$124,900
$15K PRICE DROP

Estimated payment $875/month

Total Views 9,369
2 Beds
1 Bath
1,128 Sq Ft
$111 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Living Room
  • Dining Room
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

Welcome to this charming 2-bedroom, 1 full bath home located in Covington! This property offers a comfortable and functional layout with bright living spaces and a welcoming feel throughout. The home features well-sized bedrooms, a full bathroom, and a practical floor plan designed for easy everyday living.

Listing Agent

Timothy Settles

Trelora Realty, Inc Listed on: 04/16/2026

Trelora Realty, Inc

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1894

Lot Details

  • 2,250 Sq Ft Lot
  • Lot Dimensions are 25x90

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,128 Sq Ft Home
  • 1.5-Story Property
  • Non-Functioning Fireplace
  • Living Room
  • Dining Room
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Sixth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1894

Lot Details

2,250 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.0517
  • Year Built: 1894
  • Lot Size: 25x90
  • Ownership: Corporate
  • Directions: From I-75, take Exit 192 for KY-8 toward Covington. Head west on KY-8/Main St, then turn right onto S. Garrard St. Continue north and turn left onto W. 19th St, then right onto Pearl St. Property will be on the right.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • Special Features: None

Interior Features

  • Basement: Partial, Unfinished
  • Heating: Forced Air, Natural Gas
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1128.0
  • Window Features: Insulated Windows

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Sixth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2250.0

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,368 $178,700 $5,000 $173,700
2024 $671 $51,000 $5,000 $46,000
2023 $679 $51,000 $5,000 $46,000
2022 $735 $51,000 $5,000 $46,000
2021 $523 $30,000 $5,000 $25,000
2020 $521 $30,000 $5,000 $25,000
2019 $526 $30,000 $5,000 $25,000
2018 $536 $30,000 $5,000 $25,000
2017 $403 $21,000 $5,000 $16,000
2015 $527 $21,000 $5,000 $16,000
2014 $285 $12,000 $3,000 $9,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/29/2026 05/29/26 Price Changed $124,900 -7.4% $111 / Sq Ft
05/15/2026 05/15/26 Price Changed $134,900 -3.6% $120 / Sq Ft
04/16/2026 04/16/26 For Sale $139,900 -- $124 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Warranty Deed -- Total Title Services
Special Warranty Deed $17,000 None Available
Commissioners Deed $28,900 None Available
Warranty Deed $45,000 None Available
Deed $20,000 None Available
Commissioners Deed $26,800 None Available
Warranty Deed $45,000 --
Deed $44,900 --
Deed $26,100 --
Deed $18,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $171,567,288 New Conventional
Closed $171,567,288 New Conventional
Previous Owner $49,600 Construction
Previous Owner $750,000 Construction
Previous Owner $62,500 Purchase Money Mortgage
Previous Owner $44,500 FHA
Previous Owner $33,000 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 641599

Northern Kentucky Multiple Listing Service

APN: 055-14-19-021.00

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