NOT LISTED FOR SALE

1909 Stone Dr McHenry, IL 60051

Estimated Value: $566,000 - $780,000

3 Beds
2.5 Baths
2,875 Sq Ft
$225/Sq Ft Est. Value

Last Sold September 21, 2023

Last sale price $625,000 $217 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,510/month

47 Days on Market

Highlights

  • Water Views
  • Beach Access
  • Rooftop Deck
  • Boat Dock
  • Spa
  • Community Lake

About This Home

As of September 2023

Lake living in unincorporated McHenry, a rarely-available single family home for sale in Clearwater Subdivision. Red brick Queen Anne style home with a wrap around front porch and "widow's walk" deck on second floor providing sweeping views of Clear Lake. First floor living, dining, kitchen and office provide more lake views, dramatic ceilings and Brazilian cherry hardwood floors. A luxury kitchen renovation in 2021 by Crystal Lake cabinet maker, Dulcedo Construction, includes bespoke cabinetry, La Cornue range, Subzero fridge, custom vent and traditional surfaces. Adjacent drinks center include beverage fridge and elegant serving area. Primary bedroom with private bath on the first floor. Two generous upstairs bedrooms connect with a sunny loft area and access to the deck. Cozy three-season room off the kitchen. Heated three car garage with possible huge bonus room on second floor. Full unfinished English basement. This house comes with the lake lifestyle: 6-seat hot tub, extensive gardens, community beach/boat launch, hiking trails and more! Across the street from Moraine Hill State Park.

Last Agent to Sell the Property

Mike Berg

Berg Properties License #475114838 Listed on: 06/15/2023

Last Buyer's Agent

Michael Canzolino

Chicago Properties Firm License #475126639

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,889

Year Built

  • Built in 2008 | Remodeled in 2021

Lot Details

  • Property is adjacent to nature preserve
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Irregular Lot

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Queen Anne Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,875 Sq Ft Home
  • 2-Story Property
  • Dry Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Sided Fireplace
  • Heatilator
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Screened Porch
  • Utility Room with Study Area
  • Water Views
  • Unfinished Attic

Kitchen

  • Range with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • English Basement
  • Sump Pump
  • Rough-In Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Spa
  • Beach Access
  • Tideland Water Rights
  • Rooftop Deck
  • Patio

Location

  • Property is near a park

Schools

  • Chauncey H Duker Elementary School
  • Mchenry Middle School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • ENERGY STAR Qualified Water Heater
  • Water Softener is Owned

Community Details

Overview

  • Association fees include exterior maintenance, lawn care
  • Clearwater Subdivision
  • Community Lake

Amenities

  • Common Area

Recreation

  • Boat Dock
  • Horse Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,889

Year Built

Built in 2008 | Remodeled in 2021

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Queen Anne
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Clearwater
  • Year Built: 2008
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2021
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2021

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Range Hood
  • Basement: English
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Double Sided, Gas Log, Heatilator
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Dry, Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 2875
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: Study, Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Other

Exterior Features

  • ExteriorFeatures: Patio, Porch, Hot Tub, Roof Deck, Porch Screened, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Lot Features: Beach, Common Grounds, Cul-De-Sac, Nature Preserve Adjacent, Irregular Lot, Water Rights, Water View
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt,Side Drive
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated,7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air, Zoned
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Horse-Riding Trails, Lake, Dock, Water Rights, Street Lights, Street Paved, Other
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care

Schools

  • Elementary School: Chauncey H Duker School
  • Middle/Junior School: Mchenry Middle School

Green Features

  • GreenEnergyEfficient: Water Heater

Lot Info

  • Lot Dimensions: 31799
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10889.04
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2023
Closed on
Sep 21, 2023
Sold by
Robert E Ortiz Trust
Bought by
Darling Tiffani April and Whitney Kimberly Lynn
Seller's Agent
Mike Berg
Berg Properties
Buyer's Agent
Michael Canzolino
Chicago Properties Firm
List Price
$759,000
Sold Price
$625,000
Premium/Discount to List
-$134,000
-17.65%
Views
174
Current Estimated Value
$647,638

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,638
Avg. Annual Appreciation
1.59%
Original Mortgage
$500,000
Outstanding Balance
$488,448
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$159,190

Purchase Details

Closed on
Sep 12, 2017
Sold by
Ortiz Robert E
Bought by
Ortiz Robert E and Robert E Ortiz Trust

Purchase Details

Closed on
Mar 29, 2017
Sold by
Martin Gail E
Bought by
Ortiz Robert E

Purchase Details

Closed on
Aug 13, 2012
Sold by
Mohammed Saleem
Bought by
Ortiz Robert and Martin Gail

Purchase Details

Closed on
May 23, 2012
Sold by
Meegan Peggy
Bought by
Mohammed Saleem

Purchase Details

Closed on
Mar 15, 2012
Sold by
Meegan Peggy
Bought by
Mohammed Saleem

Purchase Details

Closed on
Jul 13, 2006
Sold by
Marquette Gerald E and Marquette Karol A
Bought by
Meegan Peter and Meegan Peggy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 21, 2005
Sold by
Art Development Llc
Bought by
Marquette Gerald E and Marquette Karol A

Purchase Details

Closed on
Aug 29, 2003
Sold by
Dream Development Corp
Bought by
Art Development Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.44%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Darling Tiffani April $625,000 None Listed On Document
Ortiz Robert E -- Attorney
Ortiz Robert E -- None Available
Ortiz Robert $282,000 Chicago Title
Mohammed Saleem -- None Available
Mohammed Saleem $145,001 None Available
Meegan Peter $120,000 Ticor Title
Marquette Gerald E $90,000 Plm Title Company
Art Development Llc $57,000 Plm Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Darling Tiffani April $500,000
Previous Owner Meegan Peter $96,000
Previous Owner Art Development Llc $45,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/21/2023 09/21/23 Sold $625,000 -10.7% $217 / Sq Ft
08/02/2023 08/02/23 Pending -- -- --
07/20/2023 07/20/23 Price Changed $699,900 -3.5% $243 / Sq Ft
07/06/2023 07/06/23 Price Changed $725,000 -1.9% $252 / Sq Ft
06/22/2023 06/22/23 Price Changed $739,000 -2.6% $257 / Sq Ft
06/15/2023 06/15/23 For Sale $759,000 -- $264 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,272 $161,853 $35,456 $126,397
2023 $11,948 $145,146 $31,796 $113,350
2022 $11,342 $132,735 $29,077 $103,658
2021 $10,889 $124,446 $27,261 $97,185
2020 $10,807 $120,716 $26,444 $94,272
2019 $10,537 $114,771 $25,142 $89,629
2018 $11,632 $107,806 $23,616 $84,190
2017 $11,473 $103,282 $22,625 $80,657
2016 $11,343 $98,542 $21,587 $76,955
2013 -- $93,782 $20,544 $73,238
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11808847

Midwest Real Estate Data (MRED)

APN: 15-08-376-008