PENDING
$6K PRICE DROP
1954 Cygnet Dr Unit 18 Otsego, MI 49078
Estimated payment $2,796/month
Total Views
5,072
4
Beds
3.5
Baths
2,844
Sq Ft
$147
Price per Sq Ft
Highlights
- Deeded Waterfront Access Rights
- Traditional Architecture
- Cul-De-Sac
- Deck
- Wood Flooring
- Porch
About This Home
Tucked on a quiet cul-de-sac in Swan Bluff Estates, this warm and welcoming home offers space, updates, and a peaceful setting you'll love coming home to. The sellers have made thoughtful improvements, including a brand new roof in 2024 with a transferable warranty, a composite deck added in 2023, new A/C in 2020, and updated vinyl plank flooring throughout the main level. The refrigerator was replaced in 2023, and the brand-new washer stays with the home. Inside, you'll find 9-foot ceilings on the main and lower levels, hickory kitchen cabinets, maple flooring, a large pantry, and a cozy gas fireplace. The spacious main-floor suite includes a walk-in closet, walk-in shower, and whirlpool tub. A large laundry room, mudroom, and half bath round out the main level. Upstairs are two more gen erous bedrooms and a full bath. The finished lower level adds a fourth bedroom, another full bath, a huge family room, and plenty of storage. High-speed fiber internet was just installed. Bonus: the sellers also own the vacant lot next door, offering added privacy and future potential. It's available for purchase but will not be sold separately before the house is under contract. Residents of Swan Bluff enjoy deeded access to a serene 10-acre natural area along the creek at the end of the cul-de-sac. A perfect spot to explore, unwind, or watch for wildlife. All of this just minutes from downtown Otsego.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,765
Year Built
- Built in 2004
Lot Details
- 0.7 Acre Lot
- Lot Dimensions are 100'x305'
- Property fronts a private road
- Cul-De-Sac
- Level Lot
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Living Room with Fireplace
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- 1 Bedroom in Basement
Outdoor Features
- Deeded Waterfront Access Rights
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Well
- Water Softener is Owned
- Septic System
- High Speed Internet
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,765 | $203,600 | $11,000 | $192,600 |
| 2024 | $7,486 | $182,500 | $10,500 | $172,000 |
| 2023 | $7,573 | $159,800 | $10,500 | $149,300 |
| 2022 | $7,486 | $154,800 | $10,600 | $144,200 |
| 2021 | $7,152 | $145,500 | $10,000 | $135,500 |
| 2020 | $3,629 | $131,200 | $9,000 | $122,200 |
| 2019 | $3,350 | $129,800 | $6,900 | $122,900 |
| 2018 | $3,340 | $117,700 | $6,700 | $111,000 |
| 2017 | $0 | $104,300 | $6,700 | $97,600 |
| 2016 | $0 | $109,700 | $6,700 | $103,000 |
| 2015 | -- | $109,700 | $6,700 | $103,000 |
| 2014 | $2,837 | $101,500 | $7,000 | $94,500 |
| 2013 | $2,837 | $100,100 | $8,800 | $91,300 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $419,000 | -1.4% | $147 / Sq Ft |
| 07/12/2025 07/12/25 | For Sale | $425,000 | +48.1% | $149 / Sq Ft |
| 05/05/2020 05/05/20 | Sold | $287,000 | -2.7% | $110 / Sq Ft |
| 03/14/2020 03/14/20 | Pending | -- | -- | -- |
| 01/29/2020 01/29/20 | For Sale | $295,000 | -- | $113 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | -- | |
| Warranty Deed | $287,000 | Title Resource Agency | |
| Warranty Deed | $205,000 | Devon Title Agency | |
| Warranty Deed | $25,000 | Devon |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $32,000 | Credit Line Revolving | |
| Previous Owner | $229,600 | New Conventional | |
| Previous Owner | $185,000 | New Conventional | |
| Previous Owner | $153,740 | New Conventional | |
| Previous Owner | $164,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $41,000 | Credit Line Revolving |
Source: Public Records
About the Listing Agent
Amy's Other Listings
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25034355
APN: 17-630-001-18
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