$240,000
SOLD FEB 14, 2025

1950 SW Palm City Rd Unit 10-205 Stuart, FL 34994

Downtown Stuart Neighborhood
2 Beds
2 Baths
1,001 Sq Ft
$646/mo HOA Fee

Recently Sold

$240 Per Sq Ft

11% Below List Price

77 Days on Market

Highlights

  • Marina
  • Fishing
  • Two Primary Bedrooms
  • Boat Dock
  • Senior Community
  • Waterfront

About This Home

As of February 2025

An exciting new listing just hit the market! This well-priced 2-bd, 2-ba condo on the 2nd floor at Circle Bay Yacht Club, a 55+ community along the scenic St. Lucie River, offers an unbeatable opportunity for waterfront living in the heart of Stuart. Boater’s paradise awaits with slips available for just $1.50 per foot per month, accommodating vessels up to 36 feet with OCEAN ACCESS and no fixed bridges! This boating community boasts resort-style amenities, including a heated pool, outdoor kitchen, covered dining area, fire pit, and plenty of opportunities for fun gatherings. Located minutes from Cleveland Clinic and downtown Stuart, it offers convenience and lifestyle in one of Stuart’s most sought-after waterfront communities—note: No trucks, motorcycles, and no rentals during the 1st year of ownership. Don’t miss your chance to own this prime slice of Florida waterfront living! Sold furnished except for a few personal items. Bring a fishing pole and a bathing suit!

Last Agent to Sell the Property

Cindy Capwell

Capwell Group Real Estate Inc. Brokerage Phone: 772-341-2508 License #3271315 Listed on: 09/30/2024

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,308

Year Built

  • Built in 1980

Lot Details

  • Waterfront

HOA Fees

  • $646 Monthly HOA Fees

Home Design

  • Tar and Gravel Roof
  • Built-Up Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,001 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Combination Dining and Living Room
  • Canal Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Double Master Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • 1 Covered Space
  • Guest Parking
  • Assigned Parking

Outdoor Features

  • Canal Access
  • Separate Outdoor Workshop

Utilities

  • Central Heating and Cooling System
  • Water Heater
  • Cable TV Available

Community Details

Overview

  • Senior Community
  • Association fees include management, common areas, cable TV, insurance, internet, laundry, ground maintenance, maintenance structure, parking, pest control, pool(s), reserve fund, road maintenance, sewer, taxes, trash, water
  • Property Manager

Amenities

  • Community Barbecue Grill
  • Trash Chute
  • Clubhouse
  • Community Kitchen
  • Billiard Room
  • Community Library
  • Laundry Facilities
  • Elevator
  • Reception Area
  • Community Storage Space

Recreation

  • Boat Dock
  • Pier or Dock
  • Community Boat Facilities
  • Marina
  • Bocce Ball Court
  • Shuffleboard Court
  • Community Pool
  • Community Spa
  • Fishing
  • Park

Security

  • Hurricane or Storm Shutters

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,308

Year Built

Built in 1980

Lot Details

0

HOA Fees

$646 per month

Listing Details

  • Entry Level: 2
  • Property Sub Type: Condominium
  • Property Sub Type Additional: Condominium
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: Circle Bay Yacht Club Condo 01-03
  • Year Built: 1980
  • Year Built Details: Resale
  • Ownership: Fee Simple
  • Attribution Contact: 772-341-2508
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Some Electric Appliances, Dryer, Dishwasher, Electric Range, Disposal, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Carpet, Laminate
  • Furnished: Furnished
  • Interior Amenities: Breakfast Bar, Breakfast Area, Living/Dining Room, Multiple Primary Suites, Split Bedrooms, Walk-In Closet(s)
  • Living Area: 1001.0
  • Spa Features: Community
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Block, Concrete
  • Disclosures: Deed Restriction
  • Exterior Features: Storm/Security Shutters
  • Other Structures: Workshop
  • Pool Features: Community
  • Pool Private: No
  • Property Condition: Resale
  • Roof: Built-Up, Tar/Gravel
  • View: Canal
  • View: Yes
  • Waterfront Features: Canal Access
  • Waterfront: Yes

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Assigned, Covered, Guest
  • Total Parking Spaces: 1.0

Utilities

  • Green Building Features: Reception Area
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Common Area
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Connected, Water Available, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Elevator(s)
  • Association Fee: 646.0
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Bocce Court, Clubhouse, Dock, Fishing, Kitchen Facilities, Laundry Facilities, Library, Marina, Non-Gated, Pier, Park, Property Manager On-Site, Pool, Shuffleboard, Storage Facilities, Street Lights, Trash Chute
  • Pets Allowed: No
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Insurance, Internet, Laundry, Maintenance Grounds, Maintenance Structure, Parking, Pest Control, Pool(s), Reserve Fund, Road Maintenance, Sewer, Taxes, Trash, Water

Lot Info

  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2308.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2024
Closed on
Feb 14, 2025
Sold by
Cauvin Christine M
Bought by
Callahan Kimberly Marie and Callahan Kevin Joseph
Seller's Agent
Cindy Capwell
Capwell Group Real Estate Inc.
List Price
$269,000
Sold Price
$240,000
Premium/Discount to List
-$29,000
-10.78%
Views
51
Current Estimated Value
$248,135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,135
Avg. Annual Appreciation
9.55%
Original Mortgage
$168,000
Outstanding Balance
$167,294
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$83,445

Purchase Details

Closed on
Mar 18, 2024
Sold by
Cauvin Christine M
Bought by
Cauvin Christine M and Figman Jodi Ann

Purchase Details

Closed on
Feb 14, 2018
Sold by
Wardlow Anne V
Bought by
Cauvin Christine M

Purchase Details

Closed on
Aug 21, 2015
Sold by
Multiple Owners
Bought by
Wardlow Harry W and Wardlow Anne V

Purchase Details

Closed on
Oct 21, 2009
Sold by
Will Lieselotte
Bought by
Wardlow Harry W and Wardlow Anne

Purchase Details

Closed on
Aug 1, 1980
Bought by
Wardlow Harry W and Wardlow Anne V
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 None Listed On Document
Special Warranty Deed $100 None Listed On Document
Warranty Deed $165,000 Attorney
Deed $100 --
Warranty Deed $110,000 First American Title Ins Co
Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $168,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/14/2025 02/14/25 Sold $240,000 -4.0% $240 / Sq Ft
12/16/2024 12/16/24 Pending -- -- --
12/03/2024 12/03/24 Price Changed $250,000 -3.5% $250 / Sq Ft
10/20/2024 10/20/24 Price Changed $259,000 -3.7% $259 / Sq Ft
09/30/2024 09/30/24 For Sale $269,000 -- $269 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,373 $168,742 -- --
2024 $2,308 $163,987 -- --
2023 $2,308 $159,211 $0 $0
2022 $2,219 $154,574 $0 $0
2021 $2,202 $150,072 $0 $0
2020 $2,177 $148,000 $0 $0
2019 $2,135 $145,000 $0 $0
2018 $2,589 $128,000 $0 $0
2017 $2,171 $118,000 $0 $0
2016 $2,151 $108,000 $0 $108,000
2015 -- $101,000 $0 $101,000
2014 -- $97,000 $0 $97,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20046954

Martin County REALTORS® of the Treasure Coast

APN: 08-38-41-026-010-02050-1