$985,000
OPEN SAT 11AM - 1PM

Estimated payment $5,687/month

Total Views 138,279
4 Beds
3 Baths
2,016 Sq Ft
$489 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Access to Tidal Water
  • Fishing Allowed
  • Private Dock Site
  • Private Beach
  • River View

About This Home

Waterfront Home on the Elk River!
Experience breathtaking views as ships from around the world glide by from your own backyard. This spacious and versatile home features 4+ bedrooms and 3 full baths, offering incredible potential to customize and make it your own. The main level boasts 2 bedrooms, a welcoming great room with a cozy fireplace, a dining area, and an eat-in kitchen—perfect for entertaining or relaxing with family. Upstairs, you'll find 2 more bedrooms, a full bath, and a bonus room that’s ideal for a playroom, guest space, or home studio. The walk-out lower level provides even more room with space for storage, entertainment, or additional living quarters—plus a separate office for remote work or quiet focus. Outside, enjoy your own private sandy beach—a rare and desired feature for waterfront living. Don’t miss this unique opportunity to own a slice of paradise on the Elk River, with stunning views and endless possibilities! NOW WITH APPROVED DOCK PERMIT!

Listing Agent

John Burke

(443) 206-3727 jburke57@gmail.com Gunther-McClary Real Estate Listed on: 04/06/2025

Co-Listing Agent

Susan Hubbell

(443) 553-2562 shubbell57@gmail.com Gunther-McClary Real Estate License #580246

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,487

Year Built

  • Built in 1980

Lot Details

  • 0.51 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • No Through Street
  • Property is zoned RR

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Great Room
  • Family Room
  • Dining Area
  • Den
  • Bonus Room
  • River Views

Kitchen

  • Eat-In Kitchen
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Connecting Stairway
  • Exterior Basement Entry

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Swimming Allowed
  • Private Dock Site
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Propane
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0802009188

Community Details

Overview

  • Tower Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,487

Year Built

Built in 1980

Lot Details

0

HOA Fees

$28 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 4/6/2025 12:00:00 AM
  • Year Built: 1980
  • Remarks Public: Waterfront Home on the Elk River! Experience breathtaking views as ships from around the world glide by from your own backyard. This spacious and versatile home features 4+ bedrooms and 3 full baths, offering incredible potential to customize and make it your own. The main level boasts 2 bedrooms, a welcoming great room with a cozy fireplace, a dining area, and an eat-in kitchen—perfect for entertaining or relaxing with family. Upstairs, you'll find 2 more bedrooms, a full bath, and a bonus room that’s ideal for a playroom, guest space, or home studio. The walk-out lower level provides even more room with space for storage, entertainment, or additional living quarters—plus a separate office for remote work or quiet focus. Outside, enjoy your own private sandy beach—a rare and desired feature for waterfront living. Don’t miss this unique opportunity to own a slice of paradise on the Elk River, with stunning views and endless possibilities! NOW WITH APPROVED DOCK PERMIT!
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • Interior Amenities: Dining Area, Kitchen - Table Space
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Great Room, Office, Bonus Room, Full Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Outside Entrance
  • Total Sq Ft: 3360
  • Living Area Sq Ft: 2016
  • Price Per Sq Ft: 488.59
  • Above Grade Finished Sq Ft: 2016
  • Below Grade Sq Ft: 1344
  • Total Below Grade Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 19

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Private Beach
  • Roof: Shingle
  • View: River
  • Water Access Features: Boat - Powered, Private Access, Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Elk River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 340.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139799812
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Fishing Available, No Thru Street
  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22433.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2025
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5487.00
  • Assessor Parcel Number: 0802009188
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 2016
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 3
  • Waterfront Features: Sandy Beach, Private Dock Site

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,712 $516,433 $0 $0
2024 $5,487 $495,900 $282,200 $213,700
2023 $5,511 $493,567 $0 $0
2022 $5,593 $491,233 $0 $0
2021 $5,633 $488,900 $282,200 $206,700
2020 $5,552 $476,133 $0 $0
2019 $5,404 $463,367 $0 $0
2018 $5,257 $450,600 $282,200 $168,400
2017 $5,257 $450,600 $0 $0
2016 $5,060 $450,600 $0 $0
2015 $5,060 $453,400 $0 $0
2014 $6,567 $453,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2025 09/19/25 Price Changed $985,000 -8.4% $489 / Sq Ft
08/02/2025 08/02/25 Price Changed $1,075,000 -10.3% $533 / Sq Ft
04/06/2025 04/06/25 For Sale $1,198,000 -- $594 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer $550,000 None Available
Deed $955,000 --
Deed $955,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $561,152 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

John Burke

Gunther-McClary Real Estate

(410) 498-8122

Section Image

John specializes in waterfront and water oriented homes on Maryland's Upper Eastern Shore

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Source: Bright MLS

MLS Number: MDCC2016418

Bright MLS

APN: 02-009188