$430,000
SOLD DEC 10, 2025

194 Smith St Derby, CT 06418

5 Beds
3 Baths
1,939 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$222 Per Sq Ft

2% Above List Price

18 Days on Market

Highlights

  • Colonial Architecture
  • Concrete Flooring
  • Level Lot
  • Central Air

About This Home

As of December 2025

Welcome to 194 Smith Street in Derby. This spacious home offers five bedrooms and three full updated bathrooms. The inviting front porch leads into a bright living room with abundant natural light and hardwood floors throughout the main level. The renovated kitchen features a center island, new cabinets, quartz countertops, and stainless steel appliances. The main floor includes two bedrooms and a full bathroom. The second level offers a primary bedroom with access to a private deck and a full bathroom, along with two bedrooms and an additional full bathroom. The home also includes a full unfinished basement with laundry area equipped with a washer and dryer and plenty of space for storage. Additional features include a one-car garage, paved driveway, central air with an updated compressor, recent roof and a new furnace. Enjoy the privacy of the backyard perfect for outdoor relaxation.

Last Agent to Sell the Property

Nicolle Estrella

eXp Realty Brokerage Phone: (860) 710-9086 License #RES.0827224 Listed on: 10/10/2025

eXp Realty

Co-Listed By

Michael Disla

eXp Realty Brokerage Phone: (860) 710-9086 License #RES.0814784

Last Buyer's Agent

Nicolle Estrella

eXp Realty Brokerage Phone: (860) 710-9086 License #RES.0827224 Listed on: 10/10/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,517

Year Built

  • Built in 1956

Lot Details

  • 7,405 Sq Ft Lot
  • Level Lot
  • Property is zoned R-5

Home Design

  • Colonial Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,939 Sq Ft Home
  • Concrete Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 1 Car Garage
  • Driveway

Utilities

  • Central Air
  • Heating System Uses Oil
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 1094093

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,517

Year Built

Built in 1956

Lot Details

0

Listing Details

  • Neighborhood: Downtown
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 1939
  • Total Sq Ft: 1939
  • Year Built: 1956
  • New Construction: No/Resale
  • Nearby Amenities: Library, Park
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: GPS Friendly
  • Financing Used: FHA
  • Street Type: Street
  • Office Attribution Contact: (866) 828-3951
  • Reserve Prospect: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Basement Description: Full, Unfinished, Concrete Floor, Full With Walk-Out
  • Appliances: Electric Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Laundry Room Location: Basement
  • Laundry Room Info: Lower Level
  • Attic: No

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Driveway Type: Asphalt
  • Total Parking Spaces: 2
  • Garage And Parking: Attached Garage, Driveway

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.17
  • Lot Description: Level Lot
  • Zoning: R-5
  • Parcel #: 1094093

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 6517

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 30, 2025
Sold by
Downey Teresa C
Bought by
Jaf Fidelity Contractor L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,600
Outstanding Balance
$177,435
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$235,308

Purchase Details

Listed on
Apr 28, 2014
Closed on
Aug 29, 2014
Sold by
Lake Rose
Bought by
Downey Teresa
Seller's Agent
Rosalie Averill
Rupwani Associates
Buyer's Agent
Luisa Dias
RE/MAX Right Choice
List Price
$169,500
Sold Price
$159,000
Premium/Discount to List
-$10,500
-6.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.77%
Original Mortgage
$155,804
Interest Rate
4.14%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $196,000 --
Warranty Deed $159,000 --
Warranty Deed $159,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $234,600 Purchase Money Mortgage
Previous Owner $155,804 New Conventional
Previous Owner $78,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2025 12/10/25 Sold $430,000 +2.4% $222 / Sq Ft
10/28/2025 10/28/25 Pending -- -- --
10/10/2025 10/10/25 For Sale $420,000 +164.2% $217 / Sq Ft
08/29/2014 08/29/14 Sold $159,000 -6.2% $82 / Sq Ft View Prior Sale
07/24/2014 07/24/14 Pending -- -- --
04/28/2014 04/28/14 For Sale $169,500 -- $87 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,517 $150,850 $32,150 $118,700
2024 $6,517 $150,850 $32,130 $118,720
2023 $5,823 $150,850 $32,130 $118,720
2022 $5,823 $150,850 $32,130 $118,720
2021 $5,823 $150,850 $32,130 $118,720
2020 $5,663 $129,080 $32,130 $96,950
2019 $5,405 $129,080 $32,130 $96,950
2018 $5,082 $129,080 $32,130 $96,950
2017 $5,082 $129,080 $32,130 $96,950
2016 $5,082 $129,080 $32,130 $96,950
2015 $4,889 $136,780 $32,130 $104,650
2014 $4,889 $136,780 $32,130 $104,650
Source: Public Records

Agents Affiliated with this Home

  • N

    Seller's Agent in 2025

    Nicolle Estrella

    eXp Realty

    (860) 710-9086

    1 in this area

    26 Total Sales

    Nicolle Estrella
    Section Image
  • Michael Disla

    Seller Co-Listing Agent in 2025

    Michael Disla

    eXp Realty

    (203) 443-1677

    1 in this area

    23 Total Sales

    Michael Disla
    Section Image

  • R

    Seller's Agent in 2014

    Rosalie Averill

    Rupwani Associates

    (203) 736-4019

    1 in this area

    33 Total Sales

    Rosalie Averill
    Section Image
  • Luisa Dias

    Buyer's Agent in 2014

    Luisa Dias

    RE/MAX

    (203) 257-4219

    4 in this area

    140 Total Sales

    Luisa Dias
    Section Image
See All Agents

Map

Source: SmartMLS

MLS Number: 24132910

SmartMLS

APN: DERB-000009-000006-000071

Connecticut New Haven County Derby 06418

194 Smith St, Derby, CT

Sold

Detached

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