000 $130,300
2015 $8,612 $258,300 $128,000 $130,300
2014 $8,475 $258,300 $128,000 $130,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Garden State MLS

MLS Number: 3785786

Garden State MLS

APN: 18-00135-0000-00010