NOT LISTED FOR SALE

189 Indigo Loop Miramar Beach, FL 32550

Estimated Value: $816,356 - $913,000

3 Beds
2.5 Baths
2,613 Sq Ft
$332/Sq Ft Est. Value

Last Sold May 21, 2025

Last sale price $884,800 $339 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $4,911/month

46 Days on Market

Highlights

  • On Golf Course
  • Gated Community
  • Craftsman Architecture
  • Van R. Butler Elementary School Rated A-
  • Lake View
  • Covered Deck

About This Home

As of May 2025

This is the One!! The one that was built by a renowned builder for he and his family.... the one that has so many sought after finishes, and thoughtful details throughout ... the one that has an incredible sunroom and outside Florida terrace, the one that has an awesome entrance with gorgeous landscaping awaiting your arrival, and the one with all furniture and appliances conveying. Yes.. consider it turnkey and carefree with the meticulous care the current owners have continually given this property. Click on the photos/video and discover all the upgraded features this Craftsman Style home has to offer. Located in the beautiful, gated golf course community of Emerald Bay with low HOA fees and a plethora of amenities. Come see it today, make it yours, and love it forever.

Last Agent to Sell the Property

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 03/03/2025

Keller Williams Realty Destin

Co-Listed By

Jim Meeker

Keller Williams Realty Destin License #3084671

Last Buyer's Agent

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 03/03/2025

Keller Williams Realty Destin

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,908

Year Built

  • Built in 2013

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 101 x 34 x 69 x 123
  • Property fronts a private road
  • Coastal Barrier Zone
  • On Golf Course
  • Cul-De-Sac
  • Interior Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Newly Painted Property
  • Frame Construction
  • Pitched Roof
  • Slate Roof
  • Membrane Roofing
  • Stone Siding
  • Stucco

Interior Spaces

  • 2,613 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Partially Furnished
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Wainscoting
  • Beamed Ceilings
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Insulated Doors
  • Living Room
  • Dining Room
  • Loft
  • Sun or Florida Room
  • Painted or Stained Flooring
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Outdoor Features

  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Underground Utilities
  • Water Tap Fee Is Paid
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Doors
  • Dwelling with Separate Living Area

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42910-00D-0110

Community Details

Overview

  • Association fees include accounting, electricity, ground keeping, insurance, legal, licenses/permits, management, master, recreational faclty, repairs/maintenance, security
  • Emerald Bay 1 A Amended Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,908

Year Built

Built in 2013

Lot Details

0

HOA Fees

$78 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 101 x 34 x 69 x 123
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW1
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: EMERALD BAY 1 A AMENDED
  • Directions: Turn north into Emerald Bay subdivision just off Hwy 98 approx. 1 1/2 miles east from Desin Commons Shopping Center. Take the first right onto Indigo Loop. Home is located on the left about 2/10's of a mile.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2013
  • Remarks Misc:Remarks: This is the One!! The one that was built by a renowned builder for he and his family.... the one that has so many sought after finishes, and thoughtful details throughout ... the one that has an incredible sunroom and outside Florida terrace, the one that has an awesome entrance with gorgeous landscaping awaiting your arrival, and the one with all furniture and appliances conveying. Yes.. consider it turnkey and carefree with the meticulous care the current owners have continually given this property. Click on the photos/video and discover all the upgraded features this Craftsman Style home has to offer. Located in the beautiful, gated golf course community of Emerald Bay with low HOA fees and a plethora of amenities. Come see it today, make it yours, and love it forever.
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Energy:AC - 2 or More: Yes
  • Rooms:Loft: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Florida Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Washer, Wine Refrigerator, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas, Fireplace
  • Fireplace: Yes
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Fireplace 2+, Kitchen Island, Lighting Recessed, Lighting Track, Newly Painted, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Window Features: Plantation Shutters, Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Lighting Track: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Ceiling Beamed: Yes
  • Interior:Fireplace 2: Yes
  • Interior:Walls Wainscoting: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Golf Course, Interior, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Construction Type: Frame, Roof Pitched, Stone, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Hurricane Shutters, Lawn Pump, Separate Living Area, Sprinkler System, Summer Kitchen
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered, Patio Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Lot Features:Golf Course: Yes
  • ConstructionSiding:Roof Membrane: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • ConstructionSiding:Stone: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Separate Living Area: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Gated Community, Golf, Pets Allowed, Pool, Tennis
  • Association #2 Fee: 232.81
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Electricity, Ground Keeping, Insurance, Legal, Licenses/Permits, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Security

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Parcel #: 30-2S-21-42910-00D-0110
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 2907.68
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2025
Closed on
May 21, 2025
Sold by
Lemon Randall S and Lemon Wanda M
Bought by
Zedaker John M
Seller's Agent
Laurie Hollowell
Keller Williams Realty Destin
Buyer's Agent
Laurie Hollowell
Keller Williams Realty Destin
List Price
$884,800
Sold Price
$884,800
Views
18
Current Estimated Value
$867,839

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,961
Avg. Annual Appreciation
-3.28%
Original Mortgage
$707,840
Outstanding Balance
$704,037
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$163,802

Purchase Details

Closed on
Jun 29, 2012
Sold by
Randolph Gary D and Randolph Janis
Bought by
Lemon Randall S and Lemon Wanda M

Purchase Details

Closed on
Dec 15, 2004
Sold by
Richardson Daniel L and Richardson Barbara J
Bought by
Randolph Gary D and Randolph Janis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 24, 2000
Sold by
Bragg Farmer
Bought by
Richardson Daniel L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zedaker John M $884,800 Beach Land And Title
Lemon Randall S $45,000 Mcneese Title Llc
Randolph Gary D $850,000 Dune Title Company Llc
Richardson Daniel L $38,000 Advance Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zedaker John M $707,840
Previous Owner Randolph Gary D $350,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/21/2025 05/21/25 Sold $884,800 0.0% $339 / Sq Ft
04/18/2025 04/18/25 Pending -- -- --
03/03/2025 03/03/25 For Sale $884,800 -- $339 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,217 $394,608 -- --
2024 $2,798 $356,589 -- --
2023 $2,798 $346,203 $0 $0
2022 $2,761 $336,119 $0 $0
2021 $2,794 $326,329 $0 $0
2020 $2,840 $404,690 $89,166 $315,524
2019 $2,753 $314,587 $0 $0
2018 $2,706 $308,721 $0 $0
2017 $2,629 $302,371 $0 $0
2016 $2,593 $296,152 $0 $0
2015 $2,615 $294,093 $0 $0
2014 $2,630 $291,759 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 970002

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42910-00D-0110