NOT LISTED FOR SALE

1925 Whispering Trail Union, KY 41091

Estimated Value: $324,000 - $389,531

3 Beds
2 Baths
-- Sq Ft
0.81 Acres

Last Sold January 29, 2021

Last sale price $220,000

Est. 59% increase in value since last sale

Current estimated payment $2,066/month

8 Days on Market

Highlights

  • 0.81 Acre Lot
  • Ranch Style House
  • Wood Frame Window
  • Shirley Mann Elementary School Rated A
  • No HOA
  • Eat-In Kitchen

About This Home

As of January 2021

Looking for a ranch with a sprawling yard in Mann/Gray/Ryle School district? Look no further! Walk to school or work using the convenient access to US 42 or sit and enjoy the gracious front porch! Home features gracious room sizes and a finished lower level! All this plus more, minutes to shopping, dining and highway!

Last Agent to Sell the Property

Ryan Clendenin

Huff Realty - Florence License #230055 Listed on: 11/09/2020

Huff Realty - Florence

Last Buyer's Agent

Bryson Warner

Huff Realty - Florence License #215217

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Lot Details

  • 0.81 Acre Lot

Parking

  • 2 Car Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Brick Fireplace
  • Wood Frame Window
  • Family Room
  • Living Room with Fireplace
  • Carpet
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Schools

  • Shirley Mann Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Central Air
  • Heating Available
  • No Utilities

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 063.00-10-053.00

Home Details

Home Type

Single Family

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Unknown
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.81
  • Lot Size: +/- .81
  • Directions: US 42 to Whispering Trail. The house is on the right.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Shirley Mann School
  • Location Tax Legal Info:Middle or Junior School: Gray Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: +/- .81
  • Remarks Misc:Agent Only Remarks: buyer to verify all info including schools and taxes. Cash or 203K financing only. This house needs TLC and will not conform to an FHA, VA or similar type loan. It is being sold as is. Please follow all covid showing guidelines.
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.8128
  • General Property Description:Lot Size Square Feet: 35405.57
  • Structure Type:House: Yes
  • Utilities:None14: Yes
  • Location Tax Legal Info:Tax ID: 063.00-10-053.00
  • General Property Description:Fireplaces Total: 1
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Finished
  • Heating: Electric
  • Levels: One
  • Property Type: Residential
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Brick
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Wood Frames
  • Full Basement: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bath Features:Shower: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Brick3: Yes
  • Living Room Features:Fireplace(s): Yes
  • Primary Bath Features:Double Vanity: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Other, Brick
  • Foundation Details: Poured Concrete
  • Construction Materials:Brick2: Yes
  • Construction Materials:Other7: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: None
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Shirley Mann School
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Lot Size Sq Ft: 35405.57
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 4, 2025
Sold by
Fitzwater Holly
Bought by
Fitzwater Holly and Winterhalt Randi
Current Estimated Value
$348,883

Purchase Details

Closed on
Nov 23, 2021
Sold by
Fitzwater Michael W
Bought by
Fitzwater Holly

Purchase Details

Listed on
Nov 9, 2020
Closed on
Jan 29, 2021
Sold by
Enda Rodney E and Enda Angela
Bought by
Fitzwater Holly and Fitzwater Michael
Seller's Agent
Ryan Clendenin
Huff Realty - Florence
Buyer's Agent
Bryson Warner
Huff Realty - Florence
List Price
$225,000
Sold Price
$220,000
Premium/Discount to List
-$5,000
-2.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.89%
Original Mortgage
$284,070
Interest Rate
2.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2020
Sold by
Enda Rodney E and Enda Angela
Bought by
Fitzwater Holly and Fitzwater Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,070
Interest Rate
2.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2014
Sold by
Blue Diamond Properties Inc
Bought by
Enda Rodney E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,925
Interest Rate
4.24%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2014
Sold by
The Bank Of Kentucky Inc
Bought by
Blue Diamond Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,925
Interest Rate
4.24%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2014
Sold by
Haynes John S and Estate Of John S Haynes
Bought by
The Bank Of Kentucky Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,925
Interest Rate
4.24%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 4, 2010
Sold by
Haynes Linda H
Bought by
Haynes John S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fitzwater Holly -- None Listed On Document
Fitzwater Holly -- None Listed On Document
Fitzwater Holly -- None Listed On Document
Fitzwater Holly $220,000 Cosmopolitan Title
Fitzwater Holly $220,000 Cosmopolitan Title
Enda Rodney E $211,500 Vantage Land Title
Blue Diamond Properties Inc $117,000 None Available
The Bank Of Kentucky Inc $120,000 None Available
Haynes John S -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Fitzwater Holly $284,070
Previous Owner Fitzwater Holly $284,070
Previous Owner Enda Rodney E $200,925
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/29/2021 01/29/21 Sold $220,000 -2.2% --
11/17/2020 11/17/20 Pending -- -- --
11/09/2020 11/09/20 For Sale $225,000 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,777 $241,800 $35,000 $206,800
2024 $2,731 $241,800 $35,000 $206,800
2023 $2,504 $220,000 $35,000 $185,000
2022 $2,470 $220,000 $35,000 $185,000
2021 $2,550 $220,000 $35,000 $185,000
2020 $2,421 $211,500 $35,000 $176,500
2019 $2,450 $211,500 $35,000 $176,500
2018 $2,488 $211,500 $35,000 $176,500
2017 $2,413 $211,500 $35,000 $176,500
2015 $2,384 $211,500 $35,000 $176,500
2013 -- $178,400 $30,000 $148,400
Source: Public Records

Agents Affiliated with this Home

  • Ryan Clendenin

    Seller's Agent in 2021

    Ryan Clendenin

    Huff Realty - Florence

    (859) 653-9614

    56 in this area

    313 Total Sales

    Ryan Clendenin
    Section Image
  • Bryson Warner

    Buyer's Agent in 2021

    Bryson Warner

    Huff Realty - Florence

    (859) 393-4625

    62 in this area

    250 Total Sales

    Bryson Warner
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 543692

Northern Kentucky Multiple Listing Service

APN: 063.00-10-053.00

Kentucky Boone County Union 41091

1925 Whispering Trail, Union, KY

Not Listed for Sale

Detached

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