NOT LISTED FOR SALE

1908 Ferguson St Schenectady, NY 12303

Estimated Value: $249,000 - $295,000

3 Beds
1 Bath
1,380 Sq Ft
$197/Sq Ft Est. Value

Last Sold July 26, 2021

Last sale price $215,000 $156 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $1,816/month

3 Days on Market

Highlights

  • Solar Thermal Electric Generation
  • Full Attic
  • No HOA
  • Main Floor Primary Bedroom
  • Stone Countertops
  • 1 Car Detached Garage

About This Home

As of July 2021

Three bedroom brick bungalow features remodeled kitchen with stainless steel appliances, granite, and custom cabinetry, inviting living room and dining room combo with hardwood floors. Finished basement with rec room and flex space perfect for an office or gym. Large walk up attic has many possibilities, or use as storage. Beautiful landscaped and fenced yard with shed. Garage, central air, quiet neighborhood, and close to all amenities. Low taxes and Mohonasen schools make this the perfect starter home or downsizer. Excellent Condition

Last Agent to Sell the Property

Laura Murphy

Berkshire Hathaway Home Services Blake Brokerage Phone: 518.580.8500 License #10401322579 Listed on: 06/02/2021

Berkshire Hathaway Home Services Blake

Co-Listed By

Dona Federico

Four Seasons Sotheby's International Realty Brokerage Phone: 518.580.8500

Last Buyer's Agent

Roger Ebert

Richmondville Realty License #40EB0964863

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,835

Year Built

  • Built in 1941

Lot Details

  • Lot Dimensions are 54x125
  • Privacy Fence
  • Fenced
  • Landscaped
  • Level Lot

Parking

  • 1 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,380 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Paddle Fans
  • Drapes & Rods
  • Blinds
  • Ceramic Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Attic

  • Full Attic
  • Partially Finished Attic

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Eco-Friendly Details

  • Solar Thermal Electric Generation
  • Heating system powered by solar connected to the grid
  • Solar Heating System

Outdoor Features

  • Exterior Lighting
  • Shed

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 21 / 12
  • Assessor Parcel Number 422800 59.9-12-21

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,835

Year Built

Built in 1941

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1941
  • Directions: Altamont Avenue to Ferguson Street
  • Above Grade Finished Sq Ft: 1380.0
  • Architectural Style: Bungalow
  • Financial Details General Taxes: 1716.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2118.0
  • School Taxes Description: Actual
  • Green Power: Solar
  • Lot Size: 54x125
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Possession Possession Legacy: IMMEDIATE
  • Full Bathroom Level: First
  • Primary Bedroom Level: First
  • Sale Detail Seller Contribution: No
  • Co List Office Mls Id: o1994A
  • Co List Office Phone: 518-580-8500
  • Garage Yn: Yes
  • Attribution Contact: 518.580.8500
  • Appliances Refrigerators: Yes
  • Fencing:Privacy: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Bungalow: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Finished, Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Solid Surface Counters, Built-in Features, Ceramic Tile Bath, Satellite Internet
  • Appliances: Dishwasher, Gas Water Heater, Humidifier, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1380.0
  • Bedroom Level: Second
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds, Curtain Rods, Drapes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Attic Features:Storage2: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Partially Finished: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Full2: Yes
  • Appliances:Humidifier: Yes
  • Kitchen Features:Gourmet Kitchen: Yes
  • Interior Features:Satellite Internet: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Brick, Drywall
  • Fencing: Fenced, Privacy
  • Other Structures: Shed(s)
  • Waterfront: No
  • Construction Materials:Drywall: Yes
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Landscaped: Yes
  • Window Features:Curtain Rods: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Drapes: Yes
  • Window Features:Blinds: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Detached, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas, Solar
  • Laundry Features: In Basement
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes
  • Heating:Solar: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Level, Satellite Dish, Landscaped
  • Parcel #: 422800 59.9-12-21

Green Features

  • Green Energy Generation:Solar2: Yes

Tax Info

  • Tax Annual Amount: 3835.0
  • Tax Block: 12
  • Tax Lot: 21
  • Tax Tract: 59.9

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2021
Closed on
Jul 26, 2021
Sold by
Bishop Matthew and Bishop Kate
Bought by
Nelson Jordan
Seller's Agent
Laura Murphy
Berkshire Hathaway Home Services Blake
Buyer's Agent
Roger Ebert
Richmondville Realty
List Price
$185,000
Sold Price
$215,000
Premium/Discount to List
$30,000
16.22%
Current Estimated Value
$271,621

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,621
Avg. Annual Appreciation
5.78%
Original Mortgage
$208,550
Outstanding Balance
$189,482
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$82,139

Purchase Details

Closed on
Dec 15, 2014
Sold by
Popolizio Executor Vincent
Bought by
Cafaro Emilio and Cafaro Cafaro

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,739
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 21, 2009
Sold by
Darcy Glen R
Bought by
Bishop Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Interest Rate
5.36%
Mortgage Type
FHA

Purchase Details

Closed on
May 20, 2003
Sold by
D'Arcy Glen R
Bought by
D'Arcy Glen R+Jennifer L

Purchase Details

Closed on
Feb 21, 1997
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nelson Jordan $215,000 A And G Title And Stlmt Svcs
Nelson Jordan -- None Listed On Document
Cafaro Emilio $180,000 Charles Rosenstein
Bishop Matthew $155,000 Amy Calabrese
Bishop Matthew $155,000 None Available
D'Arcy Glen R+Jennifer L -- --
-- $71,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cafaro Dana $5,658
Closed Cafaro Dana $5,616
Open Cafaro Dana $11,129
Open Nelson Jordan $208,550
Closed Nelson Jordan $208,550
Previous Owner Cafaro Emilio $176,739
Previous Owner Bishop Matthew $16,000
Previous Owner Bishop Matthew $144,000
Previous Owner Bishop Matthew $152,192
Previous Owner Darcy Glen R $52,880
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2021 07/26/21 Sold $215,000 +16.2% $156 / Sq Ft
06/04/2021 06/04/21 Pending -- -- --
06/01/2021 06/01/21 For Sale $185,000 -- $134 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,586 $137,000 $6,800 $130,200
2023 $4,586 $137,000 $6,800 $130,200
2022 $5,062 $137,000 $6,800 $130,200
2021 $4,926 $137,000 $6,800 $130,200
2020 $3,827 $137,000 $6,800 $130,200
2019 $1,745 $137,000 $6,800 $130,200
2018 $1,999 $137,000 $6,800 $130,200
2017 $3,680 $137,000 $6,800 $130,200
2016 $3,664 $137,000 $6,800 $130,200
2015 -- $137,000 $7,500 $129,500
2014 -- $137,000 $7,500 $129,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202119823

Global MLS

APN: 059-009-0012-021-000-0000