$584,000
PENDING $15K PRICE DROP

18610 Fort Smith Cir Port Charlotte, FL 33948

Estimated payment $3,366/month

Total Views 33,224
3 Beds
3 Baths
2,055 Sq Ft
$284 Price per Sq Ft

Highlights

  • 80 Feet of Salt Water Canal Waterfront
  • In Ground Pool
  • Vaulted Ceiling
  • Water access To Gulf or Ocean
  • Canal View
  • Stone Countertops

About This Home

Under contract-accepting backup offers. Waterfront Living with Sailboat Access - Fully Renovated & Fenced! Never Flooded! Enjoy the ultimate Florida waterfront lifestyle in this newly renovated, sailboat-access pool home just minutes to open water - no bridges, no waiting.. This spacious 3-bedroom, 3-bath home with a flexible bonus room beautiful western sunset views, peace and privacy tucked into the quiet loop of the neighborhood. Step inside to an airy, open-concept layout with luxury vinyl plank flooring, vaulted ceilings, and oversized hurricane-impact windows that bring the Florida sunshine indoors. The chef-inspired kitchen features premium quartz countertops, soft-close wood cabinetry, an expansive center island, and stainless steel appliances - perfect for cooking, gathering, and entertaining. The home's two large primary suites offer walk-in closets and private access to the pool deck, while the thoughtfully designed split floor plan adds privacy for guests or a home office setup. Outside, enjoy your own private oasis: a volleyball-style in-ground pool, fully fenced backyard, and concrete dock with seawall - ideal for fishing, keeping your boat, or soaking in canal views. This move-in-ready home has been thoughtfully upgraded with a new roof, new HVAC system, new electrical, hurricane-impact windows and doors, new plumbing, and all-new mechanicals - all fully permitted and completed with care. Located in a quiet neighborhood with no HOA and just minutes from shopping, dining, schools, downtown Punta Gorda, and Gulf Coast beaches. This property is in flood zone AE and includes a low-cost, transferable flood insurance policy (~$2700 premium) and spray foam insulated to keep electric costs low for added peace of mind. Schedule your private showing today and experience this beautifully updated coastal home with direct Gulf access!

Listing Agent

Shari Smith

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3382815 Listed on: 06/11/2025

LPT REALTY, LLC

Co-Listing Agent

Alex Jusko

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3397600

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,506

Year Built

  • Built in 1980

Lot Details

  • 10,000 Sq Ft Lot
  • 80 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • East Facing Home
  • Dog Run
  • Property is zoned RSF3.5

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,055 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Sliding Doors
  • Combination Dining and Living Room
  • Luxury Vinyl Tile Flooring
  • Canal Views
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • Dock made with Composite Material
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Air
  • Heating Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Port Charlotte Community
  • Port Charlotte Sec 079 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,506

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2055
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 3018
  • Lot Size Sq Ft: 10000
  • Directions to Property: Heading South on Midway Blvd take a right onto Ohara Dr, a left onto Silver Bell, a right onto Fort Smith Cir and home will be at the bottom of the U
  • Status: Pending
  • Co List Office Mls Id: MFR261016803
  • Co List Office Phone: 877-366-2213
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Port Charlotte
  • Escrow State: FL
  • Escrow Street Name: Tamiami Trl
  • Escrow Street Number: 1777
  • List Office Head Office Key Nume: 524162049
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 284.18
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite
  • MFR_DockYN: 1
  • Attribution Contact: 877-366-2213
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 18610
  • Living Area Meters: 190.92
  • Room Count: 4

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground
  • Exterior Features: Dog Run, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay
  • Water Extras: Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 80
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 80

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSF3.5
  • Parcel Number: 402231227003
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 929

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2506.08
  • Tax Block: 4672
  • Tax Book Number: 6-43
  • Tax Lot: 18

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,360 $108,160 $93,500 $14,660
2023 $2,360 $87,361 $0 $0
2022 $2,121 $98,738 $85,000 $13,738
2021 $1,618 $54,095 $40,800 $13,295
2020 $1,601 $54,600 $40,800 $13,800
2019 $4,153 $211,978 $40,800 $171,178
2018 $3,601 $187,845 $39,950 $147,895
2017 $3,618 $186,249 $42,500 $143,749
2016 $3,600 $171,421 $0 $0
2015 $3,242 $155,837 $0 $0
2014 $3,138 $150,185 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Pending -- -- --
07/15/2025 07/15/25 Price Changed $584,000 -0.8% $284 / Sq Ft
07/07/2025 07/07/25 Price Changed $589,000 -0.8% $287 / Sq Ft
06/30/2025 06/30/25 Price Changed $594,000 -0.8% $289 / Sq Ft
06/11/2025 06/11/25 For Sale $599,000 +99.7% $291 / Sq Ft
01/11/2023 01/11/23 Sold $300,000 0.0% $146 / Sq Ft
12/17/2022 12/17/22 Pending -- -- --
12/15/2022 12/15/22 For Sale $299,900 +73.4% $146 / Sq Ft
02/25/2013 02/25/13 Sold $173,000 -3.8% $76 / Sq Ft
01/27/2013 01/27/13 Pending -- -- --
01/18/2013 01/18/13 Price Changed $179,900 -3.4% $79 / Sq Ft
12/19/2012 12/19/12 For Sale $186,300 -- $81 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 --
Warranty Deed $230,000 Siesta Title And Escrow Svcs
Warranty Deed $173,000 Attorney
Special Warranty Deed $165,000 Commerce Title Of America Ll
Trustee Deed $115,400 None Available
Warranty Deed $320,000 Executive Title Ins Svcs Inc
Warranty Deed $233,000 --
Quit Claim Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $150,000 New Conventional
Previous Owner $161,000 Commercial
Previous Owner $450,000 Negative Amortization
Previous Owner $185,000 Purchase Money Mortgage
Previous Owner $163,100 Purchase Money Mortgage
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Shari Smith

LPT REALTY, LLC

(941) 269-4106

Section Image

At Smith & Jusko Family Real Estate, we treat every client like part of the family—because that’s how we believe real estate should feel. With deep roots in Florida and over 7 years of experience each, Shari Smith and her son Alex Jusko bring heart, hustle, and hometown knowledge to every transaction.

Both Shari and Alex hold their broker’s licenses and proudly serve as Broker Associates, bringing advanced expertise and professionalism to every deal. Shari also holds her Real Estate

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Source: Stellar MLS

MLS Number: C7511122

Stellar MLS

APN: 402231227003