1920 Garrard St Covington, KY 41014
Austinburg NeighborhoodEstimated payment $1,154/month
Highlights
- Traditional Architecture
- No HOA
- Woodwork
- Wood Flooring
- Formal Dining Room
- Living Room
About This Home
Charming Austinburg Gem - Move-In Ready! Discover this beautifully maintained 2-bedroom, 1.5-bath residence that perfectly captures the historic character of Covington while offering the modern amenities you crave. From the inviting covered front porch to the sleek updates throughout, this home is ideal for first-time buyers or those looking for a turnkey city retreat. The interior boasts an effortless flow with gleaming hardwood floors and a spacious living room centered around a decorative fireplace. Host with ease in the formal dining room, which leads into an updated kitchen complete with a gas range, dishwasher, and ample cabinetry. For added convenience, the home features a first-floor partial bath and a dedicated laundry area in the unfinished basement--perfect for extra storage.
Home Details
Home Type
- Single Family
Year Built
- Built in 1917
Lot Details
- 2,550 Sq Ft Lot
- Lot Dimensions are 25x100
- Privacy Fence
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,364 Sq Ft Home
- 2-Story Property
- Woodwork
- Brick Fireplace
- Living Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Gas Range
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- Sixth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,720 | $205,300 | $5,000 | $200,300 |
| 2024 | $1,289 | $98,000 | $5,000 | $93,000 |
| 2023 | $1,305 | $98,000 | $5,000 | $93,000 |
| 2022 | $1,344 | $98,000 | $5,000 | $93,000 |
| 2021 | $1,420 | $90,000 | $5,000 | $85,000 |
| 2020 | $1,414 | $90,000 | $5,000 | $85,000 |
| 2019 | $1,429 | $90,000 | $5,000 | $85,000 |
| 2018 | $1,458 | $90,000 | $5,000 | $85,000 |
| 2017 | $1,479 | $90,000 | $5,000 | $85,000 |
| 2015 | $1,814 | $90,000 | $5,000 | $85,000 |
| 2014 | $1,750 | $90,000 | $5,000 | $85,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/04/2026 04/04/26 | For Sale | $174,900 | +78.5% | $128 / Sq Ft | |
| 08/05/2021 08/05/21 | Sold | $98,000 | -1.9% | $72 / Sq Ft | View Prior Sale |
| 07/22/2021 07/22/21 | Pending | -- | -- | -- | |
| 07/20/2021 07/20/21 | For Sale | $99,900 | -- | $73 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | -- | None Listed On Document | |
| Special Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $98,000 | None Available | |
| Deed | $90,000 | None Available | |
| Deed | $67,500 | Kentucky Land Title Agency | |
| Interfamily Deed Transfer | -- | Community Title Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $171,567,288 | New Conventional | |
| Closed | $171,567,288 | New Conventional | |
| Previous Owner | $67,500 | Purchase Money Mortgage |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641216
APN: 055-32-11-020.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
- 25 E 20th St
- 1904 Greenup St
- 2009 Greenup St
- 317 E 18th St
- 2043 Garrard St
- 2038 Greenup St
- 1942 Eastern Ave
- 1946 Eastern Ave
- 216 E 18th St
- 1720 Garrard St
- 1712 Garrard St
- 2017 Scott St
- 1926 Pearl St
- 1717 Greenup St
- 335 E 17th St
- 407 E 17th St
- 2207 Scott St
- 1706 Eastern Ave
- 16 E 18th St
- 1942 Glenway Ave
- 1927 Scott St Unit 1927 Scott Blvd. Apt.1
- 1822 Pearl St
- 1607 Banklick St
- 2422 Warren St
- 2511 Herman St
- 1233 Scott St
- 328 Bush St Unit 2
- 1700 Aspen Pines Dr
- 808 Madison Ave
- 95 Kentucky Dr
- 319 W 10th St Unit 1
- 635 Watkins St
- 3105 Rogers St Unit 2
- 74 18th St
- 305 W Pike St Unit 307-102
- 109 Daniels St Unit 109 Daniels St. Unit 2
- 110 W Pike St Unit J
- 605 Greenup St Unit 2
- 525 Garrard St Unit Apartment 6
- 835 Isabella St
Ask me questions while you tour the home.