$133,000
PENDING

195 Bell Dr Ragland, AL 35131

Estimated payment $781/month

Total Views 1,652
3 Beds
2 Baths
1,443 Sq Ft
$92 Price per Sq Ft

Highlights

  • Barn
  • Den
  • Porch
  • Attic
  • Fenced Yard
  • 2 Car Attached Garage

About This Home

Country living at its best. This 3 bedroom 2 bath home is nestled on approximately 1.5 acres. Right of redemption may apply. Case 011-983098- FHA Insurable/w Escrow. Property is owned by US Department of HUD. HUD homes are sold as is. Subject to appraisal. The seller makes no representation or warranties as to the property condition. Equal Housing Opportunity. The seller may contribute up to 3% for the buyers closing cost upon buyers request. No keys will be given to the buyers at closing. Buyers must change locks after closing.

Listing Agent

Jason Mitchell

HUD Home Network Listed on: 06/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $672

Year Built

  • Built in 1977

Lot Details

  • 1.5 Acre Lot
  • Fenced Yard

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,443 Sq Ft Home
  • 1-Story Property
  • Smooth Ceilings
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Den
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Patio
  • Porch

Schools

  • Iola Roberts Elementary School
  • Duran Middle School
  • Pell City High School

Farming

  • Barn

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$672

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21420784?w=PubMLS
  • Living Area: 1443
  • Legal Description: COM SE COR SW/4 SE/4 W 2645.48' NE 404.54' SE 261.55' TO POB NE 462.78' SE 147.5' SW 462' NW 147.5' TO POB 36-15-3
  • List Price per Sq Ft: 92.17
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1977
  • Price Per Sq Ft: 92.17
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached
  • Year Built: 1977

Interior Features

  • Fireplace Details: Gas Logs
  • Fireplace Location: Family Room (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Hardwood Laminate, Tile Floor
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |MasterBR1|Bedroom1|Bedroom1|Den1|Kitchen1|
  • Room 1: Master Bedroom, On Level: 1
  • Room 2: Bedroom, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Den/Family, On Level: 1
  • Room 5: Kitchen, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Den/Family (LVL 1), Kitchen (LVL 1), Master Bedroom (LVL 1)
  • Kitchen Countertops: Laminate
  • Kitchen Equipment: Dishwasher Built-In, Microwave Built-In, Stove-Electric
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Main Level Sq Ft: 1443

Exterior Features

  • Patio: Yes
  • Construction: Siding-Vinyl
  • Exterior Features: Barn, Fenced Yard, Storage Building, Porch
  • Foundation: Crawl Space
  • Patio Type: Open (PATIO)
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Front
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Attached, Driveway Parking

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 1443
  • Internet Service Availability: Unknown

Schools

  • Elementary School: IOLA ROBERTS
  • Middle School: DURAN
  • High School: PELL CITY

Lot Info

  • Assessor Parcel Number: 17-07-36-0-001-025.002
  • Number Acres: 1.5

Tax Info

  • Tax District: COUNTY

MLS Schools

  • Elementary School: IOLA ROBERTS
  • High School: PELL CITY
  • Jr Middle School: DURAN

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $672 $37,298 $3,900 $33,398
2023 $672 $29,778 $2,760 $27,018
2022 $424 $13,102 $1,380 $11,722
2021 $359 $13,102 $1,380 $11,722
2020 $359 $13,100 $1,381 $11,719
2019 $356 $12,997 $1,381 $11,616
2018 $302 $11,280 $0 $0
2017 $396 $6,540 $0 $0
2016 $155 $6,540 $0 $0
2015 $396 $13,020 $0 $0
2014 $396 $12,760 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Pending -- -- --
06/24/2025 06/24/25 For Sale $133,000 0.0% $92 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
06/03/2025 06/03/25 For Sale $133,000 -26.1% $92 / Sq Ft
10/20/2021 10/20/21 Sold $179,900 0.0% $132 / Sq Ft
08/06/2021 08/06/21 For Sale $179,900 -- $132 / Sq Ft
Source: Greater Alabama MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Trustee Deed $149,760 None Listed On Document
Trustee Deed $149,760 None Listed On Document
Warranty Deed $179,900 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $134,900 None Available
Survivorship Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 Credit Line Revolving
Previous Owner $21,238 FHA
Previous Owner $176,641 FHA
Previous Owner $137,800 VA
Previous Owner $86,500 New Conventional
Previous Owner $88,000 New Conventional
Source: Public Records

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Source: Greater Alabama MLS

MLS Number: 21420784

Greater Alabama MLS

APN: 17-07-36-0-001-025.002