Seller's Agent in 2025
Christine Currey
RE/MAX
(847) 754-0468
1 in this area
660 Total Sales
195 E Clover Ave Cortland, IL 60112
4
Beds
3.5
Baths
2,866
Sq Ft
2003
Built
Highlights
- Property is near a park
- Wood Flooring
- Stainless Steel Appliances
- Recreation Room
- Den
- Historic or Period Millwork
About This Home
As of August 2025This stunning home is full of custom upgrades and features a deep-pour, finished basement with a 5th bedroom AND full bath! From the moment you arrive, the charming brick walkway welcomes you through the front door into the foyer and living room. To the left is a private office with hardwood floors! The kitchen offers 42" cabinets with crown molding, ceramic backsplash, walk-in pantry, a peninsula and a prep island. Additional upgrades include stainless steel appliances and under cabinet lighting. The kitchen flows into the large family room with custom crown molding and tall windows that let in great sunlight! The sliding door in the breakfast area leads outside to a brick paver patio with lots of space to entertain, a firepit, gas line for your grill, low voltage lighting AND your own tranquil fountain! Enjoy a host of smart features including a smart thermostat, smart exterior light switches, Cat 6 wiring throughout, and surround sound on every level-plus it's pre-wired for outdoor speakers. Upstairs is equally impressive with wood flooring in all bedrooms, custom moldings, custom paint, decorative railings, and built-ins in two of the upstairs bedrooms. The spacious loft boasts dramatic floor-to-ceiling built-ins, while the upstairs laundry with cabinetry adds everyday convenience. Bathrooms feature granite countertops, including a double sink in the hall bath. Storage is abundant with walk-in closets and the primary bedroom closet, pantry and basement are outfitted with premium Elfa organizers! The finished, deep-pour basement expands your living space with a large recreation area, a full bathroom, and a spacious bedroom-all enhanced with luxury vinyl plank flooring, crown molding, and upgraded bathroom finishes. Last but not least, the 2-car garage is insulated and drywalled and complete with shelving, a service door, and 220V outlet for electric vehicle charging. This one owner home is truly move-in ready, offering luxury, technology, and convenience in one amazing package!
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475168644 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,244
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 139x60
- Paved or Partially Paved Lot
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Stone Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,866 Sq Ft Home
- 2-Story Property
- Historic or Period Millwork
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Den
- Recreation Room
- Loft
- Game Room
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Location
- Property is near a park
Schools
- Cortland Elementary School
- Huntley Middle School
- De Kalb High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Property Management Association, Phone Number (815) 751-6451
- Neucort Lakes Subdivision
- Property managed by Signature Professionals Property Management
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 23, 2025
Sold by
Lottes Anthony Chad and Lottes Renee C
Seller's Agent
Christine Currey
RE/MAX All Pro - St Charles
Buyer's Agent
Marco Zarate
PAK Home Realty
List Price
$399,900
Sold Price
$377,500
Premium/Discount to List
-$22,400
-5.6%
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,292
Avg. Annual Appreciation
1.56%
Original Mortgage
$345,695
Outstanding Balance
$345,037
Interest Rate
6.25%
Mortgage Type
FHA
Estimated Equity
$34,755
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $377,500 | Chicago Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $345,695 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $377,500 | -5.6% | $132 / Sq Ft |
| 06/24/2025 06/24/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $399,900 | -- | $140 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,055 | $97,098 | $13,326 | $83,772 |
| 2023 | $9,055 | $83,331 | $12,467 | $70,864 |
| 2022 | $9,880 | $86,112 | $11,898 | $74,214 |
| 2021 | $8,807 | $71,712 | $11,328 | $60,384 |
| 2020 | $8,527 | $67,561 | $10,975 | $56,586 |
| 2019 | $8,264 | $64,875 | $10,514 | $54,361 |
| 2018 | $6,336 | $61,353 | $9,943 | $51,410 |
| 2017 | $7,955 | $58,409 | $9,466 | $48,943 |
| 2016 | $8,277 | $59,383 | $8,897 | $50,486 |
| 2015 | -- | $55,764 | $8,355 | $47,409 |
| 2014 | -- | $53,450 | $8,041 | $45,409 |
| 2013 | -- | $51,016 | $8,333 | $42,683 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Currey
-
Erin Koertgen
Seller Co-Listing Agent in 2025
Erin Koertgen
RE/MAX
(847) 409-8168
1 in this area
611 Total Sales
-
Marco Zarate
Buyer's Agent in 2025
Marco Zarate
PAK Home Realty
(708) 743-3788
1 in this area
12 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12378017
APN: 09-20-278-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 86 E Daisy Ave
- 38 E Meadow Dr
- Lot B6 W Paw Ave
- Lot B5 W Paw Ave
- 95 Lots Chestnut Grove
- Lot 3 Longmeadow Dr
- 42 W Auburndale Ave
- 424 N Aspen Dr
- 353 N Aspen Dr
- 300 N Aspen Dr
- 347 N Aspen Dr
- 341 N Aspen Dr
- 335 N Aspen Dr
- Lot C7 Crabapple Ave
- 39 W Bluebell Ave
- 94 W Crabapple Ave
- LOT E7 W Bluebell Ave
- Lot D7 Bluebell
- 20 W Sandalwood Ave
- 20 Sandalwood Ave