Seller's Agent in 2025
Katarzyna Rozmus
United Real Estate
(973) 340-3300
20 in this area
51 Total Sales
187 Ray St Garfield, NJ 07026
3
Beds
3
Baths
1,584
Sq Ft
5,000
Sq Ft Lot
Highlights
- In Ground Pool
- Central Air
- Gas Fireplace
- En-Suite Primary Bedroom
- Rectangular Lot
- 3-minute walk to Jewell St Park
About This Home
As of September 2025Your dream home is here. This totally custom home with top of the line finishes and attention to every detail includes gourmet kitchen with professional style appliances, dining room with wainscoting, coffered ceiling, and French doors leading to a living room with fireplace and custom builtins. Main floor also consists of a gorgeous bathroom and a bedroom with ample closet space. Second floor features 2 bedrooms and a full bathroom. Fully finished basement includes a family room, full bathroom, office/den and a summer kitchen. You will also fall in love with the outside of the house which features lush landscaping, koi pond, paved driveway/patio, partially in-ground pool and detached garage. To top it all off, the property is fully enclosed with a privacy fence and security gates up front. Current owner spared no expense making this property a true one of a kind gem so don't let this one pass you by!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,053
Lot Details
- 5,000 Sq Ft Lot
- Rectangular Lot
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- Gas Fireplace
- Finished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 3 Full Bathrooms
Pool
- In Ground Pool
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Legal Lot and Block 61 / 193
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 13, 2015
Sold by
Szepietowski Tomasz and Szepietowski Justyna
Bought by
Szepietowski Tomasz and Szepietowski Justyna
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Outstanding Balance
$85,446
Interest Rate
3.02%
Mortgage Type
New Conventional
Estimated Equity
$553,439
Purchase Details
Closed on
Jun 20, 2005
Sold by
Cheski Lola
Bought by
Szepietowski Tomasz and Kubasek Justyna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,250
Interest Rate
5.71%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $315,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $245,000 | New Conventional | |
| Closed | $299,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $700,000 | +7.7% | $442 / Sq Ft |
| 07/20/2025 07/20/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | For Sale | $649,900 | -- | $410 / Sq Ft |
Source: New Jersey MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,053 | $271,300 | $125,000 | $146,300 |
| 2024 | $8,901 | $271,300 | $125,000 | $146,300 |
| 2023 | $8,462 | $271,300 | $125,000 | $146,300 |
| 2022 | $8,462 | $271,300 | $125,000 | $146,300 |
| 2021 | $7,692 | $271,300 | $125,000 | $146,300 |
| 2020 | $8,036 | $271,300 | $125,000 | $146,300 |
| 2019 | $7,884 | $271,300 | $125,000 | $146,300 |
| 2018 | $7,708 | $271,300 | $125,000 | $146,300 |
| 2017 | $7,572 | $271,300 | $125,000 | $146,300 |
| 2016 | $7,347 | $271,300 | $125,000 | $146,300 |
| 2015 | $7,165 | $271,300 | $125,000 | $146,300 |
| 2014 | $6,975 | $271,300 | $125,000 | $146,300 |
Source: Public Records
Agents Affiliated with this Home
-
Katarzyna Rozmus
-
Viktoriia Khoroshchak
Buyer's Agent in 2025
Viktoriia Khoroshchak
Christie's International Real Estate Group-Paramus
(201) 554-8416
4 in this area
55 Total Sales
Map
Source: New Jersey MLS
MLS Number: 25023848
APN: 21-00193-0000-00061
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
© 2025 New Jersey Multiple Listing Service Inc. All rights reserved.
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