NOT LISTED FOR SALE

188 Settles Mountain Rd Cobleskill, NY 12043

Estimated Value: $262,000 - $438,000

3 Beds
2 Baths
2,304 Sq Ft
$153/Sq Ft Est. Value

Last Sold November 04, 2021

Last sale price $259,900 $113 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,519/month

8 Days on Market

Highlights

  • 4.88 Acre Lot
  • Wood Burning Stove
  • Wooded Lot
  • Deck
  • Private Lot
  • No HOA

About This Home

As of November 2021

Beautiful Split-Level home with 3 bedrooms and 2 baths and an office on upper level. 4.88 acres with a breathtaking view from inside and outside the home. The living room & dining room have large windows to take in the view that overlooks Cobleskill Village. Open floor plan with dining room and large living room with fireplace, kitchen has lots of cabinets with dining area, hardwood floors throughout and tile floors. A large family room with pellet stove. Large deck for entertaining with privacy. 2 car garage. The home sits back from the road to allow for great views! Wonderful home that needs to be seen to be appreciated. Agent is owner. Excellent Condition

Last Agent to Sell the Property

Rebecca Wilcox

Double Diamond Estates LLC License #10301200121 Listed on: 08/10/2021

Last Buyer's Agent

Tammy Prehoda

Howard Hanna License #40PR1014950

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,554

Year Built

  • Built in 1992

Lot Details

  • 4.88 Acre Lot
  • Landscaped
  • Private Lot
  • Level Lot
  • Cleared Lot
  • Wooded Lot
  • Garden

Parking

  • 2 Car Garage
  • Tuck Under Parking
  • Off-Street Parking

Home Design

  • Split Level Home
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,304 Sq Ft Home
  • Paddle Fans
  • Wood Burning Stove
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Ceramic Tile Flooring
  • Basement Fills Entire Space Under The House
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Eco-Friendly Details

  • Green Energy Fireplace or Wood Stove

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Utilities

  • Zoned Heating
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • Hot Water Heating System
  • Water Softener
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 5 / 1
  • Assessor Parcel Number 432601 55.20-1-5

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,554

Year Built

Built in 1992

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1992
  • Directions: Main Street, to North Grand St, left on Elm St, right on Settles Mountain
  • Above Grade Finished Sq Ft: 2304.0
  • Architectural Style: Split Level
  • Financial Details General Taxes: 2408.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 3429.0
  • School Taxes Description: Estimated
  • Financial Details Village Taxes: 1716.0
  • Village Taxes Description: Estimated
  • Lot Size Acres: 4.88
  • Lot Size: 4.88 Acres
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Split Level: Yes
  • Water Softeners: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Eat-in Kitchen
  • Appliances: Dishwasher, Oven, Range, Refrigerator, Water Softener
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Other, Family Room, Living Room, Pellet Stove
  • Fireplaces: 1
  • Living Area: 2304.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: Third
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Hatch: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace Features:Family Room: Yes
  • Fireplace Features:Other62: Yes
  • Fireplace Features:Pellet Stove2: Yes

Exterior Features

  • Exterior Features: Garden, Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Patio
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Wooded: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Rolling Slope: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Under Residence
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Under Residence: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Heating: Baseboard, Hot Water, Oil, Pellet Stove, Wood Stove, Zoned
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Wood Stove: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Zoned: Yes
  • Heating:Pellet Stove: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Rolling Slope, Level, Private, Sloped, Views, Wooded, Cleared, Landscaped
  • Parcel #: 432601 55.20-1-5
  • Lot Size Sq Ft: 212572.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7554.0
  • Tax Block: 1
  • Tax Lot: 5
  • Tax Tract: 55.20

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2021
Closed on
Nov 4, 2021
Sold by
Oconnor Michael J and Wilcox Rebecca C
Bought by
Wilk Joanna
Seller's Agent
Rebecca Wilcox
Double Diamond Estates LLC
Buyer's Agent
Tammy Prehoda
Howard Hanna
List Price
$259,900
Sold Price
$259,900
Current Estimated Value
$353,279

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,379
Avg. Annual Appreciation
8.15%
Original Mortgage
$194,925
Outstanding Balance
$178,615
Interest Rate
2.99%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$174,664

Purchase Details

Closed on
Jul 2, 2021
Sold by
Wilcox Calvin J
Bought by
Wilcox Rebecca C

Purchase Details

Closed on
May 30, 2007
Sold by
Berkoski Atone
Bought by
Wilcox Calvin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 2006
Sold by
Lawton Laura
Bought by
Berkoski Atone

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
6.28%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilk Joanna $259,900 None Available
Wilcox Rebecca C -- None Listed On Document
Wilcox Calvin $235,000 Michael West
Berkoski Atone $232,000 Michael Breen
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilk Joanna $194,925
Previous Owner Wilcox Calvin $188,000
Previous Owner Berkoski Atone $172,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/04/2021 11/04/21 Sold $259,900 0.0% $113 / Sq Ft
08/14/2021 08/14/21 Pending -- -- --
08/06/2021 08/06/21 For Sale $259,900 -- $113 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,660 $150,000 $54,900 $95,100
2023 $7,659 $150,000 $54,900 $95,100
2022 $8,304 $150,000 $54,900 $95,100
2021 $6,502 $150,000 $54,900 $95,100
2020 $7,815 $150,000 $54,900 $95,100
2019 $7,487 $150,000 $54,900 $95,100
2018 $7,487 $150,000 $54,900 $95,100
2017 $7,596 $150,000 $54,900 $95,100
2016 $7,606 $150,000 $54,900 $95,100
2015 -- $150,000 $54,900 $95,100
2014 -- $150,000 $54,900 $95,100
Source: Public Records

Agents Affiliated with this Home

  • Rebecca Wilcox

    Seller's Agent in 2021

    Rebecca Wilcox

    Double Diamond Estates LLC

    (518) 895-2902

    7 in this area

    76 Total Sales

    Rebecca Wilcox
    Section Image

  • T

    Buyer's Agent in 2021

    Tammy Prehoda

    Howard Hanna

See All Agents

Map

Source: Global MLS

MLS Number: 202125747

Global MLS

APN: 432601-055-020-0001-005-000-0000

New York Schoharie County Cobleskill 12043

188 Settles Mountain Rd, Cobleskill, NY

This home is located at 188 Settles Mountain Rd, Cobleskill, NY 12043 since 10 August 2021 and is currently estimated at $353,279, approximately $153 per square foot. This property was built in 1992. 188 Settles Mountain Rd is a home located in Schoharie County with nearby schools including George D Ryder Elementary School, Cobleskill Richmondville High School, and Joseph B Radez Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



Local REALTOR® - Todd Siegel, Broker - (888)-952-6393

Nearby Homes