
195 Lullaby Loop Santa Rosa Beach, FL 32459
Estimated payment $3,035/month
Highlights
- Boat Dock
- Fishing
- Cathedral Ceiling
- Bay Elementary School Rated A-
- Craftsman Architecture
- Wood Flooring
About This Home
Welcome to this beautifully maintained DR Horton-built home in the sought-after Whispering Lake subdivision, just one mile from Publix and a quick drive to the sugar-white sands of 30A. With a blend of coastal Florida living and classic Georgia Southern charm, this 3-bedroom, 2-bathroom home offers comfort, convenience, and timeless style. The exterior has been freshly painted and most of the back fence is being replaced.
Step inside to find hardwood floors throughout, 9 and 10-foot ceilings, and an open layout perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and bar seating that flows seamlessly into the living and dining areas. Most of the home has crown moulding, the spacious bedrooms offer ample closet space. The primary suite includes a large walk-in closet, an en suite bath with a dual sink vanity, and a large walk-in shower. You'll love the private laundry room (washer and dryer included!) located just inside the 2-car garage.
Out back, enjoy peaceful mornings or breezy evenings on your covered patio, overlooking a preserved wooded areano rear neighbors, just nature!
This original-owner home has been lovingly cared for and is move-in ready. Whether you're searching for your forever home or a peaceful retreat near the beach, this one checks all the boxes!
Listing Agent
Berkshire Hathaway HomeServices PenFed Realty License #3303547 Listed on: 08/07/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,941
Year Built
- Built in 2014
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 116 x 60 x 116 x 60
- Cul-De-Sac
- Back Yard Fenced
HOA Fees
- $87 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Craftsman Architecture
- Dimensional Roof
- Three Sided Brick Exterior Elevation
- Cement Board or Planked
Interior Spaces
- 1,977 Sq Ft Home
- 1-Story Property
- Built-in Bookshelves
- Cathedral Ceiling
- Double Pane Windows
- Living Room
- Breakfast Room
- Dining Room
- Wood Flooring
Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Hurricane or Storm Shutters
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Covered Patio or Porch
Schools
- Dune Lakes Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 26-2S-20-33701-000-0170
Community Details
Overview
- Association fees include accounting, management
- Whispering Lake Subdivision
Recreation
- Boat Dock
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $1,864 | $250,794 | -- | -- |
2023 | $1,864 | $243,489 | $0 | $0 |
2022 | $1,837 | $236,397 | $0 | $0 |
2021 | $1,857 | $229,512 | $0 | $0 |
2020 | $1,887 | $268,516 | $31,218 | $237,298 |
2019 | $1,826 | $221,254 | $0 | $0 |
2018 | $1,793 | $217,129 | $0 | $0 |
2017 | $1,740 | $212,663 | $0 | $0 |
2016 | $1,714 | $208,289 | $0 | $0 |
2015 | $1,728 | $206,841 | $0 | $0 |
2014 | $236 | $22,892 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/07/2025 08/07/25 | For Sale | $525,000 | -- | $266 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $263,645 | Dhi Title Of Florida Inc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $250,462 | No Value Available |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 982632

APN: 26-2S-20-33701-000-0170
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