$438,000
SOLD MAY 2, 2025

18731 Ramsey Cove Dr Unit 72 Cornelius, NC 28031

3 Beds
2.5 Baths
1,699 Sq Ft
$359/mo HOA Fee

Recently Sold

$258 Per Sq Ft

11% Below List Price

112 Days on Market

Highlights

  • Bar Fridge
  • 1 Car Attached Garage
  • Laundry closet
  • J.V. Washam Elementary School Rated 9+
  • Card or Code Access
  • Four Sided Brick Exterior Elevation

About This Home

As of May 2025

In the center of Cornelius, minutes away from Birkdale Village, this beautifully renovated townhome with 3bedrooms and 2.5 bathrooms in the Villages at Harborside offers the great balance of low-maintenanceand lake-side community living. The first floor contains an open floor plan with an office/formal diningroom, spacious kitchen with updated appliances, breakfast table area, living room and half bathroom. Thefenced in backyard has an extended patio and full pet-proof turf yard. The upstairs contains the masterbedroom, fully renovated marble master bathroom with a 10 foot shower, a built in master closet system, 2additional bedrooms, 1 full shared bathroom and the laundry room. There are plantation shutters andhardwood floors throughout. Don’t miss out on the community’s amenities, which include a pool, boatdocks, tennis courts, and a boardwalk on the lake which also connects to the Lake House restaurant!**Will work with buyers agent.**

Last Agent to Sell the Property

Nicholas Huscroft

Chosen Realty of NC LLC Brokerage Phone: 330-249-3499 License #136437 Listed on: 12/11/2024

Last Buyer's Agent

Melissa Donahue

Coldwell Banker Realty License #351038

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1998

HOA Fees

  • $359 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Bar Fridge
  • Fireplace With Gas Starter

Kitchen

  • Self-Cleaning Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Flush Toilets

Laundry

  • Laundry closet
  • Dryer
  • Washer

Schools

  • J.V. Washam Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 001-485-58

Community Details

Overview

  • Cedar Management Association, Phone Number (704) 644-8808
  • Harborside Townhomes Subdivision
  • Mandatory home owners association

Security

  • Card or Code Access

Property Details

Home Type

Condominium

Year Built

Built in 1998

Lot Details

0

HOA Fees

$359 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1998
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 257.80
  • Geocode Confidence: High
  • Attribution Contact: 330-249-3499
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 1
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 778
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 921
  • Appliances: Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Dual Flush Toilets, Electric Cooktop, Electric Oven, Electric Range, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 1699
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Living Area: 1699
  • Bedroom Main: 0
  • Room Count: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Brick Full

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry, On Street, Parking Space(s)

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Closet
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 4308
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Cedar Management
  • Phone: 704-644-8808
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 4308.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.01
  • Lot Size Units: Acres
  • Parcel Number: 001-485-58
  • Land Included Yn: 0
  • ResoLotSizeUnits: Acres
  • Zoning Specification: Res

Rental Info

  • Pets Allowed: Yes

MLS Schools

  • Elementary School: J.V. Washam
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2024
Closed on
Apr 30, 2025
Sold by
Hamrock Stephen J and Hamrock Kathleen O
Bought by
Lackey Yordy Janine
Seller's Agent
Nicholas Huscroft
Chosen Realty of NC LLC
Buyer's Agent
Melissa Donahue
Coldwell Banker Realty
List Price
$489,900
Sold Price
$438,000
Premium/Discount to List
-$51,900
-10.59%
Views
82
Current Estimated Value
$445,695

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,695
Avg. Annual Appreciation
4.82%
Original Mortgage
$394,000
Outstanding Balance
$392,610
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$53,085

Purchase Details

Closed on
Dec 17, 1999
Sold by
Harborside At Ramsey Cove Llc
Bought by
Rabb Madelyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,400
Interest Rate
7.85%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $438,000 None Listed On Document
Warranty Deed $438,000 None Listed On Document
Warranty Deed $158,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $394,000 New Conventional
Closed $394,000 New Conventional
Previous Owner $148,000 New Conventional
Previous Owner $156,800 Unknown
Previous Owner $149,995 Unknown
Previous Owner $126,400 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/02/2025 05/02/25 Sold $438,000 -2.6% $258 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
03/13/2025 03/13/25 Price Changed $449,900 -4.3% $265 / Sq Ft
02/27/2025 02/27/25 Price Changed $469,900 -1.1% $277 / Sq Ft
02/12/2025 02/12/25 Price Changed $474,900 -3.1% $280 / Sq Ft
12/11/2024 12/11/24 For Sale $489,900 -- $288 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $425,864 -- $425,864
2024 -- $425,864 -- $425,864
2023 $2,115 $425,864 $0 $425,864
2022 $2,115 $244,500 $0 $244,500
2021 $2,091 $244,500 $0 $244,500
2020 $2,091 $244,500 $0 $244,500
2019 $2,085 $244,500 $0 $244,500
2018 $1,991 $182,100 $55,000 $127,100
2017 $1,974 $182,100 $55,000 $127,100
2016 $1,970 $182,100 $55,000 $127,100
2015 $1,939 $182,100 $55,000 $127,100
2014 $1,937 $196,500 $70,000 $126,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4206722

Canopy MLS (Canopy Realtor® Association)

APN: 001-485-58