$199,900
$25K PRICE DROP

189 Banks St Coloma, MI 49038

Estimated payment $1,231/month

Total Views 6,754
3 Beds
1 Bath
1,497 Sq Ft
$134 Price per Sq Ft

Highlights

  • Traditional Architecture
  • 1 Car Detached Garage
  • Forced Air Heating System
  • Corner Lot: Yes
  • Window Unit Cooling System
  • 3-minute walk to Baker Park

About This Home

This property may also be marketed VIA an auction event at where prohibited)

Banked OWNED REO - AS IS Purchase

Welcome to 189 Banks ST: 3 bedrooms, 1 bathroom that sits on a double lot. a detached one stall garage with a loft.

Listing Agent

William Shrewsberry

Vylla Homes License #6501376734 Listed on: 06/28/2025

Vylla Homes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,723

Year Built

  • Built in 1900

Lot Details

  • 8,440 Sq Ft Lot
  • Lot Dimensions are 130 x 64
  • Corner Lot: Yes

Parking

  • 1 Car Detached Garage
  • Unpaved Driveway

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Laundry on lower level

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Basement

  • Michigan Basement
  • Partial Basement

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Window Unit Heating System
  • Baseboard Heating
  • Natural Gas Water Heater

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,723

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1900
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 130 x 64
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1497.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 1723.0
  • Tax Info:Zoning3: RES
  • Waterfront Options:Water Access YN: No
  • Heat Type:Forced Air: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Driveway:Unpaved: Yes
  • General Property Info:Fireplace: No
  • Roofing:Shingle: Yes
  • Water Heater:Natural Gas4: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Substructure:Michigan Basement: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 1192.0
  • Laundry Features Lower Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Michigan Basement, Partial
  • LivingArea: 1497.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Finished SQFT: 305.0
  • Below Grade Sq Ft: 305.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 199900.0
  • Lot Features: Corner Lot
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Baseboard, Forced Air
  • Heating: Yes
  • Laundry Features: Lower Level
  • Sewer: Public
  • Water Source: Public
  • Heat Source:Electric2: Yes

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 130 x 64
  • Lot Size Sq Ft: 8440.0
  • Zoning Description: RES

Tax Info

  • Tax Annual Amount: 1723.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,723 $58,000 $0 $0
2024 $1,405 $52,300 $0 $0
2023 $1,345 $44,100 $0 $0
2022 $1,281 $39,800 $0 $0
2021 $1,299 $34,400 $5,300 $29,100
2020 $1,305 $31,700 $0 $0
2019 $1,290 $25,400 $5,100 $20,300
2018 $1,031 $25,400 $0 $0
2017 $1,419 $24,900 $0 $0
2016 $1,400 $25,500 $0 $0
2015 $1,395 $25,900 $0 $0
2014 $759 $24,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2025 08/30/25 Price Changed $199,900 -4.8% $134 / Sq Ft
07/29/2025 07/29/25 Price Changed $209,900 -6.7% $140 / Sq Ft
06/28/2025 06/28/25 For Sale $224,900 +66.6% $150 / Sq Ft
06/24/2021 06/24/21 Sold $135,000 +3.8% $113 / Sq Ft
05/21/2021 05/21/21 Pending -- -- --
05/21/2021 05/21/21 For Sale $130,000 +44.6% $109 / Sq Ft
08/29/2018 08/29/18 Sold $89,900 0.0% $75 / Sq Ft
07/29/2018 07/29/18 Pending -- -- --
07/29/2018 07/29/18 For Sale $89,900 -- $75 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Sheriffs Deed $111,750 None Listed On Document
Warranty Deed $135,000 Accommodation
Warranty Deed $89,900 First American Title
Sheriffs Deed $133,155 None Available
Warranty Deed $58,500 Chicago Title
Deed $18,500 --
Deed $12,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $136,363 New Conventional
Previous Owner $88,271 FHA
Previous Owner $88,271 FHA
Previous Owner $300,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $61,600 Unknown
Previous Owner $127,000 Fannie Mae Freddie Mac
Previous Owner $40,000 Credit Line Revolving
Previous Owner $58,500 Purchase Money Mortgage
Source: Public Records

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Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25031535

Southwestern Michigan Association of REALTORS®

APN: 11-60-0800-0047-00-5