$525,000

195 Lullaby Loop Santa Rosa Beach, FL 32459

Estimated payment $3,035/month

Total Views 279
3 Beds
2 Baths
1,977 Sq Ft
$266 Price per Sq Ft

Highlights

  • Boat Dock
  • Fishing
  • Cathedral Ceiling
  • Bay Elementary School Rated A-
  • Craftsman Architecture
  • Wood Flooring

About This Home

Welcome to this beautifully maintained DR Horton-built home in the sought-after Whispering Lake subdivision, just one mile from Publix and a quick drive to the sugar-white sands of 30A. With a blend of coastal Florida living and classic Georgia Southern charm, this 3-bedroom, 2-bathroom home offers comfort, convenience, and timeless style. The exterior has been freshly painted and most of the back fence is being replaced.

Step inside to find hardwood floors throughout, 9 and 10-foot ceilings, and an open layout perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and bar seating that flows seamlessly into the living and dining areas. Most of the home has crown moulding, the spacious bedrooms offer ample closet space. The primary suite includes a large walk-in closet, an en suite bath with a dual sink vanity, and a large walk-in shower. You'll love the private laundry room (washer and dryer included!) located just inside the 2-car garage.

Out back, enjoy peaceful mornings or breezy evenings on your covered patio, overlooking a preserved wooded areano rear neighbors, just nature!

This original-owner home has been lovingly cared for and is move-in ready. Whether you're searching for your forever home or a peaceful retreat near the beach, this one checks all the boxes!

Listing Agent

Janice Schaefer

Berkshire Hathaway HomeServices PenFed Realty License #3303547 Listed on: 08/07/2025

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,941

Year Built

  • Built in 2014

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 116 x 60 x 116 x 60
  • Cul-De-Sac
  • Back Yard Fenced

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Dimensional Roof
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 1,977 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Cathedral Ceiling
  • Double Pane Windows
  • Living Room
  • Breakfast Room
  • Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 26-2S-20-33701-000-0170

Community Details

Overview

  • Association fees include accounting, management
  • Whispering Lake Subdivision

Recreation

  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,941

Year Built

Built in 2014

Lot Details

0

HOA Fees

$87 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: 116 x 60 x 116 x 60
  • Road Surface Type: Paved
  • Subdivision Name: WHISPERING LAKE
  • Directions: Highway 98 to Veterans Road. Continue straight until the end of Veterans and turn Right onto Lullaby Loop. 195 will be the 5th house from the end of the loop.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2014
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:Storm Doors: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Flooring: Floor Hardwood
  • Interior Amenities: Built-In Bookcases, Ceiling Cathedral, Kitchen Island
  • Window Features: Window Treatment All, Double Pane Windows
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Hardwood: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Built-In Bookcases: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cul-De-Sac
  • Construction Type: Brick, Siding Brick Some, Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard, Hurricane Shutters
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Siding Brick Some: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Dock, Fishing
  • Association #2 Fee: 261.44
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 26-2S-20-33701-000-0170
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1941.31
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,864 $250,794 -- --
2023 $1,864 $243,489 $0 $0
2022 $1,837 $236,397 $0 $0
2021 $1,857 $229,512 $0 $0
2020 $1,887 $268,516 $31,218 $237,298
2019 $1,826 $221,254 $0 $0
2018 $1,793 $217,129 $0 $0
2017 $1,740 $212,663 $0 $0
2016 $1,714 $208,289 $0 $0
2015 $1,728 $206,841 $0 $0
2014 $236 $22,892 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 For Sale $525,000 -- $266 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $263,645 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,462 No Value Available
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 982632

Emerald Coast Association of REALTORS®

APN: 26-2S-20-33701-000-0170