NOT LISTED FOR SALE

Estimated Value: $421,000 - $461,000

6 Beds
4.5 Baths
3,920 Sq Ft
$113/Sq Ft Est. Value

Last Sold July 02, 2025

Last sale price $425,000 $108 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,814/month

42 Days on Market

Highlights

  • In Ground Pool
  • Florida Architecture
  • Family Room Off Kitchen
  • Deck
  • Loft
  • 3 Car Attached Garage

About This Home

As of July 2025

Welcome to your dream home in the highly sought-after Hart Lake Cove community!
This very spacious 6-bedroom, 4.5-bathroom pool home offers nearly 4,000 sq ft of beautifully designed living space and a total of 4,584 sq ft under roof — perfect for growing families, multi-generational living, or those who simply love to entertain. Set on a spacious lot in a quiet neighborhood with low HOA dues, this home has it all! Enjoy your own private backyard oasis featuring a sparkling blue pool and spa, surrounded by a paver patio ideal for relaxing weekends and lively gatherings. Inside, you'll be welcomed by high ceilings, an open-concept layout, and oversized living areas filled with natural light. The heart of the home is a large, chef’s kitchen with ample cabinet and counter space, overlooking a comfortable family room perfect for everyday living. A full en suite bedroom and bathroom on the first floor make an ideal setup for guests or in-laws. Upstairs, a spacious loft provides a flexible bonus space that can serve as a media room, home office, or a family game room. Conveniently located near major highways, shopping, dining, and excellent schools, this home offers the perfect blend of luxury, comfort, and value. Don’t miss this rare opportunity to own one of the largest homes in the area — schedule your private showing today and make this stunning home yours!

Last Agent to Sell the Property

Christy Lombard

LPT REALTY LLC License #3447072 Listed on: 05/02/2025

Co-Listed By

Jon Hall

LPT REALTY LLC License #3443187

Last Buyer's Agent

Richard Varner

WEMERT GROUP REALTY LLC License #3251712

WEMERT GROUP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,570

Year Built

  • Built in 2006

Lot Details

  • 7,701 Sq Ft Lot
  • Northeast Facing Home
  • Vinyl Fence

HOA Fees

  • $80 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,920 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Loft
  • Walk-Up Access
  • Laundry in unit

Kitchen

  • Convection Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • In-Law or Guest Suite

Pool

  • In Ground Pool
  • In Ground Spa

Schools

  • Chain O Lakes Elementary School
  • Lake Alfred-Addair Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Water Softener
  • Cable TV Available

Additional Features

  • Deck
  • 273 SF Accessory Dwelling Unit

Community Details

  • Top Notch Realty Services Association, Phone Number (407) 644-4406
  • Hart Lake Cove Ph 01 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,570

Year Built

Built in 2006

Lot Details

7,701 Sq Ft Lot

HOA Fees

$80 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 3920
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 4584
  • Lot Size Sq Ft: 7701
  • Status: Sold
  • Co List Office Mls Id: MFR286007045
  • Co List Office Phone: 386-204-6398
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 425.87
  • Escrow State: FL
  • Escrow Street Name: E Concord st
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 108.42
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,No Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 273.00
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Cooktop, Dishwasher, Microwave, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Additional Rooms: Interior In-Law Suite w/No Private Entry,Loft
  • Living Area Meters: 364.18

Exterior Features

  • Direction Faces: Northeast
  • Pool Features: In Ground
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 239.85
  • Association Fee Frequency: Quarterly
  • Association Name: Top Notch Realty Services
  • Phone: 407-644-4406
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify any and all pet restrictions
  • Association Fee Requirement: Required
  • Association Email: HLCHOA@topnotchcam.com

Fee Information

  • Total Annual Fees: 959.40
  • Total Monthly Fees: 79.95
  • Monthly HOA Amount: 79.95

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Lake Alfred-Addair Middle

Lot Info

  • Parcel Number: 26-29-24-690593-000030
  • Additional Parcels: No
  • Fencing: Vinyl
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify any and all lease restrictions.

Tax Info

  • Tax Annual Amount: 5569.78
  • Tax Book Number: 135-1
  • Tax Lot: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jul 2, 2025
Sold by
Montalvo Amilcar and Montalvo Catherine A
Bought by
Caruso Sharlene and Banister Tim
Seller's Agent
Christy Lombard
LPT REALTY LLC
Buyer's Agent
Richard Varner
WEMERT GROUP REALTY LLC
List Price
$450,000
Sold Price
$425,000
Premium/Discount to List
-$25,000
-5.56%
Views
172
Current Estimated Value
$441,887

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,887
Avg. Annual Appreciation
5.99%
Original Mortgage
$100,000
Outstanding Balance
$99,832
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$342,055

Purchase Details

Listed on
Jan 13, 2021
Closed on
Feb 26, 2021
Sold by
Landaverde Christine
Bought by
Montalvo Amilcar and Montalvo Catherine A
Seller's Agent
Renee Butler
BROKERS REALTY OF CENTRAL FLOR
Buyer's Agent
Jon Hall
LPT REALTY LLC
List Price
$345,000
Sold Price
$345,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.91%
Original Mortgage
$327,750
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 20, 2015
Sold by
Baldwin Angela P
Bought by
Landaverde Christine

Purchase Details

Closed on
Jun 9, 2014
Sold by
Milian Giron Hugo Roberto and Milian Maria S
Bought by
Baldwin Angela P and Baldwin William

Purchase Details

Closed on
Feb 19, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Milian Giron Hugo Roberto and Milian Maria S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,840
Interest Rate
5%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 19, 2009
Sold by
Megna Peter V and Megna Lisa M
Bought by
Washington Mutual

Purchase Details

Closed on
Oct 16, 2009
Sold by
Jp Morgan Chase Bank National Associatio
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Mar 30, 2006
Sold by
Maronda Homes Inc Of Florida
Bought by
Megna Peter Vincent and Megna Lisa Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,550
Interest Rate
6.23%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Caruso Sharlene $425,000 First International Title
Caruso Sharlene $425,000 First International Title
Montalvo Amilcar $345,000 Ridge Security Title Inc
Landaverde Christine -- None Available
Baldwin Angela P $180,000 Lp Title Services Llc
Milian Giron Hugo Roberto $168,900 New House Title
Washington Mutual -- None Available
Federal Home Loan Mortgage Corp -- New House Title Llc
Megna Peter Vincent $223,800 Kampf Title & Guaranty Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Caruso Sharlene $100,000
Closed Caruso Sharlene $100,000
Previous Owner Montalvo Amilcar $327,750
Previous Owner Milian Giron Hugo Roberto $165,840
Previous Owner Megna Peter Vincent $212,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2025 07/02/25 Sold $425,000 -3.4% $108 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
06/10/2025 06/10/25 Price Changed $440,000 -2.2% $112 / Sq Ft
05/02/2025 05/02/25 For Sale $450,000 +30.4% $115 / Sq Ft
02/26/2021 02/26/21 Sold $345,000 0.0% $88 / Sq Ft View Prior Sale
01/23/2021 01/23/21 Pending -- -- --
01/13/2021 01/13/21 For Sale $345,000 -- $88 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,570 $350,465 -- --
2024 $5,436 $340,588 -- --
2023 $5,436 $330,668 -- --
2022 $5,295 $321,037 $42,000 $279,037
2021 $4,661 $235,732 $39,000 $196,732
2020 $2,621 $174,293 $0 $0
2018 $2,558 $167,197 $0 $0
2017 $2,370 $163,758 $0 $0
2016 $2,345 $160,390 $0 $0
2015 $2,372 $159,275 $0 $0
2014 $1,696 $128,415 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: V4942387

Stellar MLS

APN: 26-29-24-690593-000030

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