NOT LISTED FOR SALE

18909 Victoria Bay Dr Cornelius, NC 28031

Cornelius Area

Estimated Value: $530,000 - $618,000

3 Beds
2.5 Baths
1,703 Sq Ft
$342/Sq Ft Est. Value

Sale Details

Date Sold: August 26, 2025

Last sale price $580,000 $341 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,510 / mo

13 Days on Market

Highlights

  • Water Views
  • Wooded Lot
  • End Unit
  • Bailey Middle School Rated A-
  • Traditional Architecture
  • 2 Car Attached Garage

About This Home

As of August 2025

This charming Single Family home on Lake Cornelius in Cornelius, NC was built in 2002. Located in Victoria Bay, which features a community pool, tennis, pickleball and basketball courts and a long nature trail along the lake shore. This home features 3 bedrooms, 2 bathrooms, 1 half bathroom, and a spacious finished area of 1,703 sq.ft. The hardwood floors have been refinished and the bedrooms have new carpet and padding. Spread across 2 stories, the property sits on a lot size of 6,592 sq.ft., with the upper backyard fenced and the lower backyard open, providing plenty of outdoor space and a great view of the lake. The exterior of the property is well-maintained, with a low maintenance composite back deck that spans almost the full width of the house and includes a gas firepit and gas grill stub. With a well-maintained interior and beautiful exterior in the highly sought after Lake Norman area, this home offers a comfortable and stylish living space for its future residents.

Last Agent to Sell the Property

Nicholas Huscroft

Chosen Realty of NC LLC Brokerage Phone: 330-249-3499 License #136437 Listed on: 07/10/2025

Last Buyer's Agent

Kendyl Accashian

Fathom Realty NC LLC License #140701

Fathom Realty NC LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • Front Green Space
  • Back Yard Fenced
  • Sloped Lot
  • Wooded Lot
  • Property is zoned NR

HOA Fees

  • $79 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Gas Fireplace
  • Family Room with Fireplace
  • Storage
  • Water Views

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Accessible Home Design

  • Low Bathroom Mirrors
  • Doors swing in
  • More Than Two Accessible Exits
  • Entry Slope Less Than 1 Foot

Outdoor Features

  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Gas Water Heater
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 003-381-89

Community Details

Overview

  • Main Street Management Association
  • Victoria Bay Subdivision
  • Mandatory home owners association

Recreation

  • Water Sports

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

6,534 Sq Ft Lot

HOA Fees

$79 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 2002
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 340.58
  • Geocode Confidence: High
  • Attribution Contact: 330-249-3499
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Cable Prewire, Kitchen Island, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 828
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 372
  • Sq Ft Unheated Total: 372
  • Sq Ft Upper: 875
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Oven, Tankless Water Heater
  • Above Grade Finished Sq Ft: 1703
  • Accessibility Features: Two or More Access Exits, Bath Low Mirrors, Swing In Door(s), Entry Slope less than 1 foot
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas Vented
  • Living Area: 1703
  • Bedroom Main: 0

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Shingle, Fiberglass, Wood
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced, Wood
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Paddlesport Launch Site, Other - See Remarks
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry, On Street

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, In Unit, Utility Room, Inside, Main Level
  • Cooling: Attic Fan, Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Electricity Connected, Fiber Optics, Natural Gas, Wired Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 237
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Main Street Management

Association/Amenities

  • Association Annual Expense: 948.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Green Area, Sloped, Wooded, Views
  • Lot Size Units: Acres
  • Parcel Number: 003-381-89
  • Zoning: NR
  • Additional Parcels: No
  • Zoning Specification: NR

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Aug 26, 2025
Sold by
Bought by
Seller's Agent
Nicholas Huscroft
Chosen Realty of NC LLC
Buyer's Agent
Kendyl Accashian
Fathom Realty NC LLC
List Price
$574,900
Sold Price
$580,000
Premium/Discount to List
$5,100
0.89%
Views
102
Current Estimated Value
$582,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,924
Avg. Annual Appreciation
0.52%
Original Mortgage
$349,068
Outstanding Balance
$345,968
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$236,956

Purchase Details

Closed on
Apr 11, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,940
Interest Rate
6.85%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cornelius, NC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$580,000 Integrated Title Services Llc
-- Vantage Point Title Inc
$160,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $349,068
Previous Owner $206,000
Previous Owner $69,475
Previous Owner $133,000
Previous Owner $139,000
Previous Owner $127,940
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/26/2025 08/26/25 Sold $580,000 +0.9% $341 / Sq Ft
07/23/2025 07/23/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $574,900 -- $338 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,725 $407,700 $105,000 $302,700
2024 $2,725 $407,700 $105,000 $302,700
2023 $2,725 $407,700 $105,000 $302,700
2022 $2,243 $259,600 $100,000 $159,600
2021 $2,217 $259,600 $100,000 $159,600
2020 $2,217 $259,600 $100,000 $159,600
2019 $2,211 $259,600 $100,000 $159,600
2018 $1,904 $174,000 $40,000 $134,000
2017 $1,887 $174,000 $40,000 $134,000
2016 $1,884 $174,000 $40,000 $134,000
2015 $1,854 $174,000 $40,000 $134,000
2014 $1,852 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4279482

Canopy MLS

APN: 003-381-89

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