NOT LISTED FOR SALE

190 Cross Harbor Dr Penhook, VA 24137

Estimated Value: $587,000 - $895,000

4 Beds
3.5 Baths
3,600 Sq Ft
$210/Sq Ft Est. Value

Last Sold February 10, 2021

Last sale price $356,400 $99 Per Sq Ft

Est. 112% increase in value since last sale

Current estimated payment $4,170/month

1 Day on Market

Highlights

  • On Golf Course
  • Lake View
  • Deck
  • Water Access
  • Fireplace in Kitchen
  • Cathedral Ceiling

About This Home

As of February 2021

The Waters Edge - Beautiful custom home with golf and water views. Open Great room with expansive ceilings, numerous built ins, see through fireplace from great room to kitchen and eat in area. Main floor master with 2 more guest rooms, screened porch overlooking 14th fairway, upper balcony overlooking great room for office/study or den. 2 bedrooms full bath and bonus room over the garage. Active Club membership available to Purchasers for $30K within 30 days of closing.

Last Agent to Sell the Property

Vicki Millehan

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225015182 Listed on: 12/06/2020

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Buyer's Agent

Vicki Millehan

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225015182 Listed on: 12/06/2020

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,342

Year Built

  • Built in 1990

Lot Details

  • 0.5 Acre Lot
  • On Golf Course
  • Gentle Sloping Lot

Property Views

  • Lake
  • Golf Course

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Drapes & Rods
  • Great Room with Fireplace
  • Screened Porch
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Oven
  • Gas Range
  • Built-In Microwave
  • Dishwasher
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • 4 Open Parking Spaces
  • Garage Door Opener

Outdoor Features

  • Water Access
  • Deck

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 112

Community Details

Overview

  • No Home Owners Association
  • The Waters Edge Subdivision

Recreation

  • Golf Course Community
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,342

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Interior Features: All Drapes, Cathedral Ceiling, Masonry Fireplace
  • Heating System: Heat Pump Gas
  • Fireplace(s): Great Room, Kitchen
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full Basement
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Microwave Oven (Built In), Range Gas, Refrigerator, Wall Oven
  • Cooling System: Heat Pump Gas
  • Outside Features: Borders Golf Course, Deck, Paved Driveway, Screened Porch
  • Views: Golf Course, Lake
  • BedroomsBREntryLevel: 3
  • EntryAboveGrdFin Sq Ft: 2200.00
  • ExteriorDoors: Full View
  • Fireplace Number Fireplaces: 1
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 600.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: 1.5 Story
  • SubdivisionMap: The Waters Edge
  • Total Above Grd Fin S Q F T: 3000
  • TotalBdrm: 4
  • TotalBths: 3.10
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3600.00
  • TotalHBaths: 1
  • UncoveredNumberSpaces: 4.00
  • Uncovered Parking: Other
  • UpperAboveGrdFin Sq Ft: 800.00
  • WaterAccOnlyAAccessOnOffSite: On Site
  • WaterAccOnlyADistanceToOffSite: YES
  • WaterAccOnlyB: Leased Cover BD/Slip
  • Water Class: Water Access Only
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Utilities

  • Sewer Description: Private Septic - 3BR
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Underground Util

Lot Info

  • Lot Description: Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.50
  • Lot: 112

Building Info

  • Year Built: 1990

Tax Info

  • Taxes (6 mo): 2341.79

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 6, 2020
Closed on
Feb 4, 2021
Sold by
Moses Kenneth P
Bought by
Cassada Boyd L and Cassada Kimberly M
Seller's Agent
Vicki Millehan
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Vicki Millehan
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$379,000
Sold Price
$356,400
Premium/Discount to List
-$22,600
-5.96%
Current Estimated Value
$755,492

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$399,092
Avg. Annual Appreciation
17.25%
Original Mortgage
$285,144
Outstanding Balance
$209,475
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$546,017

Purchase Details

Closed on
Oct 13, 2015
Sold by
Moses Kenneth P and Moses Salame K
Bought by
Moses Kenneth P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,250
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 12, 2005
Sold by
Poletti Philip and Poletti Mary L
Bought by
Moses Kenneth P and Moses Salame K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,400
Interest Rate
5.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cassada Boyd L $356,430 None Available
Moses Kenneth P -- None Available
Moses Kenneth P -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cassada Boyd L $285,144
Previous Owner Moses Kenneth P $266,250
Previous Owner Moses Kenneth P $298,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/10/2021 02/10/21 Sold $356,400 -6.0% $99 / Sq Ft
12/07/2020 12/07/20 Pending -- -- --
12/06/2020 12/06/20 For Sale $379,000 -- $105 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,589 $602,200 $55,000 $547,200
2023 $2,424 $397,400 $40,000 $357,400
2022 $2,424 $397,400 $40,000 $357,400
2021 $2,342 $383,900 $40,000 $343,900
2020 $2,342 $383,900 $40,000 $343,900
2019 $2,673 $311,600 $50,000 $261,600
2018 $1,901 $311,600 $50,000 $261,600
2017 $1,714 $385,800 $50,000 $335,800
2016 $1,714 $385,800 $50,000 $335,800
2015 -- $385,800 $50,000 $335,800
2014 -- $385,800 $50,000 $335,800
2013 -- $385,800 $50,000 $335,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 875545

Roanoke Valley Association of REALTORS®

APN: 0510701800