NOT LISTED FOR SALE

190 Whisper Ridge Dr Saint Augustine, FL 32092

Saint Augustine Area

Estimated Value: $367,000 - $393,000

3 Beds
2 Baths
1,844 Sq Ft
$206/Sq Ft Est. Value

Sale Details

Date Sold: January 9, 2021

Last sale price $289,000 $157 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,432 / mo

43 Days on Market

Highlights

  • Home fronts a pond
  • Screened Porch
  • Dining Room
  • Mill Creek Academy Rated A
  • Central Heating and Cooling System
  • Washer and Dryer

About This Home

As of January 2021

Lakefront in Whisper Ridge! Beautifully landscaped, immaculately maintained.
Upon entering you are immediately drawn to the serene water views, tropical landscaping and wonderful natural light!
Family room w/fireplace opens to kitchen, breakfast nook, covered lanai. Formal dining area for family gatherings!
Split plan and spacious Master Suite and sitting area with water views. Master bath has garden tub and walk-in shower. Original owners have taken great care of this home. Room for a pool!
Just minutes to historic downtown St Augustine and the Beaches of Vilano!
Convenient to I-95, highly rated schools and World Golf Village.
LOW HOA fees and NO CDD fees!

Last Agent to Sell the Property

Steve McGuire

Walter Williams Properties Listed on: 09/29/2020

Last Buyer's Agent

Ryan Westover

MAXREV

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,959

Year Built

  • Built in 2005

Lot Details

  • 10,454

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 1,844 Sq Ft Home
  • 1-Story Property
  • Dining Room
  • Screened Porch
  • Washer and Dryer

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Mill Creek Elementary School
  • Mill Creek Middle School
  • St. Augustine High School

Additional Features

  • Home fronts a pond
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 029323-0720

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,959

Year Built

Built in 2005

Lot Details

10,454 Sq Ft Lot

HOA Fees

$35 per month

Listing Details

  • Acreage: Less Than 1/4 Acre
  • Additional Marketing: Yes
  • Association Maintenance Fee: 417
  • Class: Residential
  • Closing Price Per Sq Ft: 156.72
  • College Tech Center: First Coast Technical Institute
  • Heat: Central
  • Hoa Term: Annually
  • HOA: Yes
  • Legal Description: 50/49-58 WHISPER RIDGE UNIT 3 LOT 72 OR4199/1541
  • Listing Price Sq Ft: 156.72
  • Lot Land Type: Paved
  • Low Tide Depth: Unknown
  • Lvt Date: 09/29/2020
  • Minimum Lease Term: 1 Year
  • Minimum Lease Term Source: 1 year
  • Other Sq Ft: 1167
  • Personal Property: Ceiling Fans, Dishwasher, Disposal, Garage Door, Microwave, Range, Refrigerator, Washer/Dryer
  • Private School: St. Josephs Academy
  • Screened Porch: Yes
  • Stories In Unit: 1 Level
  • Style: Single Family Home
  • Type Of Property: Single Family
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Bathrooms: 2
  • Bedroom 2: Dimensions: 11x11
  • Bedrooms: 3
  • Dining Room: Dimensions: 9x8
  • Dining Type: Combo
  • Entry Level: Ground Level
  • Kitchen: Dimensions: 12x14
  • Living Room: Dimensions: 20x15
  • Living Sq Ft: 1844
  • Master Bedroom: Dimensions: 22x13
  • Price Per Sq Ft: 156.72

Exterior Features

  • Patio: Dimensions: 30x25
  • Roof: Shingle
  • Stories: 1
  • Waterfront Type: Pond
  • Waterfront: Yes

Garage/Parking

  • Parking Facilities: 2 Car Garage

Utilities

  • Air Conditioner: Central
  • Water: City

Schools

  • Elementary School: Mill Creek Elementary
  • High School: St. Augustine High
  • Middle School: Mill Creek

Lot Info

  • Lot Size: irregular
  • Zoning: SFR
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 029323-0720
  • Taxes: 2959
  • Tax Year: 2019

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2020
Closed on
Jan 8, 2021
Sold by
Bought by
Seller's Agent
Steve McGuire
Walter Williams Properties
Buyer's Agent
Ryan Westover
MAXREV
List Price
$299,000
Sold Price
$289,000
Premium/Discount to List
-$10,000
-3.34%
Current Estimated Value
$379,721

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,721
Avg. Annual Appreciation
5.07%
Original Mortgage
$264,651
Outstanding Balance
$231,238
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$148,483

Purchase Details

Listed on
Apr 2, 2016
Closed on
May 31, 2016
Sold by
Bought by
Seller's Agent
DIANE MCWILLIAMS
ST AUGUSTINE REALTY
Buyer's Agent
Cynthia Bleiel
COLDWELL BANKER VANGUARD REALTY
List Price
$229,900
Sold Price
$215,000
Premium/Discount to List
-$14,900
-6.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.63%
Original Mortgage
$189,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 15, 2006
Sold by
Bought by

Purchase Details

Closed on
Sep 29, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.72%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$289,000 Paradise Ttl Of St Agustine
$215,000 Action Title Services Of St
-- Attorney
$226,200 American Home Title & Escrow
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $43,197
Open $264,651
Previous Owner $189,000
Previous Owner $40,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2023 12/17/23 Off Market $215,000 -- --
01/09/2021 01/09/21 Sold $289,000 0.0% $157 / Sq Ft
10/09/2020 10/09/20 Price Changed $289,000 -3.3% $157 / Sq Ft
09/29/2020 09/29/20 For Sale $299,000 0.0% $162 / Sq Ft
03/15/2019 03/15/19 Rented $2,000 +8.1% --
02/01/2019 02/01/19 For Rent $1,850 -11.7% --
07/17/2018 07/17/18 Rented $2,095 +10.6% --
04/10/2018 04/10/18 Price Changed $1,895 -9.5% $1 / Sq Ft
01/08/2018 01/08/18 For Rent $2,095 -4.8% --
09/29/2017 09/29/17 Rented $2,200 +5.0% --
08/30/2017 08/30/17 Under Contract -- -- --
08/21/2017 08/21/17 For Rent $2,095 0.0% --
05/31/2016 05/31/16 Sold $215,000 -6.5% $117 / Sq Ft View Prior Sale
04/05/2016 04/05/16 Pending -- -- --
04/02/2016 04/02/16 For Sale $229,900 -- $125 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,080 $321,583 $85,000 $236,583
2025 $3,550 $316,904
2024 $3,550 $307,973
2023 $3,550 $299,003 $0 $0
2022 $3,448 $290,294 $0 $0
2021 $3,294 $232,880 $0 $0
2020 $3,173 $221,023 $0 $0
2019 $3,083 $204,437 $0 $0
2018 $2,945 $192,807 $0 $0
2017 $2,773 $177,163 $45,000 $132,163
2016 $1,500 $168,141 $0 $0
2015 $1,520 $138,158 $0 $0
2014 $1,522 $137,061 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2021

    Steve McGuire

    Walter Williams Properties

    Section Image

  • R

    Buyer's Agent in 2021

    Ryan Westover

    MAXREV

    Section Image
  • Jason Fragale

    Seller's Agent in 2019

    Jason Fragale

    Bridge of Lions Realty, Inc.

    (904) 323-1967

    5 Total Sales

    Jason Fragale
    Section Image

  • D

    Seller's Agent in 2016

    DIANE MCWILLIAMS

    ST AUGUSTINE REALTY

  • Cynthia Bleiel

    Buyer's Agent in 2016

    Cynthia Bleiel

    COLDWELL BANKER VANGUARD REALTY

    (904) 735-0803

    87 Total Sales

    Cynthia Bleiel
    Section Image
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Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 198688

St. Augustine and St. Johns County Board of REALTORS®

APN: 029323-0720

Florida St. Johns County Saint Augustine 32092

190 Whisper Ridge Dr, Saint Augustine, FL

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Information is deemed reliable but not guaranteed.
© 2026 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.

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