Amy Carroll
UNITED COUNTRY DICKS REALTY
(386) 406-8939
8 Total Sales
1 in Watertown
$60,000 Price
187 SE Elm Loop Lake City, FL 32025
Watertown AreaEstimated Value: $209,644
2
Beds
2
Baths
1,189
Sq Ft
$176/Sq Ft
Est. Value
Highlights
- Active Adult
- Community Pool
- Living Room
- Screened Porch
- Stainless Steel Appliances
- Open Patio
About This Home
As of December 2025Welcome home to this immaculate, move-in ready gem located in Lake City’s premier 55+ community. From the moment you step inside, you’ll feel the warmth and comfort this home has to offer. The open kitchen with its breakfast bar makes it easy to cook, gather, and connect, while the spacious great room invites you to unwind and spend time with friends and loved ones. Step outside to the screened back porch, the perfect spot for a peaceful morning coffee, or enjoy the two open patios on either side for fresh air and sunshine. The bedrooms are thoughtfully sized to provide comfort and privacy, and the owner’s suite features a roomy bath and large closets to keep everything organized. Nestled on a desirable corner lot, this property offers plenty of convenience with both a garage and carport, as well as extra parking space. Added bonuses include a whole-house generator for peace of mind, a handy storage shed, and a new architectural shingled roof. This home has been lovingly maintained and truly has it all—comfort, convenience, and charm. Come see it for yourself—you’ll instantly feel at home!
Last Agent to Sell the Property
REMAX Select Group License #3194246 Listed on: 11/20/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- 7,841 Sq Ft Lot
- Shrub
- Irregular Lot
- Sprinkler System
- Landscaped with Trees
- Property is zoned RMF-1
HOA Fees
- $45 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,189 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Blinds
- Aluminum Window Frames
- Living Room
- Dining Room
- Screened Porch
Kitchen
- Stove
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Laminate Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Vinyl
Parking
- 1 Car Garage
- Carport
- Driveway
Outdoor Features
- Open Patio
- Shed
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Community Sewer or Septic
- High Speed Internet
- Internet Available
- Cable TV Available
Community Details
Overview
- Active Adult
- The community has rules related to deed restrictions
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 20, 2025
Closed on
Dec 19, 2025
Sold by
Douglas Willie D and Douglas Sandra L
Bought by
Seller's Agent
Missy Zecher
REMAX Select Group
Buyer's Agent
Missy Zecher
REMAX Select Group
List Price
$219,900
Sold Price
$202,500
Premium/Discount to List
-$17,400
-7.91%
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,144
Avg. Annual Appreciation
4.80%
Purchase Details
Listed on
Dec 5, 2019
Closed on
Jan 14, 2020
Sold by
Feraudo Mary
Bought by
Douglas Willie D and Douglas Sandra W
Seller's Agent
Missy Zecher
RE/MAX Professionals
Buyer's Agent
Missy Zecher
RE/MAX Professionals
List Price
$129,900
Sold Price
$129,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.77%
Original Mortgage
$99,900
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 7, 2016
Closed on
Apr 11, 2016
Sold by
Harvey Gary L and Harvey Vicki F
Bought by
Feraudo Mary and Feraudo Michael
Seller's Agent
Vic Lantroop
UNITED COUNTRY DICKS REALTY
Buyer's Agent
Vic Lantroop
UNITED COUNTRY DICKS REALTY
List Price
$100,000
Sold Price
$100,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Purchase Details
Closed on
May 8, 2008
Sold by
Osterland Ann T and Cloud Barbara Ann
Bought by
Harvey Gary L and Harvey Vicki F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
5.82%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 1, 2003
Sold by
Griffin Dorothy J and Griffin Michael J
Bought by
Osterland Ann T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.28%
Mortgage Type
Unknown
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Lake City, FL
-
Amy Carroll
-
Elicia Linton
Elicia Linton
Dalton Wade, Inc.
(386) 406-9734
27 Total Sales
4 in Watertown
$202K - $234K Price Range
-
Stephanie Anson
Stephanie Anson
ANSON PROPERTIES LLC
(352) 660-1408
147 Total Sales
2 in Watertown
$315,000 Price Range
-
Teresa Brannon
Teresa Brannon
Brannon Real Estate, LLC
(386) 406-9270
141 Total Sales
12 in Watertown
$65K - $525K Price Range
-
Natalie Haney
Natalie Haney
Pointer Properties
(386) 339-2856
37 Total Sales
1 in Watertown
$145,000 Price
-
Larry Boyles
Larry Boyles
FORWARD REAL ESTATE INVESTMENT GROUP LLC
(904) 569-9869
137 Total Sales
1 in Watertown
$197,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $202,500 | Abstract & Title Services | ||
| Douglas Willie D | $129,900 | Abstract Trust Title Llc | |
| Feraudo Mary | $100,000 | Abstract Trust Title Llc | |
| Harvey Gary L | $117,000 | Sierra Title Llc | |
| Osterland Ann T | $85,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $99,900 | ||
| Previous Owner | Harvey Gary L | $83,983 | |
| Previous Owner | Harvey Gary L | $93,600 | |
| Previous Owner | Osterland Ann T | $85,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $202,500 | -5.8% | $170 / Sq Ft | |
| 10/20/2025 10/20/25 | Price Changed | $214,900 | -2.3% | $181 / Sq Ft | |
| 08/26/2025 08/26/25 | For Sale | $219,900 | +69.3% | $185 / Sq Ft | |
| 01/14/2020 01/14/20 | Sold | $129,900 | 0.0% | $109 / Sq Ft | View Prior Sale |
| 12/15/2019 12/15/19 | Pending | -- | -- | -- | |
| 12/05/2019 12/05/19 | For Sale | $129,900 | +29.9% | $109 / Sq Ft | |
| 04/12/2016 04/12/16 | Sold | $100,000 | 0.0% | $84 / Sq Ft | View Prior Sale |
| 04/07/2016 04/07/16 | For Sale | $100,000 | -- | $84 / Sq Ft |
Source: North Florida MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $865 | $59,876 | ||
| 2024 | $850 | $58,132 | ||
| 2023 | $850 | $54,849 | $0 | $0 |
| 2022 | $829 | $53,251 | $0 | $0 |
| 2021 | $780 | $51,700 | $0 | $0 |
| 2020 | $584 | $83,370 | $0 | $0 |
| 2019 | $804 | $81,496 | $0 | $0 |
| 2018 | $808 | $79,976 | $0 | $0 |
| 2017 | $802 | $78,331 | $11,250 | $67,081 |
| 2016 | $1,646 | $78,701 | $11,250 | $67,451 |
| 2015 | $1,658 | $77,738 | $0 | $0 |
| 2014 | $1,655 | $77,387 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Missy Zecher
Seller's Agent in 2025
Missy Zecher
RE/MAX
(386) 752-8653
744 Total Sales
-
Vic Lantroop
Seller's Agent in 2016
Vic Lantroop
UNITED COUNTRY DICKS REALTY
(386) 623-6401
20 Total Sales
Map
Source: North Florida MLS
MLS Number: 128246
APN: 03-4S-17-07592-672
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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