$189,900
SOLD AUG 28, 2026
3 Beds
2 Baths
1,690 Sq Ft
2,500 Sq Ft Lot

Sale Details

Date Sold: August 28, 2026

$112 Per Sq Ft

8 Days on Market

Highlights

  • Wood Flooring
  • High Ceiling
  • Formal Dining Room
  • 3 Fireplaces
  • No HOA
  • Eat-In Kitchen

About This Home

As of August 2026

If you are searching for old charm and character, look no further than 2007 Garrard Street. This 3 bed/ 2 bath home offers timeless beauty from the moment you step up to the colonial style front porch and open the door. You will be greeted with a grand wooden staircase, high ceilings, and hardwood floors leading you to the spacious family room w/ fireplace, dining room w/ fireplace, pocket doors, and kitchen area w/ walkout access to the backyard. Backyard is spacious and flat offering room to play, entertain, and/or garden. The upper level boasts 3 large bedrooms w/ walk in closet, French doors, and master suite w/ adjoining bath. Convenient first floor bath that can be rare to find in an older home! New HVAC brings peace of mind. Located minutes from Covington's expanding options for dining, shopping, parks and entertainment. As well as close proximity to everything Downtown Cincinnati has to offer. Now is your chance to own an affordable, move-in ready home in the heart of this city!

Last Agent to Sell the Property

Melissa Van Treeck

Simple Fee Realty License #222810 Listed on: 07/17/2026

Simple Fee Realty

Last Buyer's Agent

Keith Bischoff

Huff Realty - CC License #265032

Huff Realty - CC
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1899

Lot Details

  • 2,500 Sq Ft Lot
  • Historic Home

Parking

  • On-Street Parking

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,690 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Woodwork
  • Crown Molding
  • High Ceiling
  • 3 Fireplaces
  • Non-Functioning Fireplace
  • Double Hung Windows
  • Pocket Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Shed

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1899

Lot Details

2,500 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.0574
  • Year Built: 1899
  • Lot Size: irr
  • Ownership: Consumer
  • Directions: East on 21th street to South on Garrard.
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Property Ownership:Property Ownership: Consumer
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: High Ceilings, Crown Molding, Natural Woodwork, Built-in Features, Entrance Foyer, Walk-In Closet(s), Pocket Door(s)
  • Basement: Full, Unfinished
  • Heating: Forced Air, Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 3
  • Fireplace: Yes
  • Living Area: 1690.0
  • Window Features: Double Hung

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick
  • Foundation Details: Stone
  • Other Structures: Shed(s)

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2500.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 7, 2017
Sold by
Graydad Llc
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$5,000
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 3, 2009
Sold by
Hargett Elizabeth
Bought by
Hollin Gary and Hollin Gary Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,887
Interest Rate
5.01%
Mortgage Type
VA

Purchase Details

Closed on
Jan 16, 2004
Sold by
Ryan Patricia A Mcmillian and Ryan Donald L
Bought by
Hargett Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,717
Interest Rate
5.85%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 2, 1996
Sold by
Est Lola Spenlav
Bought by
Mcmillian Patricia A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Wallace Woods, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $99,500 360 American Title Services
Warranty Deed $79,540 Stewart Title Company
Deed $83,000 Community Title Inc
Deed $37,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $35,000 New Conventional
Closed $5,000 Purchase Money Mortgage
Closed $5,000 Unknown
Previous Owner $21,000 Unknown
Previous Owner $74,887 VA
Previous Owner $8,000 Unknown
Previous Owner $81,717 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/28/2026 08/28/26 Sold $189,900 0.0% $112 / Sq Ft
07/25/2026 07/25/26 Pending -- -- --
07/16/2026 07/16/26 For Sale $189,900 -- $112 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,726 $130,300 $5,000 $125,300
2024 $1,713 $130,300 $5,000 $125,300
2023 $1,736 $130,300 $5,000 $125,300
2022 $1,762 $130,300 $5,000 $125,300
2021 $1,563 $99,500 $5,000 $94,500
2020 $1,555 $99,500 $5,000 $94,500
2019 $1,572 $99,500 $5,000 $94,500
2018 $1,604 $99,500 $5,000 $94,500
2017 $1,315 $79,500 $5,000 $74,500
2015 $1,699 $79,500 $5,000 $74,500
2014 $1,553 $79,500 $5,000 $74,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 644773

Northern Kentucky Multiple Listing Service

APN: 055-32-04-042.00

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