NOT LISTED FOR SALE

195 E Second St Ocean Isle Beach, NC 28469

Estimated Value: $1,166,493 - $1,397,000

4 Beds
3.5 Baths
2,127 Sq Ft
$613/Sq Ft Est. Value

Last Sold March 25, 2021

Last sale price $825,000 $388 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $7,270/month

1 Day on Market

Highlights

  • Boat Dock
  • Boat Lift
  • Deck
  • Union Elementary School Rated A-
  • Home fronts a canal
  • Vaulted Ceiling

About This Home

As of March 2021

This is the Canal Front home you have been waiting for. So much outdoor space to take in the ocean views from the front balconies for each bedroom to the back deck and screened porch for canal views. Boat lift and jet ski float for all your water entertainment. Seawall was recently rebuilt. Owners have done a meticulous job of maintaining this home. It has not been rented since they've owned it but has great rental potential. Just 3 houses down to the beach access for your convenience. This home has 4 bedrooms plus a bonus area used as a 5th bedroom so you can bring the whole family. Some updates include granite countertops, engineered hardwoods, Wifi thermostats and fully furnished so you can start enjoying the home today!

Last Agent to Sell the Property

Christine Cronick

Coldwell Banker Sea Coast Advantage Listed on: 02/17/2021

Coldwell Banker Sea Coast Advantage

Last Buyer's Agent

Tami Rash

Intracoastal Realty License #267860

Intracoastal Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,818

Year Built

  • Built in 1991

Lot Details

  • 5,500 Sq Ft Lot
  • Lot Dimensions are 50x110x50x110
  • Home fronts a canal
  • Irrigation
  • Property is zoned R1

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Vinyl Siding
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 2,127 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Combination Dining and Living Room
  • Wood Flooring
  • Canal Views
  • Fire and Smoke Detector

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry in Hall
  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Outdoor Shower
  • Boat Lift
  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 244oj028

Community Details

Overview

  • No Home Owners Association
  • Ocean Isle Beach Island Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,818

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 2.0
  • Stories Levels: Two
  • Year Built: 1991
  • Road Frontage Type: Canal Front
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room Type: Combination
  • Fireplace: None
  • Flooring: Wood
  • Heated Sq Ft: 2000 - 2199
  • Interior Amenities: Blinds/Shades, Smoke Detectors, Furnished, Ceiling Fan(s), Ceiling - Vaulted
  • Laundry Location: Hall
  • List Price per Sq Ft: 373.77
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Bedrooms: 4
  • Number Rooms: 8
  • Sq Ft Heated: 2127.00
  • Total Heated Primary Separate Sq Ft: 2127.00

Exterior Features

  • Exterior Features: Irrigation System, Outdoor Shower
  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Foundation: Pilings
  • Porch Balcony Deck: Covered, Porch, Screened, Deck
  • Road Type Frontage: Paved
  • Roof: Composition
  • Waterfront: Yes
  • Waterview: Yes

Garage/Parking

  • Attached Garage Spaces: 1.00
  • Total Garage Spaces: 1.00
  • Parking Driveway: Paved

Utilities

  • Appliances Equipment: Dishwasher, Refrigerator, Washer, Stove/Oven - Electric, Microwave - Built-In, Dryer
  • Cooling System: Central
  • Federal Flood Ins Avlbl: Yes
  • Fuel Tank: None
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Brunswick Electric
  • Service Providers Sewer Provider: City/Town
  • Service Providers Water Provider: City/Town
  • Utilities: Municipal Sewer, Municipal Water
  • Water Heater: Electric

Association/Amenities

  • HOA: No
  • HOA and Neighborhood Amenities: No Amenities

Lot Info

  • Deed Page: 174.00
  • Lot Acres: 0.13
  • Lot Dimensions: 50x110x50x110
  • Lot Number: 28
  • Lot Sq Ft: 5500.00
  • Lot Water Features: Boat Dock, Boat Lift
  • Plat Book: H
  • Plat Page: 374
  • Special Assessments: 85.00 canal
  • Zoning: R1
  • Lot View Type: Canal View, Water View

Tax Info

  • Tax Identifier: 244oj028
  • Tax Year: 2020
  • Total City Real Estate Property Tax: 1188.47
  • Total Real Estate Property Taxes: 4818.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2021
Closed on
Mar 23, 2021
Sold by
Bruce James Edward and Bruce Lori B
Bought by
Barnes Juan C and Barnes Alecia L
Seller's Agent
Christine Cronick
Coldwell Banker Sea Coast Advantage
Buyer's Agent
Tami Rash
Intracoastal Realty
List Price
$795,000
Sold Price
$825,000
Premium/Discount to List
$30,000
3.77%
Current Estimated Value
$1,303,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$478,123
Avg. Annual Appreciation
10.78%
Original Mortgage
$112,600
Outstanding Balance
$101,939
Interest Rate
3.17%
Mortgage Type
New Conventional
Estimated Equity
$1,202,957

Purchase Details

Listed on
Feb 17, 2021
Closed on
Mar 19, 2021
Sold by
Bruce James Edward and Bruce Lori B
Bought by
Barnes Juan C and Barnes Alecia L
Seller's Agent
Christine Cronick
Coldwell Banker Sea Coast Advantage
Buyer's Agent
Tami Rash
Intracoastal Realty
List Price
$795,000
Sold Price
$825,000
Premium/Discount to List
$30,000
3.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,600
Outstanding Balance
$101,939
Interest Rate
3.17%
Mortgage Type
New Conventional
Estimated Equity
$1,202,957

Purchase Details

Closed on
Sep 24, 2012
Sold by
Bruce James Edward and Bruce Lori B
Bought by
Bruce James Edward and West Kathy Bruce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,000
Interest Rate
3.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2012
Sold by
Smith Charles L and Smith Ronald C
Bought by
Hawkeye Iii Enterprises Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 4, 2012
Sold by
Good Good L L C
Bought by
Bruce James Edward and Bruce Lori B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 2008
Sold by
Bruce James Edward and Bruce Lori B
Bought by
Good Good Llc

Purchase Details

Closed on
Jun 10, 2008
Sold by
Barrett Jeffrey M and Barrett Carol A
Bought by
Bruce James Edward and Bruce Lori B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Barnes Juan C -- None Available
Barnes Juan C $825,000 None Available
Bruce James Edward -- None Available
Hawkeye Iii Enterprises Llc -- None Available
Bruce James Edward -- None Available
Good Good Llc $313,000 None Available
Bruce James Edward $730,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Barnes Juan C $112,600
Open Barnes Juan C $543,750
Closed Barnes Juan C $112,600
Previous Owner Bruce James Edward $388,000
Previous Owner Bruce James Edward $400,000
Previous Owner Bruce James Edward $417,000
Previous Owner Barrett Jeffrey M $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/25/2021 03/25/21 Sold $825,000 +3.8% $388 / Sq Ft
02/18/2021 02/18/21 Pending -- -- --
02/17/2021 02/17/21 For Sale $795,000 -- $374 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,928 $1,008,890 $550,000 $458,890
2024 $3,928 $1,008,890 $550,000 $458,890
2023 $3,751 $1,008,890 $550,000 $458,890
2022 $3,751 $673,260 $341,000 $332,260
2021 $3,665 $673,260 $341,000 $332,260
2020 $3,630 $673,260 $341,000 $332,260
2019 $3,603 $351,070 $341,000 $10,070
2018 $2,916 $263,010 $255,000 $8,010
2017 $2,828 $263,010 $255,000 $8,010
2016 $2,591 $261,370 $255,000 $6,370
2015 $2,591 $492,960 $255,000 $237,960
2014 $2,454 $509,365 $325,000 $184,365
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100257108

Hive MLS

APN: 244OJ028