NOT LISTED FOR SALE

1908 Ruffs Mill Rd Bel Air, MD 21015

Estimated Value: $473,000 - $532,000

4 Beds
3 Baths
2,344 Sq Ft
$214/Sq Ft Est. Value

Last Sold June 12, 2023

Last sale price $465,000 $198 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,014/month

2 Days on Market

Highlights

  • View of Trees or Woods
  • Dual Staircase
  • Wood Burning Stove
  • Southampton Middle School Rated A-
  • Deck
  • Barn or Farm Building

About This Home

As of June 2023

Beautiful.. It's where your dream home meets nature and the woods. This lovely rancher is situated on almost 2.5 acres. With so much to offer, take a walk with me around the property. Three bedrooms and three full bathrooms-- The main level is traditional to "ranch style" Living room with a picture-esque bay window to the outdoors and fireplace with wood insert... Just what you would expect from a home situated in the woods. Spacious living area with exposed beams that opens to the kitchen/dining area. Wood floors throughout. The kitchen has 42-in cabinets, stainless steel appliance package that includes a built-in microwave, dishwasher, five burner stove with a griddle and a French door fridge with pull out drawer. Kitchen island and tablespace.. This room overlooks "the four seasons- room" that you won't want to be without in your dream home. Approximately 37x16 in dimension A bonus added space Tiled floor and surrounded by windows and a panoramic view of the outdoors and nature. So many options for this space. There is a wood stove and room air conditioning so you can enjoy this space all year long.! From here, walk out to the new stamped concrete patio in the rear OR- sliding doors on the side, walks out to another deck space.
The main bedroom on this level has a connected full bathroom with Jack and Jill doors to be accessed from the bedroom or the sunroom... Ample closet space and storage throughout, there are two attics - one in the main house and one accessed by the sunroom. The other two bedrooms are also spacious with lots of natural light and closet space. There are two stairways to access the full basement. Use your imagination for more living space or work area. Perfect for an in-law or au- pair suite, The floor is tiled and there are windows for natural light. There is a kitchenette / laundry room. Another full bathroom. 2 extra rooms available for living space and a sitting area as well as two utility rooms. The garage has a sliding barn door with plenty of workspace, shelving and electric.. Recent 15x8 shed -- ample parking spaces on the carport and driveway. There is an existing barn structure that is just waiting for someone's imagination to bring it back to life! (the new buzz word is ADU's -- Accessory dwelling units----in legislation as we speak-- GOOGLE IT!!!) The ol' chicken coop is also waiting for new homeowners- so if homesteading is of interest --- You will have a good start! Working from home will always be a pleasure in this calm, serene setting. Outside you can fully embrace nature.. your own personal green space surrounded by mature trees, bird watching and wildlife that may be passing by.. grilling area is ready for family and friends and get-together celebrations.. Still close to shopping and nearby communities-- your minutes from nearby amenities.. homes like this one are sometimes hard to come by,,, so don't miss out on your opportunity to make this your new dream home!

Last Agent to Sell the Property

Lisa Ciofani

Cummings & Co. Realtors License #575711 Listed on: 05/12/2023

Cummings & Co. Realtors

Last Buyer's Agent

Valerie Schenning

Cummings & Co. Realtors License #5005475

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,190

Year Built

  • Built in 1972

Lot Details

  • 2.37 Acre Lot
  • Northeast Facing Home
  • Property is zoned AG

Parking

  • 1 Car Direct Access Garage
  • 3 Driveway Spaces
  • 5 Detached Carport Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage

Property Views

  • Woods
  • Garden

Home Design

  • Rambler Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Dual Staircase
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Bay Window
  • Wood Frame Window
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Attic

Kitchen

  • Kitchenette
  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Improved Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway
  • Interior and Rear Basement Entry
  • Sump Pump
  • Shelving
  • Space For Rooms
  • Workshop
  • Laundry in Basement
  • Basement Windows

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Outbuilding

Farming

  • Barn or Farm Building

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Oil
  • Heat Pump System
  • Back Up Oil Heat Pump System
  • Heating System Powered By Owned Propane
  • Well
  • Electric Water Heater
  • Municipal Trash
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 1303069036

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,190

Year Built

Built in 1972

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Existing barn structure & chicken/animal coop included AS-IS / kitchen island and corner hutch and cedar chest in sun room
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-05-12
  • Year Built: 1972
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful.. It's where your dream home meets nature and the woods. This lovely rancher is situated on almost 2.5 acres. With so much to offer, take a walk with me around the property. Three bedrooms and three full bathrooms-- The main level is traditional to "ranch style" Living room with a picture-esque bay window to the outdoors and fireplace with wood insert... Just what you would expect from a home situated in the woods. Spacious living area with exposed beams that opens to the kitchen/dining area. Wood floors throughout. The kitchen has 42-in cabinets, stainless steel appliance package that includes a built-in microwave, dishwasher, five burner stove with a griddle and a French door fridge with pull out drawer. Kitchen island and tablespace.. This room overlooks "the four seasons- room" that you won't want to be without in your dream home. Approximately 37x16 in dimension A bonus added space Tiled floor and surrounded by windows and a panoramic view of the outdoors and nature. So many options for this space. There is a wood stove and room air conditioning so you can enjoy this space all year long.! From here, walk out to the new stamped concrete patio in the rear OR- sliding doors on the side, walks out to another deck space. The main bedroom on this level has a connected full bathroom with Jack and Jill doors to be accessed from the bedroom or the sunroom... Ample closet space and storage throughout, there are two attics - one in the main house and one accessed by the sunroom. The other two bedrooms are also spacious with lots of natural light and closet space. There are two stairways to access the full basement. Use your imagination for more living space or work area. Perfect for an in-law or au- pair suite, The floor is tiled and there are windows for natural light. There is a kitchenette / laundry room. Another full bathroom. 2 extra rooms available for living space and a sitting area as well as two utility rooms. The garage has a sliding barn door with plenty of workspace, shelving and electric.. Recent 15x8 shed -- ample parking spaces on the carport and driveway. There is an existing barn structure that is just waiting for someone's imagination to bring it back to life! (the new buzz word is ADU's -- Accessory dwelling units----in legislation as we speak-- GOOGLE IT!!!) The ol' chicken coop is also waiting for new homeowners- so if homesteading is of interest --- You will have a good start! Working from home will always be a pleasure in this calm, serene setting. Outside you can fully embrace nature.. your own personal green space surrounded by mature trees, bird watching and wildlife that may be passing by.. grilling area is ready for family and friends and get-together celebrations.. Still close to shopping and nearby communities-- your minutes from nearby amenities.. homes like this one are sometimes hard to come by,,, so don't miss out on your opportunity to make this your new dream home!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater, Humidifier, Oven - Wall
  • Flooring Type: Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Additional Stairway, Attic, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Recessed Lighting, Stove - Wood, Bathroom - Tub Shower, Upgraded Countertops, Wood Floors, Bathroom - Stall Shower, Chair Railings, Crown Moldings, Double/Dual Staircase, Exposed Beams, Kitchenette, Bathroom - Soaking Tub
  • Window Features: Bay/Bow, Wood Frame
  • Other Equipment: Negotiable
  • Fireplace Features: Brick, Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Foundation Details: Block, Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Full, Improved, Interior Access, Rear Entrance, Shelving, Space For Rooms, Sump Pump, Walkout Stairs, Windows, Workshop
  • Basement Finished Percent: 80.00
  • Basement Footprint Percent: 75.00
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2744
  • Living Area Sq Ft: 2344
  • Price Per Sq Ft: 338.54
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Finished Sq Ft: 1000
  • Below Grade Sq Ft: 400
  • Total Below Grade Sq Ft: 1400
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1908

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Barn/Farm Building, Garage(s), Poultry House, Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Roof: Shingle
  • Spa: No
  • View: Garden/Lawn, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Inside Access
  • Number Of Detached Carport Spaces: 5
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Detached Carport, Driveway, Detached Garage
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric, Oil, Propane - Owned
  • Heating Type: Heat Pump(s), Heat Pump - Oil Backup, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Electric Available
  • Water Source: Well
  • Municipal Trash: Yes
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: 110
  • Lot Size Acres: 2.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 103237.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Year Assessed: 2020
  • Zoning: AG
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3190.00
  • Assessor Parcel Number: 1303069036
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 06/12/2023

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2023
Closed on
Jun 12, 2023
Sold by
Ferrara Joseph V
Bought by
Vaughn Debra D and Westerfeld Earl
Seller's Agent
Lisa Ciofani
Cummings & Co. Realtors
Buyer's Agent
Valerie Schenning
Cummings & Co. Realtors
List Price
$455,000
Sold Price
$465,000
Premium/Discount to List
$10,000
2.2%
Views
261
Current Estimated Value
$501,912

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,912
Avg. Annual Appreciation
3.48%
Original Mortgage
$456,577
Outstanding Balance
$444,852
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
$57,060

Purchase Details

Listed on
Jul 29, 2020
Closed on
Aug 31, 2020
Sold by
Green Laura D and Green Jerry L
Bought by
Ferrara Joseph V and Ferrara Josephine M
Seller's Agent
Jon Prettyman
LPT Realty, LLC
Buyer's Agent
Lisa Ciofani
Cummings & Co. Realtors
List Price
$374,900
Sold Price
$380,000
Premium/Discount to List
$5,100
1.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$361,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2007
Sold by
Wilson Charles K and Wilson Wf
Bought by
Hoover Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2007
Sold by
Wilson Charles K and Wilson Wf
Bought by
Hoover Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vaughn Debra D -- Fidelity National Title
Ferrara Joseph V $380,000 Mid Atlantic Stlmt Svcs Llc
Hoover Laura $270,000 --
Hoover Laura $270,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vaughn Debra D $456,577
Previous Owner Ferrara Joseph V $361,000
Previous Owner Green Laura D $130,120
Previous Owner Green Laura D $52,700
Previous Owner Hoover Laura $190,000
Previous Owner Hoover Laura $185,000
Previous Owner Hoover Laura $185,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2023 06/12/23 Sold $465,000 +2.2% $198 / Sq Ft
05/15/2023 05/15/23 Pending -- -- --
05/12/2023 05/12/23 For Sale $455,000 +19.7% $194 / Sq Ft
08/31/2020 08/31/20 Sold $380,000 +1.4% $177 / Sq Ft
08/04/2020 08/04/20 Pending -- -- --
07/29/2020 07/29/20 For Sale $374,900 -- $175 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,595 $372,300 $118,500 $253,800
2024 $3,595 $339,867 $0 $0
2023 $3,162 $307,433 $0 $0
2022 $3,057 $275,000 $118,500 $156,500
2021 $6,238 $273,767 $0 $0
2020 $3,205 $272,533 $0 $0
2019 $3,191 $271,300 $136,800 $134,500
2018 $3,070 $266,033 $0 $0
2017 $2,982 $271,300 $0 $0
2016 -- $255,500 $0 $0
2015 $3,099 $255,500 $0 $0
2014 $3,099 $255,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2021892

Bright MLS

APN: 03-069036