$382,600
SOLD NOV 14, 2025

195 Vly Rd Schenectady, NY 12309

4 Beds
2 Baths
2,059 Sq Ft
0.65 Acres

Recently Sold

$186 Per Sq Ft

3% Below List Price

5 Days on Market

Highlights

  • 0.65 Acre Lot
  • Deck
  • Mud Room
  • Cape Cod Architecture
  • Wood Flooring
  • No HOA

About This Home

As of November 2025

Welcome to 195 Vly Rd! This 4-bedroom, 2-bath home offers over 2,000 sq ft of living space and an attached 2-car garage. Situated on a .65-acre lot, it features a spacious backyard with a storage shed—perfect for outdoor activities or gardening. The home is priced with consideration for a new roof and some updating, giving you the opportunity to add your own style and value. Conveniently located near shopping, dining, and other amenities. This home is being sold ''As is''

Last Agent to Sell the Property

Timothy See

Howard Hanna Capital Inc License #10401347356 Listed on: 10/03/2025

Howard Hanna Capital Inc

Last Buyer's Agent

Danielle Minuto

Howard Hanna Capital Inc License #10401321890

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,645

Year Built

  • Built in 1989

Lot Details

  • 0.65 Acre Lot
  • Property fronts a private road
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Fixer Upper
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Asphalt

Interior Spaces

  • 2,059 Sq Ft Home
  • 2-Story Property
  • Blinds
  • Rods
  • Sliding Doors
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Electric Oven
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Accessible Home Design

  • Accessible Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Colonie Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 3.000 / 10
  • Assessor Parcel Number 012689 17.4-10-3

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,645

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Other, Accessible Garage
  • Year Built: 1989
  • Directions: New Karner Rd to Vly Rd Watervliet Shaker Rd to Vly Rd Birchwood Lane to Denison Rd to Vly Rd
  • Above Grade Finished Sq Ft: 2059.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 2186.88
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 4457.64
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.65
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Cooling:Central Air: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Basement Heated: Yes
  • Architectural Style:Cape Cod: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Fencing:Wood4: Yes
  • Levels Two: Yes
  • Directions Remarks: Agent to Agent Remarks: Go & show! Home is being sold ''as is'' and is in a trust, Home priced knowing the roof needs to be replaced and some updating is needed. Lock box will be at the front door, just to the left of garage. Key is only for the handle only, leave door to the garage from the interior unlocked. Please provide feedback when finished showing the home.
  • Directions Remarks: Public Remarks: Welcome to 195 Vly Rd! This 4-bedroom, 2-bath home offers over 2,000 sq ft of living space and an attached 2-car garage. Situated on a .65-acre lot, it features a spacious backyard with a storage shed—perfect for outdoor activities or gardening. The home is priced with consideration for a new roof and some updating, giving you the opportunity to add your own style and value. Conveniently located near shopping, dining, and other amenities. This home is being sold ''As is''
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Full, Heated, Sump Pump, Unfinished
  • Appliances: Dishwasher, Dryer, Electric Oven, Range Hood, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Living Area: 2059.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Family Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Mud Room Level: First
  • Window Features: Blinds, Curtain Rods
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Appliances Dishwasher: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Full Basement: Yes
  • Appliances:Range Hood: Yes
  • Basement:Sump Pump: Yes
  • Appliances:Electric Oven: Yes
  • Attic Features:Hatch: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Wood, Back Yard
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Waterfront: No
  • Property Condition: Fixer
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Door Features:Sliding Doors: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Level: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Accessibility Features:Other48: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Paved, Attached, Driveway, Garage Door Opener
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Accessibility Features:Accessible Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Other
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: South Colonie

Lot Info

  • Lot Features: Level, Road Frontage, Landscaped
  • Parcel #: 012689 17.4-10-3
  • Lot Size Sq Ft: 28314.0

Tax Info

  • Tax Annual Amount: 6644.52
  • Tax Block: 10
  • Tax Lot: 3.000

MLS Schools

  • HighSchool: Colonie Central HS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Nov 14, 2025
Sold by
Gregory B Ashley 2024 First Party Supple and Ashley Christopher J
Bought by
Reape Brian and Reape Jessica
Seller's Agent
Timothy See
Howard Hanna Capital Inc
Buyer's Agent
Danielle Minuto
Howard Hanna Capital Inc
List Price
$395,427
Sold Price
$382,600
Premium/Discount to List
-$12,827
-3.24%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
86.03%
Original Mortgage
$363,470
Outstanding Balance
$363,128
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$67,363

Purchase Details

Closed on
Oct 28, 2024
Sold by
Ashley Gregory B
Bought by
Gregory B Ashley 2024 First Party Supplementa and Ashley

Purchase Details

Closed on
Oct 14, 2024
Sold by
Ashley Joan M
Bought by
Ashley Gregory B
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $382,600 3G Title Services
Bargain Sale Deed -- None Listed On Document
Bargain Sale Deed -- None Listed On Document
Bargain Sale Deed -- None Listed On Document
Bargain Sale Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $363,470 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Sold $382,600 -3.2% $186 / Sq Ft
10/08/2025 10/08/25 Pending -- -- --
10/03/2025 10/03/25 For Sale $395,427 -- $192 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,233 $141,300 $35,300 $106,000
2023 $6,030 $141,300 $35,300 $106,000
2022 $6,124 $141,300 $35,300 $106,000
2021 $6,041 $141,300 $35,300 $106,000
2020 $4,474 $141,300 $35,300 $106,000
2019 $2,826 $141,300 $35,300 $106,000
2018 $4,318 $141,300 $35,300 $106,000
2017 $0 $141,300 $35,300 $106,000
2016 $4,300 $141,300 $35,300 $106,000
2015 -- $141,300 $35,300 $106,000
2014 -- $141,300 $35,300 $106,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202527110

Global MLS

APN: 012689-017-004-0010-003-000-0000