$400,000
SOLD AUG 27, 2020

1906 Ridgewood Dr Fernandina Beach, FL 32034

3 Beds
2 Baths
1,926 Sq Ft
0.28 Acres

Recently Sold

$208 Per Sq Ft

5% Below List Price

18 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Cul-De-Sac
  • Fernandina Beach Middle School Rated A-
  • Wood Flooring
  • Front Porch

About This Home

As of November 2021

Located in the HIGHLY DESIRABLE Egan's Bluff, nestled among Oak Trees, on a spacious lot, offering plenty of shade. This home boasts hardwood floors, a spacious kitchen, plantation shutters, a beautiful sun room and a large private deck. Replaced A/C was replaced 2018. The master bedroom has 2 closets offering ample space. Centrally located on the island and just 5 minutes to the beach on the newly completed bike path. A great opportunity to live in a quiet and safe neighborhood!

Last Agent to Sell the Property

Lourdes Baladi

MY REALTY GROUP LLC License #3353930 Listed on: 07/15/2020

MY REALTY GROUP LLC

Last Buyer's Agent

Lourdes Baladi

MY REALTY GROUP LLC License #3353930 Listed on: 07/15/2020

MY REALTY GROUP LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,535

Year Built

  • Built in 1987

Lot Details

  • Cul-De-Sac
  • Wood Fence
  • Front and Back Yard Sprinklers

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Additional Parking

Home Design

  • 1,926 Sq Ft Home
  • Ranch Style House
  • Wood Frame Construction
  • Shingle Roof
  • Wood Siding

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Egans Bluff Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000030021B00750000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,535

Year Built

Built in 1987

Lot Details

0

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Year Built: 1987
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: Egans Bluff
  • Architectural Style: Ranch
  • Entry Level: 1
  • General Property Information Living Area2: 1926.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style Ranch: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • General Property Information Entry Level2: 1.0
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Concrete, Tile, Wood
  • Living Area: 1926.0
  • ResoLivingAreaSource: Appraiser
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes

Exterior Features

  • Waterfront: No
  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • Pool Features: None
  • Construction Type: Frame, Wood Siding
  • Patio And Porch Features: Deck, Front Porch
  • Construction Materials:Frame: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Construction Materials:Brick2: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Additional Parking: Yes

Utilities

  • Utilities: Cable Available
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association Fee: 190.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 190.0
  • General Property Information:Association Fee Frequency: Annually

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 000030021B00750000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2021
Closed on
Nov 18, 2021
Sold by
Cayless Justin and Cayless Brittany
Bought by
Tofield Geoffrey and Tofield Eileen
Seller's Agent
Justin Cayless
ISLAND REAL ESTATE OF AMELIA
Buyer's Agent
Pam Graves
SUMMER HOUSE REALTY
List Price
$665,000
Sold Price
$639,000
Premium/Discount to List
-$26,000
-3.91%
Current Estimated Value
$815,491

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$176,491
Avg. Annual Appreciation
6.55%
Original Mortgage
$511,200
Outstanding Balance
$474,287
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$336,836

Purchase Details

Listed on
May 6, 2021
Closed on
Jun 11, 2021
Sold by
Nadeau Family Enterprises Llc
Bought by
Cayless Justin and Cayless Brittany
Seller's Agent
ELIZABETH HUBEN
PINEYWOODS REALTY, LLC
Buyer's Agent
Justin Cayless
ISLAND REAL ESTATE OF AMELIA
List Price
$590,000
Sold Price
$587,000
Premium/Discount to List
-$3,000
-0.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.28%
Original Mortgage
$548,250
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
Jul 15, 2020
Closed on
Aug 27, 2020
Sold by
Nicholls Rodney D
Bought by
Nadeau Family Enterprises Llc
Seller's Agent
Lourdes Baladi
MY REALTY GROUP LLC
Buyer's Agent
Lourdes Baladi
MY REALTY GROUP LLC
List Price
$419,000
Sold Price
$400,000
Premium/Discount to List
-$19,000
-4.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.50%

Purchase Details

Listed on
Jul 27, 2015
Closed on
Nov 2, 2015
Sold by
Terry David B and Terry Sara P
Bought by
Nicholls Rodney D
Seller's Agent
Raegan Heymann
BERKSHIRE HATHAWAY HomeServices HWREI
Buyer's Agent
Patricia Troxel
TROXEL PROPERTIES
List Price
$359,000
Sold Price
$330,000
Premium/Discount to List
-$29,000
-8.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$314,763
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 2, 2010
Sold by
Trevett Harry R
Bought by
Terry David B and Terry Sara P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,001
Interest Rate
4.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2006
Sold by
Kent Barbara B
Bought by
Trevett Harry R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 5, 2001
Sold by
Fanelli Eric S and Fanelli Deborah L
Bought by
Kent Barbara B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,000
Interest Rate
7.06%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $639,000 Attorney
Warranty Deed $587,000 Attorney
Warranty Deed $400,000 Amelia Title Agency Inc
Warranty Deed $330,000 Attorney
Warranty Deed $250,000 Attorney
Warranty Deed $250,000 Attorney
Warranty Deed $188,000 Olde Towne Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $511,200 New Conventional
Previous Owner $548,250 VA
Previous Owner $314,763 FHA
Previous Owner $125,000 New Conventional
Previous Owner $125,001 New Conventional
Previous Owner $209,100 Unknown
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $159,000 Unknown
Previous Owner $39,000 Credit Line Revolving
Previous Owner $166,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2021 11/18/21 Sold $639,000 -3.9% $332 / Sq Ft
10/19/2021 10/19/21 Pending -- -- --
10/17/2021 10/17/21 For Sale $665,000 +13.3% $345 / Sq Ft
06/11/2021 06/11/21 Sold $587,000 -0.5% $305 / Sq Ft
05/12/2021 05/12/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $590,000 +47.5% $306 / Sq Ft
08/27/2020 08/27/20 Sold $400,000 -4.5% $208 / Sq Ft
08/03/2020 08/03/20 Pending -- -- --
07/15/2020 07/15/20 For Sale $419,000 +27.0% $218 / Sq Ft
11/02/2015 11/02/15 Sold $330,000 -8.1% $179 / Sq Ft
10/03/2015 10/03/15 Pending -- -- --
07/27/2015 07/27/15 For Sale $359,000 -- $194 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,535 $457,441 -- --
2023 $6,535 $444,117 $0 $0
2022 $5,953 $431,182 $0 $0
2021 $5,230 $327,773 $135,000 $192,773
2020 $4,651 $287,258 $125,000 $162,258
2019 $4,657 $284,154 $120,000 $164,154
2018 $4,612 $278,050 $0 $0
2017 $4,062 $264,091 $0 $0
2016 $3,745 $239,857 $0 $0
2015 $2,618 $203,686 $0 $0
2014 $2,607 $202,069 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1063178

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-30-021B-0075-0000