$480,000
SOLD JUN 27, 2025

1905 5th St Owings, MD 20736

4 Beds
3 Baths
2,976 Sq Ft
0.58 Acres

Recently Sold

$161 Per Sq Ft

7% Below List Price

24 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Windy Hill Elementary School Rated A-
  • Public Beach
  • 0.58 Acre Lot

About This Home

As of June 2025

Welcome to 5th Street—where every day feels like a vacation! Perfectly situated just minutes from both North Beach and Chesapeake Beach, this home puts you close to waterfront restaurants, boutique shops, the boardwalk, and sandy beaches. Whether you’re enjoying crab cakes by the bay or a morning stroll along the shore, this location offers the ultimate coastal lifestyle. No HOA.

Inside, you’ll find hardwood floors and an abundance of natural light that fills the home with warmth. The kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and a seamless flow to the spacious deck—perfect for grilling, entertaining, or simply unwinding outdoors. The backyard is private and serene, with a shed for extra storage.

Set on a quiet street, this home offers a peaceful retreat while still being close to schools, shopping, and major commuter routes to DC, Annapolis, and nearby bases. The attached two-car garage provides even more storage space and convenience.

Last Agent to Sell the Property

Dawn Riley

RE/MAX One Listed on: 05/01/2025

RE/MAX One

Co-Listed By

Jose Monterroza Aguilar

RE/MAX One

Last Buyer's Agent

Richard Waxman

Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,069

Year Built

  • Built in 1974

Lot Details

  • 0.58 Acre Lot
  • Home fronts navigable water
  • Public Beach

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Finished Basement

Kitchen

  • Stove
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property near a bay
  • Powered Boats Permitted
  • Deck

Schools

  • Northern High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 0503032035

Community Details

Overview

  • No Home Owners Association
  • Paris Pines Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,069

Year Built

Built in 1974

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1974
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 5th Street—where every day feels like a vacation! Perfectly situated just minutes from both North Beach and Chesapeake Beach, this home puts you close to waterfront restaurants, boutique shops, the boardwalk, and sandy beaches. Whether you’re enjoying crab cakes by the bay or a morning stroll along the shore, this location offers the ultimate coastal lifestyle. No HOA. Inside, you’ll find hardwood floors and an abundance of natural light that fills the home with warmth. The kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and a seamless flow to the spacious deck—perfect for grilling, entertaining, or simply unwinding outdoors. The backyard is private and serene, with a shed for extra storage. Set on a quiet street, this home offers a peaceful retreat while still being close to schools, shopping, and major commuter routes to DC, Annapolis, and nearby bases. The attached two-car garage provides even more storage space and convenience.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Cooktop, Dishwasher, Microwave, Refrigerator, Stove
  • Flooring Type: Carpet, Tile/Brick, Hardwood
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2976
  • Living Area Sq Ft: 2976
  • Price Per Sq Ft: 322.58
  • Above Grade Finished Sq Ft: 1488
  • Below Grade Finished Sq Ft: 1488
  • Total Below Grade Sq Ft: 1488
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1905

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Public Beach
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • High School: NORTHERN
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • High School: NORTHERN

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.58
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25047.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4069.00
  • Assessor Parcel Number: 0503032035
  • Tax Lot: 24
  • Tax Total Finished Sq Ft: 2153
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/27/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jun 25, 2025
Sold by
Rodriguez Remberto
Bought by
Vaillant Ian J and Vaillant Emma H
Seller's Agent
Dawn Riley
RE/MAX One
Buyer's Agent
Richard Waxman
Cummings & Co. Realtors
List Price
$515,000
Sold Price
$480,000
Premium/Discount to List
-$35,000
-6.8%
Views
338

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.02%
Original Mortgage
$13,968
Outstanding Balance
$13,968
Interest Rate
6.89%
Estimated Equity
$492,689

Purchase Details

Listed on
May 25, 2020
Closed on
Aug 1, 2020
Sold by
Jlt Homebuyers Llc
Bought by
Rodriguez Remberto
Seller's Agent
Anna Jones
Real Broker, LLC
Buyer's Agent
Jose Monterroza Aguilar
RE/MAX One
List Price
$349,900
Sold Price
$345,000
Premium/Discount to List
-$4,900
-1.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%
Original Mortgage
$338,751
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 18, 2019
Closed on
Jan 27, 2020
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Jlt Homebuyers Llc
Seller's Agent
Thomas Burke
Burke Realty, LLC
Buyer's Agent
Anna Jones
Real Broker, LLC
List Price
$286,900
Sold Price
$193,000
Premium/Discount to List
-$93,900
-32.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
227.21%
Original Mortgage
$191,000
Interest Rate
3.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 24, 2019
Sold by
Smith Matthew and St Clair Leslie J
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 9, 2014
Sold by
St Clair Leslie J
Bought by
Smith Matthew J

Purchase Details

Closed on
Sep 1, 2004
Sold by
Bowen Ronald E and Bowen Katherine A
Bought by
Smith Matthew J and Leslie J St Clair

Purchase Details

Closed on
Mar 30, 1999
Sold by
Wise George W and Wise Imogene P
Bought by
Bowen Ronald E and Bowen Katherine A
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $480,000 Talbot Settlement & Escrow
Deed $480,000 Talbot Settlement & Escrow
Deed $345,000 Maryland Trust T&E Llc
Deed $193,000 Southern Maryland Title
Trustee Deed $252,000 None Available
Quit Claim Deed -- None Available
Deed $290,000 --
Deed $150,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $13,968 No Value Available
Closed $13,968 No Value Available
Open $465,600 New Conventional
Closed $465,600 New Conventional
Previous Owner $84,079 FHA
Previous Owner $338,751 FHA
Previous Owner $191,000 Purchase Money Mortgage
Previous Owner $38,500 Credit Line Revolving
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $480,000 -4.0% $161 / Sq Ft
05/19/2025 05/19/25 Price Changed $500,000 -2.9% $168 / Sq Ft
05/01/2025 05/01/25 For Sale $515,000 +49.3% $173 / Sq Ft
07/25/2020 07/25/20 Sold $345,000 -1.4% $160 / Sq Ft
06/13/2020 06/13/20 Pending -- -- --
05/25/2020 05/25/20 For Sale $349,900 +81.3% $163 / Sq Ft
01/29/2020 01/29/20 Sold $193,000 -1.0% $90 / Sq Ft
12/31/2019 12/31/19 Pending -- -- --
12/19/2019 12/19/19 Price Changed $194,900 -4.9% $91 / Sq Ft
11/15/2019 11/15/19 Price Changed $204,900 -3.8% $95 / Sq Ft
10/31/2019 10/31/19 Price Changed $212,900 -3.2% $99 / Sq Ft
10/17/2019 10/17/19 Price Changed $219,900 -23.4% $102 / Sq Ft
09/18/2019 09/18/19 For Sale $286,900 -- $133 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,816 $360,500 $140,400 $220,100
2024 $3,816 $339,100 $0 $0
2023 $3,455 $317,700 $0 $0
2022 $3,230 $296,300 $140,400 $155,900
2021 $6,459 $294,800 $0 $0
2020 $3,207 $293,300 $0 $0
2019 $3,061 $291,800 $140,400 $151,400
2018 $2,976 $283,733 $0 $0
2017 $2,970 $275,667 $0 $0
2016 -- $267,600 $0 $0
2015 $2,871 $267,600 $0 $0
2014 $2,871 $267,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2020884

Bright MLS

APN: 03-032035