$550,000
SOLD AUG 29, 2025

195 White Pine Dr Lake Lure, NC 28746

3 Beds
3 Baths
2,235 Sq Ft
0.98 Acres

Recently Sold

$246 Per Sq Ft

5% Below List Price

60 Days on Market

Highlights

  • Concierge
  • Community Cabanas
  • Fitness Center
  • Golf Course Community
  • Access To Lake
  • Open Floorplan

About This Home

As of August 2025

Meticulously maintained, recently updated home with 3 bedrooms + a den/guest room on a large corner lot on Youngs Mountain, in the highly coveted community of Rumbling Bald on Lake Lure. Seasonal mountain views. The main level boasts an open concept living space, granite countertops, SS appliances, spacious island kitchen, an en-suite primary BR, 2 guest BRs, a spacious screened porch & large open deck area, right off the living room overlooking the private wooded back yard. Downstairs is a family room w/ a cozy wood-burning fireplace, an add' den/guest room, full BA, access to an oversized 1-car garage with a lower driveway. Off the family room is a lovely, covered porch w/ hot tub & storage. Ample parking. Minimal steps into the main level. Full house generator. AMENITIES ARE OPEN! Enjoy swimming, fishing, paddleboarding, private beach, 24/7 security, 2 golf courses, indoor/outdoor pools, salon/spa, tennis/pickleball, basketball, restaurants, bars, and more!

Last Agent to Sell the Property

Wes and Cathy Cleary

Team Cleary Real Estate Inc Brokerage Email: TeamClearyWNC@gmail.com License #295716 Listed on: 06/06/2025

Last Buyer's Agent

Sherri Tucker

Weichert Realtors Mountain Executives License #148159

Weichert Realtors Mountain Executives

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,210

Year Built

  • Built in 1976

Lot Details

  • Corner Lot
  • Wooded Lot
  • Property is zoned R3

HOA Fees

  • $405 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Basement Garage
  • Garage Door Opener
  • Driveway
  • 6 Open Parking Spaces

Home Design

  • Wood Siding
  • Stone Siding
  • Radon Mitigation System

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Insulated Windows
  • Screened Porch
  • Vinyl Flooring

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Mirrored Closets Doors
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Outdoor Features

  • Spa
  • Access To Lake
  • Pond
  • Deck

Schools

  • Lake Lure Classical Academy Elementary And Middle School
  • Lake Lure Classical Academy High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Power Generator
  • Community Well
  • Electric Water Heater
  • Septic Tank
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 217317

Community Details

Overview

  • Rumbling Bald On Lake Lure Association, Phone Number (828) 694-3000
  • Rumbling Bald On Lake Lure Subdivision
  • Mandatory home owners association

Amenities

  • Concierge
  • Picnic Area
  • Sauna
  • Clubhouse
  • Business Center

Recreation

  • Golf Course Community
  • Tennis Courts
  • Sport Court
  • Indoor Game Court
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Cabanas
  • Community Indoor Pool
  • Community Spa
  • Putting Green
  • Dog Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,210

Year Built

Built in 1976

Lot Details

0

HOA Fees

$405 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1976
  • Restrictions: Architectural Review,Short Term Rental Allowed,Signage
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 246.09
  • Geocode Confidence: High
  • Attribution Contact: TeamClearyWNC@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Kitchen Island, Open Floorplan, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1443
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Washer, Washer/Dryer
  • Other Equipment: Fuel Tank(s), Generator
  • Above Grade Finished Sq Ft: 1443
  • Has Basement: Basement Garage Door, Exterior Entry, Finished, Interior Entry, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 792
  • Door Features: Insulated Door(s), Mirrored Closet Door(s)
  • Fireplace Features: Wood Burning
  • Living Area: 2235
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3
  • Room Count: 1
  • Bedroom Basement: 0

Exterior Features

  • Exterior Features: Hot Tub
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Waterfront Elevation: 1000
  • Construction Type: Stone, Wood
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Sq Ft Garage: 359
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking Spaces: 6
  • Open Parking: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Parking Space(s)

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement, Laundry Closet
  • Security: Carbon Monoxide Detector(s), Radon Mitigation System, Smoke Detector(s)
  • Cooling: Heat Pump
  • Utilities: Fiber Optics, Underground Power Lines, Underground Utilities
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Boat Storage, Business Center, Cabana, Clubhouse, Concierge, Dog Park, Fitness Center, Game Court, Gated, Golf, Hot Tub, Indoor Pool, Lake Access, Outdoor Pool, Picnic Area, Playground, Pond, Putting Green, Recreation Area, RV Storage, Sauna, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
  • Association Fee: 4854
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Rumbling Bald on Lake Lure
  • Phone: 828-694-3000

Association/Amenities

  • Association Annual Expense: 4854.00

Schools

  • Middle Or Junior School: Lake Lure Classical Academy
  • HOA Subject To: Required

Lot Info

  • Lot Features: Corner Lot, Wooded
  • Lot Size Area: 0.98
  • Lot Size Units: Acres
  • Parcel Number: 217317
  • Plat Book Slide: 8/99
  • Lot Size: County records are inaccurate - will confirm asap
  • Additional Parcels: No
  • Zoning Specification: R3

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2015
Closed on
Jan 4, 2016
Sold by
Coleman Kimberly B and Coleman Thomas P
Bought by
Zimmerman Christopher and Zimmerman Jennifer
Seller's Agent
Mr Lake Lure Team
Buyer's Agent
Mariah Leahy
Premier Sotheby’s International Realty
List Price
$195,000
Sold Price
$157,000
Premium/Discount to List
-$38,000
-19.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.25%
Original Mortgage
$94,200
Outstanding Balance
$75,119
Interest Rate
3.96%
Mortgage Type
New Conventional
Estimated Equity
$496,718

Purchase Details

Closed on
Sep 16, 2009
Sold by
Shipyard Property Management Llc
Bought by
Coleman Kimberly B and Coleman Thomas P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,200
Interest Rate
5.15%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $157,000 None Available
Warranty Deed $184,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $94,200 New Conventional
Previous Owner $147,200 New Conventional
Previous Owner $192,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $550,000 -5.0% $246 / Sq Ft
06/06/2025 06/06/25 For Sale $579,000 +268.8% $259 / Sq Ft
01/06/2016 01/06/16 Sold $157,000 -19.5% $74 / Sq Ft
12/01/2015 12/01/15 Pending -- -- --
01/29/2015 01/29/15 For Sale $195,000 -- $92 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,210 $0 $0 $0
2024 $2,167 $266,900 $25,000 $241,900
2023 $1,968 $266,900 $25,000 $241,900
2022 $1,968 $173,900 $25,000 $148,900
2021 $1,970 $173,900 $25,000 $148,900
2020 $1,777 $173,900 $25,000 $148,900
2019 $1,626 $169,900 $25,000 $144,900
2018 $1,542 $159,500 $25,000 $134,500
2016 $1,408 $159,500 $25,000 $134,500
2013 -- $159,500 $25,000 $134,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4266532

Canopy MLS (Canopy Realtor® Association)

APN: 217317