NOT LISTED FOR SALE

190 Riverbank Dr Deltaville, VA 23043

Estimated Value: $612,000 - $765,000

3 Beds
2.5 Baths
2,423 Sq Ft
$294/Sq Ft Est. Value

Last Sold July 27, 2020

Last sale price $360,000 $149 Per Sq Ft

Est. 98% increase in value since last sale

Current estimated payment $4,002/month

540 Days on Market

Highlights

  • Beach
  • Community Boat Facilities
  • Separate Formal Living Room
  • Middlesex High School Rated 9+
  • Wood Flooring
  • Porch

About This Home

As of July 2020

Water access home in Deltaville with views of the Rappahannock River! This 3 bedroom, 2.5 bath home offer tons of space with an open floor plan, including a formal dining room, eat-in kitchen, family room and formal living room. There is a large master suite with Water views, walk in closet and large bath (separate tub and shower). Tons of upgrades including hardwood floors, gas fireplace, generator, security (fire/police), new roof and more. There is a large walk up attic with ample storage space, along with the shed and 2 car garage. The community sandy beach is just a short walk from the house. The community boat ramp allows quick access to the Rappahannock River, allowing you to be in the Chesapeake Bay within minutes.

Last Agent to Sell the Property

Hunter Law

IsaBell K. Horsley Real Estate License #0225199071 Listed on: 01/03/2019

Last Buyer's Agent

Hunter Law

IsaBell K. Horsley Real Estate License #0225199071 Listed on: 01/03/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,733

Year Built

  • Built in 2003

Lot Details

  • 0.97 Acre Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,423 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Separate Formal Living Room
  • Dining Area
  • Home Security System
  • Eat-In Kitchen
  • Washer and Dryer Hookup

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Shed
  • Porch

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Cooling System Powered By Gas
  • Heating System Uses Propane
  • Heat Pump System
  • Well
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 40-120-2

Community Details

Overview

  • River Bank Acres Subdivision

Recreation

  • Community Boat Facilities
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,733

Year Built

Built in 2003

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Property Attached Yn: No
  • Lot Size Acres: 0.974
  • Ownership: Individuals
  • Subdivision Name: River Bank Acres
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Vinyl, Wood
  • Appliances: Propane Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, Walk-In Closet(s)
  • Living Area: 2423.0
  • Stories: 2
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Pool Features: None
  • Waterfront: No
  • Disclosures: Sellers Disclosure Not Available
  • Construction Type: Block, Vinyl Siding
  • Exterior Features: Porch, Storage, Shed
  • Patio And Porch Features: Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Heat Pump, Propane
  • Cooling: Gas
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities
  • Association Fee: 280.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 40-120-2
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 1733.0
  • Tax Lot: 2

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2019
Closed on
Jul 13, 2020
Sold by
Marion Lewis F and Marion Deborah T
Bought by
Smith John H and Rose-Smith Sabrina M
Seller's Agent
Hunter Law
IsaBell K. Horsley Real Estate
Buyer's Agent
Hunter Law
IsaBell K. Horsley Real Estate
List Price
$385,000
Sold Price
$360,000
Premium/Discount to List
-$25,000
-6.49%
Current Estimated Value
$711,891

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$351,891
Avg. Annual Appreciation
14.55%
Original Mortgage
$288,000
Outstanding Balance
$256,415
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$468,247
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith John H $360,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith John H $288,000
Previous Owner Marion Lewis F $278,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2020 07/27/20 Sold $360,000 -6.5% $149 / Sq Ft
06/27/2020 06/27/20 Pending -- -- --
01/03/2019 01/03/19 For Sale $385,000 -- $159 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,634 $431,800 $92,000 $339,800
2024 $2,634 $431,800 $92,000 $339,800
2023 $2,207 $361,800 $92,000 $269,800
2022 $2,207 $361,800 $92,000 $269,800
2021 $1,919 $309,500 $87,500 $222,000
2020 $1,919 $309,500 $87,500 $222,000
2019 $1,919 $309,500 $87,500 $222,000
2018 $1,733 $309,500 $87,500 $222,000
2017 $1,733 $309,500 $87,500 $222,000
2016 $1,689 $318,700 $86,000 $232,700
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2020

    Hunter Law

    IsaBell K. Horsley Real Estate

    128 Total Sales

    Hunter Law
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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1900253

Chesapeake Bay & Rivers Association of REALTORS®

APN: 40-120-2

Virginia Middlesex County Deltaville 23043

190 Riverbank Dr, Deltaville, VA

This home is located at 190 Riverbank Dr, Deltaville, VA 23043 since 03 January 2019 and is currently estimated at $711,891, approximately $293 per square foot. This property was built in 2003. 190 Riverbank Dr is a home located in Middlesex County with nearby schools including Middlesex Elementary School, St. Clare Walker Middle School, and Middlesex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Chesapeake Bay & Rivers Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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