2045 Garrard St Covington, KY 41014
Wallace Woods NeighborhoodEstimated payment $1,011/month
About This Home
Looking for your next investment opportunity? This fully upgraded multi-family property in the heart of Covington, KY is close to everything and offers approximately 2,000 sqft of living space with endless potential. Whether you're an investor or a buyer looking to bring your vision to life, this property is ready for it's next chapter.
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1889
Parking
- On-Street Parking
Home Design
- Duplex
- Block Foundation
- Stone Foundation
- Shingle Roof
Interior Spaces
- 2,000 Sq Ft Home
- Fireplace
- Double Hung Windows
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Schools
- Sixth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Additional Features
- Covered Patio or Porch
- 2,500 Sq Ft Lot
Community Details
- 2 Units
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $888 | $67,000 | $5,000 | $62,000 |
| 2024 | $921 | $70,000 | $5,000 | $65,000 |
| 2023 | $599 | $45,000 | $5,000 | $40,000 |
| 2022 | $852 | $60,000 | $5,000 | $55,000 |
| 2021 | $449 | $25,000 | $5,000 | $20,000 |
| 2020 | $447 | $25,000 | $5,000 | $20,000 |
| 2019 | $451 | $25,000 | $5,000 | $20,000 |
| 2018 | $459 | $25,000 | $5,000 | $20,000 |
| 2017 | $309 | $15,000 | $5,000 | $10,000 |
| 2015 | $384 | $9,000 | $5,000 | $4,000 |
| 2014 | $361 | $9,000 | $5,000 | $4,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/15/2026 08/15/26 | Pending | -- | -- | -- | |
| 08/13/2026 08/13/26 | Price Changed | $169,000 | +6.3% | $85 / Sq Ft | |
| 07/31/2026 07/31/26 | For Sale | $159,000 | +137.3% | $80 / Sq Ft | |
| 07/18/2024 07/18/24 | Sold | $67,000 | -4.1% | $34 / Sq Ft | View Prior Sale |
| 07/03/2024 07/03/24 | Pending | -- | -- | -- | |
| 06/28/2024 06/28/24 | For Sale | $69,900 | +55.3% | $35 / Sq Ft | |
| 12/12/2022 12/12/22 | Sold | $45,000 | -25.0% | $23 / Sq Ft | View Prior Sale |
| 11/18/2022 11/18/22 | Pending | -- | -- | -- | |
| 11/03/2022 11/03/22 | For Sale | $60,000 | -- | $30 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $67,000 | Kentucky Land Title | |
| Warranty Deed | $45,000 | 360 American Title | |
| Warranty Deed | $9,025 | Reserve Title Services | |
| Warranty Deed | $8,500 | Reserve Title Services | |
| Quit Claim Deed | $19,000 | None Available | |
| Quit Claim Deed | $8,000 | None Available | |
| Quit Claim Deed | $5,500 | None Available | |
| Quit Claim Deed | $2,922 | None Available | |
| Commissioners Deed | $46,767 | None Available | |
| Warranty Deed | $63,500 | Advanced Land Title Agency L |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $273,695 | New Conventional | |
| Previous Owner | $63,002 | FHA |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 645230
APN: 055-32-04-057.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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