NOT LISTED FOR SALE

195 Echo Dr Chambersburg, PA 17202

Estimated Value: $354,000 - $361,000

4 Beds
2 Baths
2,384 Sq Ft
$150/Sq Ft Est. Value

Last Sold October 06, 2025

Last sale price $359,000 $151 Per Sq Ft

Current estimated payment $2,204/month

95 Days on Market

Highlights

  • Panoramic View
  • No HOA
  • Sitting Room
  • Sun or Florida Room
  • Home Office
  • 2 Car Attached Garage

About This Home

As of October 2025

Welcome to this immaculately maintained bilevel property, nestled at the top of South Guilford Hills. From the moment you step inside you will be greeted by beautiful mountain views and the peaceful ambiance that this house offers.
This spacious residence features 4 bedrooms and 2 bathrooms making it perfect for families or those who love extra space. The sunroom, complete with skylights, is a perfect place to relax and enjoy the natural light throughout the day.
The house is surrounded by mature shade trees offering privacy. Inside, you'll appreciate the remodeled kitchen and bathroom. With plenty of storage throughout, this home is practical and beautiful.
Equipped with an energy efficient geothermal heating/cooling system and replacement windows, this home ensures year-round comfort while keeping utility costs in check. The 200 amp electric panel with sub-panel ensures ample power for all your needs.
For those who enjoy hobbies or need extra space for projects, the over-sized 2 car garage is a bonus. BrightSpeed fiber optic or Xfinity available.

Last Agent to Sell the Property

Timothy Fisler

(717) 496-7431 timfisler@kw.com Keller Williams Keystone Realty Listed on: 05/20/2025

Keller Williams Keystone Realty

Co-Listed By

Randy Ha

(240) 707-9596 ha.randy26@gmail.com EXP Realty, LLC License #5014604

Last Buyer's Agent

Ali Haghgoo

(410) 340-4165 ali@ththomes.com EXP Realty, LLC License #574483

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,004

Year Built

  • Built in 1975

Lot Details

  • 0.34 Acre Lot
  • Property is in excellent condition

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • Panoramic
  • Mountain

Home Design

  • Brick Exterior Construction
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • 2,384 Sq Ft Home
  • Property has 2 Levels
  • Gas Fireplace
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Finished Basement

Kitchen

  • Stove
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient HVAC

Utilities

  • Central Air
  • Geothermal Heating and Cooling
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • South Guilford Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 10-0D09B-060.-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,004

Year Built

Built in 1975

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1975
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Office
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2384
  • Living Area Sq Ft: 2384
  • Price Per Sq Ft: 146.39
  • Above Grade Finished Sq Ft: 2384
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • View: Mountain, Panoramic
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Geothermal
  • Cooling Type: Central A/C
  • Heating Fuel: Geo-Thermal
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Efficiency: Hvac
  • Green Remarks: Energy efficient closed geothermal system

Lot Info

  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL

Rental Info

  • Vacation Rental: No

Tax Info

  • School Tax: 3283.00
  • Tax Annual Amount: 4004.00
  • Assessor Parcel Number: 10-0D09B-060.-000000
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CHAMBERSBURG AREA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2025
Closed on
Oct 20, 2025
Sold by
Harrison Thomas E
Bought by
Joseph Nephson and Borgela Milande
Seller's Agent
Timothy Fisler
Keller Williams Keystone Realty
Buyer's Agent
Ali Haghgoo
EXP Realty, LLC
List Price
$359,000
Sold Price
$359,000
Views
268
Current Estimated Value
$357,546

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,454
Avg. Annual Appreciation
-1.61%
Original Mortgage
$352,497
Outstanding Balance
$352,497
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$5,049
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Joseph Nephson $359,000 Lakeside Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Joseph Nephson $352,497
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/06/2025 10/06/25 Sold $359,000 +2.9% $151 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
07/16/2025 07/16/25 Price Changed $349,000 -1.0% $146 / Sq Ft
07/05/2025 07/05/25 Price Changed $352,500 -0.7% $148 / Sq Ft
06/23/2025 06/23/25 Price Changed $354,999 -1.1% $149 / Sq Ft
05/20/2025 05/20/25 For Sale $359,000 -- $151 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,036 $24,780 $3,000 $21,780
2024 $3,910 $24,780 $3,000 $21,780
2023 $3,789 $24,780 $3,000 $21,780
2022 $3,700 $24,780 $3,000 $21,780
2021 $3,700 $24,780 $3,000 $21,780
2020 $3,603 $24,780 $3,000 $21,780
2019 $419 $24,780 $3,000 $21,780
2018 $3,335 $24,780 $3,000 $21,780
2017 $3,153 $24,780 $3,000 $21,780
2016 $710 $24,780 $3,000 $21,780
2015 $662 $24,780 $3,000 $21,780
2014 $662 $24,780 $3,000 $21,780
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PAFL2027426

Bright MLS

APN: 10-0D09B-006-000000