NOT LISTED FOR SALE

195 St Philip St Charleston, SC 29403

Cannonborough-Elliotborough Neighborhood

Estimated Value: $1,138,000 - $1,275,000

3 Beds
2.5 Baths
1,760 Sq Ft
$668/Sq Ft Est. Value

Last Sold July 07, 2016

Last sale price $645,000 $366 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $6,786/month

18 Days on Market

Highlights

  • Contemporary Architecture
  • High Ceiling
  • Laundry Room
  • Wood Flooring
  • Cooling Available
  • Property is near a bus stop

About This Home

As of July 2016

Do not miss out on this rare opportunity in Midtown,just one block from Upper King Street's Design and Restaurant District.Built in 2008,this home has high end features including a well-appointed open kitchen with stainless appliances and limestone counter-tops.The 3rd floor master suite is full of natural light and includes a small private terrace with ''city top'' views and room for plants,and some patio furniture. Master bath finishes include limestone counters,maple vanity,slate tiled floor and tub/shower enclosure.Walnut floors extend throughout the 1st level,on stairs, landings and hallways.The 2nd Floor has 2 bedrooms with a Jack and Jill bath as well as hallway access to a 2nd floor covered porch.With 2 off street parking places, this is a must for anyone looking in the downtown ar

Last Agent to Sell the Property

Kenneth Keathley

Carolina One Real Estate License #93762 Listed on: 05/13/2016

Carolina One Real Estate

Last Buyer's Agent

Lois Lane

Lois Lane Properties License #17003

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,526

Year Built

  • Built in 2008

Lot Details

  • 1,307 Sq Ft Lot
  • Level Lot

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Stucco

Interior Spaces

  • 1,760 Sq Ft Home
  • 3-Story Property
  • Smooth Ceilings
  • High Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room
  • Crawl Space
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Stacked Washer and Dryer

Location

  • Property is near a bus stop

Schools

  • Memminger Elementary School
  • Courtenay Middle School
  • Burke High School

Utilities

  • Cooling Available
  • Heat Pump System

Community Details

  • Midtown Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,526

Year Built

Built in 2008

Lot Details

0

HOA Fees

$71 per month

Listing Details

  • Prop. Type: Residential
  • Architectural Style: Contemporary
  • Year Built: 2008
  • Property Sub Type: Single Family Detached
  • Lot Size Acres: 0.03
  • Subdivision Name: Midtown
  • Directions: From Mt. Pleasant. Take Meeting St. Exit And Turn Left Onto Meeting St. Take A Right Onto Reid St. Left Onto King St. Right Onto Morris St. Right Onto St Philip. Home Is On The Left. From West Ashley, Take Savannah Hwy To The Crosstown And Stay In Right Two Lanes. Merge On To Cannon St. And Take Left Onto St. Philip. House Will Be On The Left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: 3 Stories
  • New Construction: No
  • Property Attached Yn: No
  • Building Stories: 3
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Washer/Dryer Stacked
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling - Smooth, High Ceilings, Ceiling Fan(s), Living/Dining Combo
  • Master Bedroom Features: Ceiling Fan(s)
  • Master Bedroom Master Bedroom Level: Upper

Exterior Features

  • Lot Features: Level
  • Construction Type: Stucco
  • Foundation Details: Crawl Space
  • Property Condition: Pre-Owned

Garage/Parking

  • Open Parking: No
  • Parking Features: Off Street

Utilities

  • Laundry Features: Laundry Room
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Charleston Water Service, SCE & G
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Bus Line
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Memminger
  • High School: Burke
  • Middle Or Junior School: Courtenay

Lot Info

  • Lot Size Sq Ft: 1306.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Map Number: 4600804085
  • Tax Annual Amount: 2526.17

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 27, 2025
Sold by
Ridout Christopher Pearce
Bought by
195 Saint Philip Street Llc
Current Estimated Value
$1,176,340

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$246,494
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$929,846

Purchase Details

Listed on
May 13, 2016
Closed on
Jul 5, 2016
Sold by
Moretz R Eric
Bought by
Ridout Christopher Pearce
Seller's Agent
Kenneth Keathley
Carolina One Real Estate
Buyer's Agent
Lois Lane
Lois Lane Properties
List Price
$650,000
Sold Price
$645,000
Premium/Discount to List
-$5,000
-0.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.77%

Purchase Details

Listed on
May 13, 2016
Closed on
Jun 30, 2016
Sold by
Moretz Richard E and Melinda Moretz L
Bought by
Moretz R Eric
Seller's Agent
Kenneth Keathley
Carolina One Real Estate
Buyer's Agent
Lois Lane
Lois Lane Properties
List Price
$650,000
Sold Price
$645,000
Premium/Discount to List
-$5,000
-0.77%

Purchase Details

Closed on
Jun 29, 2011
Sold by
Altman Jonathan S and Comer John Craig
Bought by
Moretz Richard E and Melinda Moretz L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,800
Interest Rate
4.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 20, 2008
Sold by
Midtown Of Charleston Inc
Bought by
Altman Jonathan S and Comer John Craig

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$511,200
Interest Rate
6.32%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
195 Saint Philip Street Llc $1,000,000 None Listed On Document
Ridout Christopher Pearce $645,000 --
Moretz R Eric -- --
Moretz Richard E $434,000 --
Altman Jonathan S $639,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 195 Saint Philip Street Llc $250,000
Previous Owner Moretz Richard E $303,800
Previous Owner Altman Jonathan S $511,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2016 07/07/16 Sold $645,000 -0.8% $366 / Sq Ft
06/01/2016 06/01/16 Pending -- -- --
05/13/2016 05/13/16 For Sale $650,000 -- $369 / Sq Ft
Source: CHS Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,811 $29,670 $0 $0
2023 $3,811 $29,670 $0 $0
2022 $3,575 $29,670 $0 $0
2021 $3,753 $29,670 $0 $0
2020 $11,620 $29,670 $0 $0
2019 $10,610 $38,700 $0 $0
2017 $10,133 $38,700 $0 $0
2016 $2,443 $19,550 $0 $0
2015 $2,526 $19,550 $0 $0
2014 $2,159 $0 $0 $0
2011 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Kenneth Keathley

    Seller's Agent in 2016

    Kenneth Keathley

    Carolina One Real Estate

    (843) 577-0001

    6 Total Sales

    Kenneth Keathley
    Section Image
  • Lois Lane

    Buyer's Agent in 2016

    Lois Lane

    Lois Lane Properties

    (843) 270-2797

    8 in this area

    105 Total Sales

    Lois Lane
    Section Image
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Map

Source: CHS Regional MLS

MLS Number: 16012845

CHS Regional MLS

APN: 460-08-04-085

South Carolina Charleston County Charleston 29403 Cannonborough-Elliotborough

195 St Philip St, Charleston, SC

This home is located at 195 St Philip St, Charleston, SC 29403 since 13 May 2016 and is currently estimated at $1,176,340, approximately $668 per square foot. This property was built in 2008. 195 St Philip St is a home located in Charleston County with nearby schools including Mitchell Elementary School, James Simons Elementary School, and Simmons Pinckney Middle.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

CHS Regional MLS The information is being provided by Charleston Trident MLS. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. © 2025 Charleston Trident MLS. All Rights Reserved

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