190 Toccoa Heights Rd Blue Ridge, GA 30513
4
Beds
3
Baths
2,700
Sq Ft
2.07
Acres
Highlights
- Open-Concept Dining Room
- River View
- Contemporary Architecture
- Home Theater
- Deck
- Wooded Lot
About This Home
As of July 2025Beautifully appointed and perfectly perched above the rushing rapids of the Toccoa River, "Knotty River Chalet" exudes charm, character and a perfect blend of true rustic essence combined with a contemporary edge. Complete with a wall of glass, sliding glass doors to a large main level wraparound deck, large backyard and gorgeous mountain and river views. Inside, chalet is complete with beautifully finished hardwood floors, soaring cathedral ceilings with custom blue pine ceilings, luxe lighting, a gourmet kitchen w/ large pantry, and the perfect open-concept living and dining centered around the views of the river and large wood burning stone F/P! Home has four bedrooms, an additional reading loft or office space, and the best part: TOCCOA RIVER FRONTAGE w/ riverside pavilion! Trout fishermen and adventure enthusiasts take note; this cabin has the best of both worlds -- views and water frontage! Combining wooded privacy with the conveniences of being less than 15 minutes to Downtown Blue Ridge and McCaysville, this is the definition of modern mountain living. Home is sold fully-furnished, turn-key and ready for you to call this your full-time, second home or STR investment. HVAC on this property was replaced in June 2025. Call today for your exclusive tour!
Last Agent to Sell the Property
Mountain Sotheby's International Realty License #391447 Listed on: 06/02/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Georgia Properties License #404208
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,880
Year Built
- Built in 2004
Lot Details
- 2.07 Acre Lot
- River Front
- Property fronts a county road
- Steep Slope
- Wooded Lot
- Garden
Parking
- Detached Garage
Property Views
- River
- Mountain
Home Design
- Contemporary Architecture
- Cabin
- Metal Roof
- Stone Siding
- Log Siding
Interior Spaces
- 3-Story Property
- Ceiling Fan
- Insulated Windows
- Family Room with Fireplace
- Great Room
- Open-Concept Dining Room
- Home Theater
- Home Office
- Loft
- Screened Porch
Kitchen
- Breakfast Bar
- Double Oven
- Gas Cooktop
- Microwave
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
- Dual Vanity Sinks in Primary Bathroom
- Shower Only
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Separate Outdoor Workshop
Schools
- West Fannin Elementary School
- Fannin County Middle School
- Fannin County High School
Utilities
- Central Heating and Cooling System
- Shared Well
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- Toccoa Farms Heights Subdivision
Listing and Financial Details
- Tax Lot 6
- Assessor Parcel Number 0050 091A1H
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 13, 2021
Closed on
Oct 5, 2021
Sold by
Leistner Frank
Bought by
Gardner Eric and Gardner Pooja
Seller's Agent
Logan Fitts
Harry Norman REALTORS - Blue Ridge
Buyer's Agent
Non NON-MLS MEMBER
NON-MLS OFFICE
List Price
$875,000
Sold Price
$875,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.32%
Original Mortgage
$547,000
Outstanding Balance
$502,049
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$452,933
Purchase Details
Listed on
Feb 11, 2021
Closed on
Apr 1, 2021
Sold by
Knight Gary M
Bought by
Leistner Frank and Leistner Alicyn
Seller's Agent
BRIAN WHITE
Ansley Real Estate Christie's Int. Real Estate
Buyer's Agent
Logan Fitts
Harry Norman REALTORS - Blue Ridge
List Price
$809,000
Sold Price
$809,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.62%
Original Mortgage
$548,250
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 20, 2018
Sold by
Federal National Mortgage Association
Bought by
Knight Gary M
Purchase Details
Closed on
Mar 28, 2018
Sold by
Jackson Charmane
Bought by
Federal National Mtg Associati
Purchase Details
Closed on
Apr 25, 2008
Sold by
Straub Suzanne V
Bought by
Straub James J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,509
Interest Rate
5.68%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 28, 2004
Sold by
Straub James Joseph
Bought by
Straub James J and Straub Suzanne V
Purchase Details
Closed on
Mar 28, 2003
Sold by
Straub James Joseph
Bought by
Straub James Joseph
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Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $875,000 | -- | |
| Warranty Deed | $809,000 | -- | |
| Warranty Deed | $256,000 | -- | |
| Foreclosure Deed | $346,019 | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $60,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $547,000 | New Conventional | |
| Closed | $547,000 | New Conventional | |
| Previous Owner | $548,250 | New Conventional | |
| Previous Owner | $98,950 | New Conventional | |
| Previous Owner | $531,000 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $167,509 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $950,000 | 0.0% | $352 / Sq Ft |
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 06/02/2025 06/02/25 | For Sale | $950,000 | +8.6% | $352 / Sq Ft |
| 10/05/2021 10/05/21 | Sold | $875,000 | 0.0% | $324 / Sq Ft |
| 09/05/2021 09/05/21 | Pending | -- | -- | -- |
| 08/13/2021 08/13/21 | For Sale | $875,000 | +8.2% | $324 / Sq Ft |
| 04/01/2021 04/01/21 | Sold | $809,000 | 0.0% | $300 / Sq Ft |
| 02/12/2021 02/12/21 | Pending | -- | -- | -- |
| 02/11/2021 02/11/21 | For Sale | $809,000 | -- | $300 / Sq Ft |
Source: First Multiple Listing Service (FMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,340 | $255,346 | $15,895 | $239,451 |
| 2023 | $1,880 | $184,408 | $15,206 | $169,202 |
| 2022 | $1,901 | $186,508 | $15,206 | $171,302 |
| 2021 | $1,265 | $90,203 | $14,513 | $75,690 |
| 2020 | $1,286 | $90,203 | $14,513 | $75,690 |
| 2019 | $1,311 | $90,203 | $14,513 | $75,690 |
| 2018 | $1,358 | $88,133 | $12,443 | $75,690 |
| 2017 | $1,573 | $88,916 | $12,357 | $76,559 |
| 2016 | $497 | $74,946 | $8,196 | $66,750 |
| 2015 | $518 | $76,547 | $8,196 | $68,351 |
| 2014 | $511 | $75,880 | $4,326 | $71,555 |
| 2013 | -- | $63,412 | $4,325 | $59,086 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Logan Fitts
Mountain Sotheby's International Realty
(706) 851-4486
25 in this area
206 Total Sales
-
Buyer's Agent in 2025
Sherrill Maye Webb
Berkshire Hathaway HomeServices Georgia Properties
(901) 297-9290
1 in this area
63 Total Sales
-
B
Seller's Agent in 2021
BRIAN WHITE
Ansley Real Estate Christie's Int. Real Estate
(706) 613-4663
37 in this area
140 Total Sales
-
N
Buyer's Agent in 2021
Non NON-MLS MEMBER
NON-MLS OFFICE
Map
Source: First Multiple Listing Service (FMLS)
MLS Number: 7589915
APN: 0050-091A1H
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