$899,000

188 Fern Loop Lake Lure, NC 28746

Estimated payment $5,591/month

Total Views 5,837
3 Beds
3.5 Baths
3,012 Sq Ft
$298 Price per Sq Ft

Highlights

  • Assigned Boat Slip
  • Community Cabanas
  • Fitness Center
  • Golf Course Community
  • Access To Lake
  • Golf Course View

About This Home

Located behind the gates at Rumbling Bald, this log-sided cabin overlooks the 12th green & mountain views which cab be enjoy from the expansive decks or the hot tub. The living room features a soaring tongue&groove ceiling, hardwood floors, & a stone-accented gas fireplace. The kitchen offers granite countertops, hickory cabinetry, stainless steel appliances & large kitchen island. The main level features a separate laundry room, primary bedroom w/ walk-in closet, massive bathroom w/ dual vanities, tile shower & jetted tub. With three primary suites-one on each level, a spacious loft, den w/ gaming area, this layout truly supports flexible living. The basement includes a second laundry and private entry—ideal for lots of guests or potential rental use. Additional features include a tankless water heater, generator, & storage shed. Community amenities include two golf courses, private beach, lake access, restaurants, salon & spa, fitness center, tennis courts & more! Offered furnished!

Listing Agent

Mariah Leahy

Premier Sotheby’s International Realty Brokerage Phone: 828-279-5889 License #274197 Listed on: 08/05/2025

Premier Sotheby’s International Realty

Co-Listing Agent

Lyn Weaver

Premier Sotheby’s International Realty Brokerage Phone: 828-279-5889 License #191157

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,256

Year Built

  • Built in 2019

Lot Details

  • Property is zoned R3

HOA Fees

  • $405 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Golf Course
  • Mountain

Home Design

  • Rustic Architecture
  • Cabin
  • Wood Siding
  • Radon Mitigation System

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Living Room with Fireplace
  • Partially Finished Basement
  • Interior and Exterior Basement Entry

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Access To Lake
  • Assigned Boat Slip
  • Deck
  • Side Porch

Schools

  • Lake Lure Classical Academy Elementary And Middle School
  • Lake Lure Classical Academy High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Propane
  • Community Well
  • Septic Tank
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 221080

Community Details

Overview

  • Kari Wilkerson Association, Phone Number (828) 694-3014
  • Rumbling Bald On Lake Lure Subdivision

Amenities

  • Picnic Area
  • Sauna
  • Business Center

Recreation

  • Golf Course Community
  • Tennis Courts
  • Sport Court
  • Indoor Game Court
  • Community Playground
  • Fitness Center
  • Community Cabanas
  • Community Indoor Pool
  • Community Spa
  • Putting Green
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,256

Year Built

Built in 2019

Lot Details

0

HOA Fees

$405 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cabin, Rustic
  • Year Built: 2019
  • Restrictions: Building,Short Term Rental Allowed
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 298.47
  • Geocode Confidence: High
  • Attribution Contact: 828-279-5889
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Interior Amenities: Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1198
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 681
  • Appliances: Dishwasher, Dryer, Electric Range, Gas Range, Microwave, Refrigerator, Washer
  • Above Grade Finished Sq Ft: 1879
  • Has Basement: Exterior Entry, Interior Entry, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1133
  • Door Features: Sliding Doors
  • Fireplace Features: Gas, Living Room
  • Living Area: 3012
  • Bedroom Main: 1
  • Room Count: 14
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: Hot Tub
  • New Construction: No
  • Construction Type: Site Built
  • View: Golf Course, Mountain(s)
  • Waterfront Features: Beach - Public, Boat Ramp – Community, Boat Slip (Lease/License), Boat Slip – Community
  • Construction Type: Wood
  • Patio And Porch Features: Deck, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Ductless, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement, Utility Room
  • Security: Radon Mitigation System
  • Cooling: Central Air, Ductless
  • Utilities: Fiber Optics, Propane, Underground Power Lines, Underground Utilities
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Business Center, Cabana, Fitness Center, Game Court, Gated, Golf, Hot Tub, Indoor Pool, Lake Access, Outdoor Pool, Picnic Area, Playground, Putting Green, RV Storage, Sauna, Sport Court, Tennis Court(s), Walking Trails
  • Association Fee: 4854
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Kari Wilkerson
  • Phone: 828-694-3014

Association/Amenities

  • Association Annual Expense: 4854.00

Schools

  • Middle Or Junior School: Lake Lure Classical Academy
  • HOA Subject To: Required

Lot Info

  • Lot Features: On Golf Course, Views
  • Lot Size Area: 0.84
  • Lot Size Units: Acres
  • Parcel Number: 221080
  • Plat Book Slide: 8/18
  • Additional Parcels: No
  • Zoning Specification: R3

MLS Schools

  • Elementary School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,256 $642,600 $150,000 $492,600
2024 $4,571 $564,800 $100,000 $464,800
2023 $2,947 $468,100 $100,000 $368,100
2022 $2,947 $260,800 $50,000 $210,800
2021 $2,950 $260,800 $50,000 $210,800
2020 $2,660 $260,800 $50,000 $210,800
2019 $96 $10,000 $10,000 $0
2018 $338 $35,000 $35,000 $0
2016 $309 $35,000 $35,000 $0
2013 -- $35,000 $35,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 For Sale $899,000 +9.0% $298 / Sq Ft
05/20/2024 05/20/24 Sold $825,000 -2.8% $279 / Sq Ft
03/03/2024 03/03/24 Price Changed $849,000 -0.1% $287 / Sq Ft
01/05/2024 01/05/24 Price Changed $850,000 -3.3% $287 / Sq Ft
11/14/2023 11/14/23 Price Changed $879,000 -0.3% $297 / Sq Ft
09/25/2023 09/25/23 Price Changed $882,000 -0.8% $298 / Sq Ft
08/23/2023 08/23/23 Price Changed $889,000 -0.7% $300 / Sq Ft
06/26/2023 06/26/23 Price Changed $895,000 -0.4% $302 / Sq Ft
04/24/2023 04/24/23 Price Changed $899,000 -3.2% $304 / Sq Ft
02/17/2023 02/17/23 For Sale $929,000 -- $314 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $825,000 None Listed On Document
Warranty Deed $35,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Previous Owner $220,000 USDA
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4287067

Canopy MLS (Canopy Realtor® Association)

APN: 221080