NOT LISTED FOR SALE

18804 Ramsey Cove Dr Unit 33 Cornelius, NC 28031

Estimated Value: $425,000 - $479,000

3 Beds
2.5 Baths
1,744 Sq Ft
$255/Sq Ft Est. Value

Last Sold April 14, 2023

Last sale price $392,300 $225 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,816/month

124 Days on Market

Highlights

  • Community Pool
  • Tennis Courts
  • Laundry Room
  • Bailey Middle School Rated A-
  • 1 Car Attached Garage
  • Level Entry For Accessibility

About This Home

As of April 2023

REDUCED!! Villages at Harborside in beautiful Cornelius, steps from Lake Norman! Primary bedroom and en suite bath on main. Primary bath is updated with new vanity, granite top, new flooring and custom tile. Primary bedroom has two walk in closets. Two bedrooms with walk in closets and full bath upstairs. Custom paint, custom crown molding downstairs, new engineered hardwoods down and new carpet in all bedrooms. Granite counters in kitchen, ceramic tile, stainless appliances. Sun room off kitchen lets in lots of light. Gas fireplace in living room. Living and dining are open. Less than 5 min walk to the lake, community boardwalk, pool, tennis. Walk to waterfront restaurant, common waterfront area with gazebo. Community boat slips may be available for purchase or lease. This is a must see for your Buyers! Owner is Licensed Broker in NC

Last Agent to Sell the Property

Kim Ramsey

Lake Norman Realty, Inc. Brokerage Email: KimR@LakeNormanRealty.com License #181535 Listed on: 11/10/2022

Lake Norman Realty, Inc.

Last Buyer's Agent

Wendy Atherton

EXP Realty LLC Mooresville License #145095

EXP Realty LLC Mooresville

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 2000

Lot Details

  • 0.45

HOA Fees

  • $311 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Property Attached
  • Entry on the 2nd floor
  • Vinyl Siding
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Schools

  • J.V. Washam Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Additional Features

  • Level Entry For Accessibility
  • Fenced

Listing and Financial Details

  • Assessor Parcel Number 001-485-03

Community Details

Overview

  • Cedar Management Association, Phone Number (704) 644-8808
  • Harborside Townhomes Condos
  • Harborside Townhomes Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Community Pool

Property Details

Home Type

Multi-Family

Year Built

Built in 2000

Lot Details

0

HOA Fees

$311 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Year Built: 2000
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Unit Levels: Two
  • Property Attached Yn: Yes
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 224.94
  • Attribution Contact: KimR@LakeNormanRealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Other - See Remarks
  • Entry Level: 2
  • Interior Amenities: Cable Prewire, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1060
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 684
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1744
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Living Area: 1744
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Fenced
  • Exclusions: Dining room light fixture
  • Construction Type: Brick Full, Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Cooling: Central Air
  • Utilities: Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Outdoor Pool, Picnic Area, Recreation Area, Tennis Court(s)
  • Association Fee: 310.97
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborside Townhomes
  • Senior Community: No
  • Association Name: Cedar Management
  • Phone: 704-644-8808
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 3731.64

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Parcel Number: 001-485-03
  • Land Included Yn: 0
  • Development Status: Completed
  • Zoning Specification: NR

Rental Info

  • Pets Allowed: Yes

MLS Schools

  • Elementary School: J.V. Washam
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 10, 2022
Closed on
Apr 14, 2023
Sold by
Ramsey Kimberly M and Ramsey Michael
Bought by
Dudley Patricia A and Dudley Paul E
Seller's Agent
Kim Ramsey
Lake Norman Realty, Inc.
Buyer's Agent
Wendy Atherton
EXP Realty LLC Mooresville
List Price
$463,500
Sold Price
$392,300
Premium/Discount to List
-$71,200
-15.36%
Views
199
Current Estimated Value
$444,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,941
Avg. Annual Appreciation
5.02%

Purchase Details

Listed on
Mar 29, 2017
Closed on
May 12, 2017
Sold by
Stilwell Donna K
Bought by
Freeman Kimberly M
Seller's Agent
Mark McClain
GR8REALTY4U Inc
Buyer's Agent
Kim Ramsey
Lake Norman Realty, Inc.
List Price
$215,000
Sold Price
$203,000
Premium/Discount to List
-$12,000
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.75%
Original Mortgage
$196,224
Interest Rate
4.14%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 26, 2010
Sold by
Brown Melanie J
Bought by
Walker Nathan A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,328
Interest Rate
5%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 5, 2005
Sold by
Patton Molly S
Bought by
Brown Melanie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,750
Interest Rate
5.51%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 31, 2000
Sold by
The Boulevard Construction Company
Bought by
Patton Molly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,320
Interest Rate
8.24%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dudley Patricia A $392,500 None Listed On Document
Freeman Kimberly M $203,000 None Available
Walker Nathan A $181,000 None Available
Brown Melanie J $165,000 Colonial Title
Patton Molly S $160,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Freeman Kimberly M $196,224
Previous Owner Walker Nathan A $177,328
Previous Owner Brown Melanie J $123,750
Previous Owner Patton Molly S $128,320
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/14/2023 04/14/23 Sold $392,300 -4.1% $225 / Sq Ft
03/14/2023 03/14/23 Pending -- -- --
03/03/2023 03/03/23 Price Changed $409,000 -2.4% $235 / Sq Ft
02/07/2023 02/07/23 Price Changed $419,000 -2.3% $240 / Sq Ft
01/09/2023 01/09/23 Price Changed $429,000 -4.0% $246 / Sq Ft
11/15/2022 11/15/22 Price Changed $447,000 -3.6% $256 / Sq Ft
11/10/2022 11/10/22 For Sale $463,500 +128.3% $266 / Sq Ft
05/12/2017 05/12/17 Sold $203,000 -5.6% $129 / Sq Ft View Prior Sale
04/02/2017 04/02/17 Pending -- -- --
03/29/2017 03/29/17 For Sale $215,000 -- $137 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $397,754 -- $397,754
2024 -- $397,754 -- $397,754
2023 $2,029 $397,754 $0 $397,754
2022 $2,029 $234,400 $0 $234,400
2021 $2,006 $234,400 $0 $234,400
2020 $2,006 $234,400 $0 $234,400
2019 $2,000 $234,400 $0 $234,400
2018 $1,865 $170,400 $50,000 $120,400
2017 $1,848 $170,400 $50,000 $120,400
2016 $1,845 $170,400 $50,000 $120,400
2015 $1,816 $170,400 $50,000 $120,400
2014 $1,814 $170,400 $50,000 $120,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3922375

Canopy MLS (Canopy Realtor® Association)

APN: 001-485-03