NOT LISTED FOR SALE

1897 Cotton Bay Ln Navarre, FL 32566

Estimated Value: $415,457 - $447,000

4 Beds
2 Baths
2,285 Sq Ft
$190/Sq Ft Est. Value

Last Sold December 22, 2020

Last sale price $335,000 $147 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $2,557/month

5 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Breakfast Room
  • West Navarre Intermediate School Rated A-
  • Home Office
  • Fireplace

About This Home

As of December 2020

Charming and well maintained all brick home located in Cotton Bay Estates. It is minutes from area restaurants, shopping and Navarre's white sandy beaches. This split floor plan has 4 bedrooms, 2 bathrooms and a 200 sqft enclosed office for privacy. The large master bath comes with his and her walk-in closets, jacuzzi tub and separate shower, new granite countertop, and new bronze finishes. The tastefully updated kitchen features espresso colored cabinets, granite countertop, large stainless steel sink/faucet and stainless steel appliances. The living area with fireplace has a vaulted ceiling for that open spacious feel. Additionally, this home has a new air conditioner as of 2017, new water heater, new privacy fence for the spacious backyard, new sprinkler system and new back door.

Last Agent to Sell the Property

Christina Clark

ERA American Real Estate License #3263262 Listed on: 11/20/2020

Last Buyer's Agent

Jacqueline Luberto

Century 21 AllPoints Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,498

Year Built

  • Built in 1998

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80 x 141
  • Property fronts a county road
  • Back Yard Fenced
  • Sprinkler System

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Dimensional Roof
  • Composition Shingle Roof

Interior Spaces

  • 2,285 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Laundry Room

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Home Security

  • Home Security System
  • Fire and Smoke Detector

Schools

  • West Navarre Elementary School
  • Woodlawn Beach Middle School
  • Navarre High School

Utilities

  • Central Air
  • Air Source Heat Pump
  • Underground Utilities
  • Electric Water Heater

Community Details

  • Cotton Bay Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 23-2S-27-0000-02691-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,498

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.26
  • Lot Size: 80 x 141
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: COTTON BAY ESTATES
  • Directions: Traveling west on Highway 98, turn right onto Cotton Bay Ln. It is Cotton Bay subdivision between Whataburger and St Francis Veterinary Center.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1998
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Underground: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven Self Cleaning, Security System, Smoke Detector, Stove/Oven Electric, Warranty Provided
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Ceiling Vaulted, Fireplace, Floor Laminate, Floor Tile
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Vaulted: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Survey Available
  • Construction Type: Brick, Roof Dimensional Shg
  • Exterior Features: Fenced Back Yard, Sprinkler System
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water, Underground

Schools

  • Elementary School: West Navarre
  • High School: Navarre
  • Middle Or Junior School: Woodlawn Beach

Lot Info

  • Lot Size Sq Ft: 11325.6
  • Parcel #: 23-2S-27-0000-02691-0000
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1498.45
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2020
Closed on
Dec 21, 2020
Sold by
Clark David M and Clark Christina M
Bought by
Stewart Jeffrey and Stewart Cheryl
Seller's Agent
Christina Clark
ERA American Real Estate
Buyer's Agent
Jacqueline Luberto
Century 21 AllPoints Realty
List Price
$335,000
Sold Price
$335,000
Current Estimated Value
$435,114

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,114
Avg. Annual Appreciation
5.47%
Original Mortgage
$268,000
Outstanding Balance
$238,600
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$196,514

Purchase Details

Closed on
Apr 2, 2008
Sold by
Aurora Loan Services Inc
Bought by
Clark David M and Clark Christina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,655
Interest Rate
5.84%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2007
Sold by
Stewart Sherrie G
Bought by
Aurora

Purchase Details

Closed on
Oct 4, 2007
Sold by
Stewart Sherrie G
Bought by
Aurora

Purchase Details

Closed on
Nov 21, 2005
Sold by
Stewart Sherrie G and Gillespie Ray A
Bought by
Stewart Sherrie G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,200
Interest Rate
1.5%
Mortgage Type
Negative Amortization
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stewart Jeffrey $335,000 Championship Title Agcy Llc
Clark David M $170,000 Landsafe Title
Aurora -- Attorney
Aurora $111,000 None Available
Stewart Sherrie G -- Us Title & Real Estate Closi
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stewart Jeffrey $268,000
Previous Owner Clark David M $173,655
Previous Owner Stewart Sherrie G $251,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/23/2021 03/23/21 Off Market $335,000 -- --
12/22/2020 12/22/20 Sold $335,000 0.0% $147 / Sq Ft
11/25/2020 11/25/20 Pending -- -- --
11/20/2020 11/20/20 For Sale $335,000 -- $147 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,169 $303,379 $44,000 $259,379
2023 $3,169 $297,213 $40,000 $257,213
2022 $3,120 $291,216 $38,000 $253,216
2021 $3,009 $237,192 $30,000 $207,192
2020 $1,535 $150,821 $0 $0
2019 $1,498 $147,430 $0 $0
2018 $1,490 $144,681 $0 $0
2017 $1,486 $141,705 $0 $0
2016 $1,417 $138,790 $0 $0
2015 $1,445 $137,825 $0 $0
2014 $1,458 $136,731 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 859581

Emerald Coast Association of REALTORS®

APN: 23-2S-27-0000-02691-0000