$430,000

Estimated payment $2,956/month

Total Views 1,142
3 Beds
2.5 Baths
1,997 Sq Ft
$215 Price per Sq Ft

Highlights

  • Very Popular Property
  • Gated Community
  • Waterfront
  • Durand Elementary School Rated A-
  • Lake View
  • Deck

About This Home

Stunning LAKEFRONT Home with All-New Waterfront in 2025! Enjoy the best of lakefront living with this beautifully updated home in Lake Summerset, featuring a brand-new waterfront complete with a charming gazebo (2025). Inside and out, this property has been lovingly improved—from fresh interior and exterior paint to stylish new lighting throughout. The spacious main floor offers a unique layout full of character and charm. A cozy den with floor-to-ceiling windows captures breathtaking lake views and features a brick fireplace—perfect for chilly fall evenings. The den flows seamlessly into the kitchen, dining area, and an additional living room, with a convenient half bath nearby. The kitchen is generously sized with plenty of storage and connects well to both living areas and the dining space. Upstairs, you'll find three bedrooms and a completely remodeled full bath with modern finishes. The lower level is fully finished and includes another full bath—ideal for guests or additional living space. Step outside to beautifully graded landscaping with established perennials. The covered porch, with a newly installed roof panel to divert rain, offers a serene spot to enjoy lake views or add a future hot tub. Don't miss your chance to own a rare lakefront gem in Lake Summerset—where every day feels like a vacation! Located in the gated Lake Summerset community—known for its 285-acre stocked lake—residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30 minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90.

Listing Agent

Christine Wilke

Best Realty License #475.191424 Listed on: 08/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,966

Year Built

  • Built in 1973

Lot Details

  • 0.48 Acre Lot
  • Waterfront

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Brick or Stone Mason
  • Shingle Roof
  • Wood Siding
  • Active Radon Mitigation

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Great Room
  • Lake Views

Kitchen

  • Built-In Oven
  • Electric Range
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Gazebo

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Electric Water Heater
  • Water Softener

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,966

Year Built

Built in 1973

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Ceiling Fans/Remotes, Radon Mitigation Active, Window Treatments
  • Road Frontage: City/Town
  • Type: Gated Community, Water Front Lot, Lake View
  • Electric: Circuit Breaker
  • Additional Room 5: DEN, Dimensions: 21.2x20.6, On Level: Main
  • Additional Room 6: FOYER, Dimensions: 8.11x12.9, On Level: Main
  • Appliances That Stay or Are Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Water Softener
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 458
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, County Taxes, Deck, Full Exposure, Great Room, L.L. Finished Space, Patio, Gazebo, Porch Covered
  • Grid: 11
  • Hoa Fee Frequency: Yearly
  • Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 1950
  • Lot Acreage: 0.48
  • Lvt Date: 08/08/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Upper Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: 110640
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 1997
  • Garage Type Driveway: Attached, Garage Remote/Opener
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Stunning LAKEFRONT Home with All-New Waterfront in 2025! Enjoy the best of lakefront living with this beautifully updated home in Lake Summerset, featuring a brand-new waterfront complete with a charming gazebo (2025). Inside and out, this property has been lovingly improved—from fresh interior and exterior paint to stylish new lighting throughout. The spacious main floor offers a unique layout full of character and charm. A cozy den with floor-to-ceiling windows captures breathtaking lake views and features a brick fireplace—perfect for chilly fall evenings. The den flows seamlessly into the kitchen, dining area, and an additional living room, with a convenient half bath nearby. The kitchen is generously sized with plenty of storage and connects well to both living areas and the dining space. Upstairs, you'll find three bedrooms and a completely remodeled full bath with modern finishes. The lower level is fully finished and includes another full bath—ideal for guests or additional living space. Step outside to beautifully graded landscaping with established perennials. The covered porch, with a newly installed roof panel to divert rain, offers a serene spot to enjoy lake views or add a future hot tub. Don't miss your chance to own a rare lakefront gem in Lake Summerset—where every day feels like a vacation! Located in the gated Lake Summerset community—known for its 285-acre stocked lake—residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30 minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 1539
  • L O1 Brokerage Number: 481010044
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 11.3x15, On Level: Upper
  • Fireplace Type: Wood
  • Basement: Basement Entrance, Full Exposure, Finished
  • Bedroom 2: Dimensions: 14.36x10.7, On Level: Upper
  • Bedroom 3: Dimensions: 10.8x11.3, On Level: Upper
  • Dining Room: Yes, On Level: Main, Dimensions: 9x12
  • Family Room: Yes, On Level: Walk Out, Dimensions: 19.7x23.25
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 10x13, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 20x21.28
  • Price Per Sq Ft: 215.32
  • Recreation Room: No
  • Total Bathrooms: 2.5
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone, Wood
  • Roof: Shingle

Garage/Parking

  • Garage: 1

Utilities

  • Cooling: Wall Unit
  • Heating: Baseboard, Electric
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 1099

Schools

  • School District: Durand 322
  • Elementary School: Durand Elementary
  • Middle School: Durand Jr High
  • High School: Durand High

Building Info

  • Year Built: 1973

Tax Info

  • Year: 2024
  • Taxes: 6966

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,966 $92,961 $28,087 $64,874
2023 $6,343 $79,658 $24,068 $55,590
2022 $5,738 $70,368 $21,476 $48,892
2021 $5,955 $64,795 $19,775 $45,020
2020 $5,937 $62,345 $19,027 $43,318
2019 $5,860 $60,765 $18,545 $42,220
2018 $5,900 $67,271 $17,803 $49,468
2017 $5,753 $65,952 $17,454 $48,498
2016 $6,119 $65,952 $17,454 $48,498
2015 $6,125 $65,952 $17,454 $48,498
2014 $6,119 $65,952 $17,454 $48,498
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 For Sale $430,000 +50.9% $215 / Sq Ft
08/29/2022 08/29/22 Sold $285,000 -12.3% $154 / Sq Ft
07/26/2022 07/26/22 Pending -- -- --
06/21/2022 06/21/22 Price Changed $324,900 -4.2% $176 / Sq Ft
06/02/2022 06/02/22 For Sale $339,000 +93.7% $183 / Sq Ft
06/07/2018 06/07/18 Sold $175,000 0.0% $95 / Sq Ft
04/09/2018 04/09/18 Pending -- -- --
02/23/2018 02/23/18 Price Changed $175,000 -5.4% $95 / Sq Ft
10/24/2017 10/24/17 Price Changed $185,000 -2.6% $100 / Sq Ft
06/24/2017 06/24/17 For Sale $189,900 -- $103 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $285,000 Security First Title
Grant Deed $175,000 Security First Title
Warranty Deed $175,000 Security First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $153,500 New Conventional
Previous Owner $157,500 New Conventional
Source: Public Records

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Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202504757

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-351-012