Estimated Value: $467,000 - $767,000
5
Beds
3
Baths
4,000
Sq Ft
$145/Sq Ft
Est. Value
About This Home
This home is located at 186 Ymca Rd, Otego, NY 13825 and is currently estimated at $581,506, approximately $145 per square foot. 186 Ymca Rd is a home located in Otsego County with nearby schools including Laurens Central School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 3, 2026
Sold by
Fusco Frederic
Bought by
Ebsco Estate Llc
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,002
Outstanding Balance
$9,982
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$571,524
Purchase Details
Closed on
Sep 8, 2023
Sold by
Maerz Isabel and Maerz Paul
Bought by
Fusco Frederic and Fusco Franca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 26, 2013
Sold by
Maerz Paul
Bought by
Salven Ole
Purchase Details
Closed on
May 9, 2006
Sold by
Carroll Richard and Carroll Jennifer
Bought by
Maerz Paul and Maerz Isaael
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ebsco Estate Llc | -- | -- | |
| Fusco Frederic | $420,000 | None Available | |
| Salven Ole | $19,000 | Rodney Klafehn | |
| Salven Ole | $19,000 | Rodney Klafehn | |
| Maerz Paul | $400,000 | Walter Terry |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ebsco Estate Llc | $10,002 | |
| Previous Owner | Fusco Frederic | $336,000 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,032 | $299,100 | $76,600 | $222,500 |
| 2024 | $8,617 | $284,100 | $76,600 | $207,500 |
| 2023 | $8,425 | $284,100 | $76,600 | $207,500 |
| 2022 | $8,201 | $284,100 | $76,600 | $207,500 |
| 2021 | $8,056 | $284,100 | $76,600 | $207,500 |
| 2020 | $11,914 | $284,100 | $76,600 | $207,500 |
| 2019 | $11,948 | $284,100 | $76,600 | $207,500 |
| 2018 | $11,948 | $284,100 | $76,600 | $207,500 |
| 2017 | $7,138 | $284,100 | $76,600 | $207,500 |
| 2016 | $6,971 | $284,100 | $76,600 | $207,500 |
| 2015 | -- | $284,100 | $76,600 | $207,500 |
| 2014 | -- | $284,100 | $76,600 | $207,500 |
Source: Public Records
Map
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