Seller's Agent in 2024
Lisa De Jesus
Henry Wright Realty
(760) 313-1000
3 in this area
27 Total Sales
1957-59 Montgomery Ave Encinitas, CA 92007
Cardiff-by-the-Sea NeighborhoodEstimated Value: $2,322,000 - $2,629,000
4
Beds
4
Baths
2,066
Sq Ft
$1,222/Sq Ft
Est. Value
Highlights
- Ocean View
- RV Access or Parking
- Gentle Sloping Lot
- Cardiff Elementary Rated A
- Gated Home
- West of 5 Freeway
About This Home
As of December 2024HUGE PRICE IMPROVEMENT! This stunning OCEAN VIEW 3-story side-by-side duplex (splitting the units is feasible) has been owned by the same family and never rented out—an exceptional opportunity to own a piece of coastal paradise. One unit has been beautifully updated with modern finishes and high-end touches, offering a luxurious living experience. Short-Term Rental (STR) permit that’s already in place, giving you the ability to live in one unit and rent out the other for immediate rental income. The property boasts breathtaking ocean views from a shared deck that connects both units, perfect for enjoying sunsets or entertaining guests in a serene, coastal setting. The property’s multi-family zoning opens the door to even more possibilities. The 4-car attached garage offers HUGE ADU potential—convert it into 2 separate ADUs or add new units to the rear of the lot. Located just a short stroll from the beach, local restaurants, and boutique shopping, this duplex combines luxury living with convenience. Whether you're searching for a full-time residence, vacation home, or a prime investment opportunity, this property delivers. Don’t miss this chance to own in one of San Diego’s most coveted neighborhoods. PRICE IMPROVEMENT! OCEAN VIEW in the exclusive Composer District of Cardiff by the Sea. This stunning gem of a property features a 3-story side-by-side duplex has been owned by the same family, an exceptional opportunity to own a piece of coastal paradise. One unit has been beautifully updated with modern finishes and high-end touches, offering a luxurious living experience. Short-Term Rental (STR) permit that’s already in place, giving you the ability to live in one unit and rent out the other for immediate rental income. The property boasts breathtaking ocean views from a shared deck that connects both units, perfect for enjoying sunsets or entertaining guests in a serene, coastal setting. The property’s multi-family zoning opens the door to even more possibilities. The 4-car attached garage offers HUGE ADU potential—convert it into 2 separate ADUs or add new units to the rear of the lot. Located just a short stroll from the beach, local restaurants, and boutique shopping, this duplex combines luxury living with convenience. Whether you're searching for a full-time residence, vacation home, or a prime investment opportunity, this property delivers. Don’t miss this chance to own in one of San Diego’s most coveted neighborhoods.
Last Agent to Sell the Property
Henry Wright Realty License #01924360 Listed on: 09/19/2024
Last Buyer's Agent
Robert Berry
Realty House License #00321149
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1973
Lot Details
- 5,380 Sq Ft Lot
- Gated Home
- Partially Fenced Property
- Gentle Sloping Lot
Home Design
- Composition Roof
- Stucco Exterior
Interior Spaces
- 3-Story Property
- Ocean Views
Parking
- Alley Access
- RV Access or Parking
Location
- West of 5 Freeway
Utilities
- Cooling System Mounted To A Wall/Window
- Gravity Heating System
- Separate Water Meter
- Gas Water Heater
Community Details
- Association fees include gas, sewer, trash pickup, water
- 2 Units
Listing and Financial Details
- Assessor Parcel Number 260-362-24-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 19, 2024
Closed on
Dec 19, 2024
Sold by
Tait Nicholas M and Tait Jacqueline M
Bought by
Tait Family Trust and Tait
Seller's Agent
Lisa De Jesus
Henry Wright Realty
Buyer's Agent
Robert Berry
Realty House
List Price
$2,848,000
Sold Price
$2,497,000
Premium/Discount to List
-$351,000
-12.32%
Views
83
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,435
Avg. Annual Appreciation
1.14%
Original Mortgage
$1,872,750
Outstanding Balance
$1,858,021
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$667,414
Purchase Details
Listed on
Sep 19, 2024
Closed on
Dec 16, 2024
Sold by
Gustafson Revocable Trust and Gustafson Kyle G
Bought by
Tait Nicholas M and Tait Jacqueline M
Seller's Agent
Lisa De Jesus
Henry Wright Realty
Buyer's Agent
Robert Berry
Realty House
List Price
$2,848,000
Sold Price
$2,497,000
Premium/Discount to List
-$351,000
-12.32%
Views
83
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,872,750
Outstanding Balance
$1,858,021
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$667,414
Purchase Details
Closed on
Oct 20, 2010
Sold by
Thompson Theresa C
Bought by
Thompson Theresa C
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Tait Family Trust | -- | Chicago Title | |
| Tait Nicholas M | $2,497,000 | Chicago Title | |
| Thompson Theresa C | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Tait Nicholas M | $1,872,750 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/23/2024 12/23/24 | Sold | $2,497,000 | -3.0% | $1,209 / Sq Ft |
| 12/07/2024 12/07/24 | Pending | -- | -- | -- |
| 12/01/2024 12/01/24 | Price Changed | $2,575,000 | -4.6% | $1,246 / Sq Ft |
| 11/06/2024 11/06/24 | Price Changed | $2,698,000 | -5.3% | $1,306 / Sq Ft |
| 10/17/2024 10/17/24 | For Sale | $2,848,000 | 0.0% | $1,379 / Sq Ft |
| 10/14/2024 10/14/24 | Pending | -- | -- | -- |
| 10/09/2024 10/09/24 | Price Changed | $2,848,000 | -5.0% | $1,379 / Sq Ft |
| 09/27/2024 09/27/24 | Price Changed | $2,998,000 | 0.0% | $1,451 / Sq Ft |
| 09/19/2024 09/19/24 | For Sale | $2,999,000 | -- | $1,452 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $24,466 | $2,497,000 | $2,200,000 | $297,000 |
| 2024 | $24,466 | $2,193,000 | $2,040,000 | $153,000 |
| 2023 | $1,877 | $135,179 | $61,707 | $73,472 |
| 2022 | $1,824 | $132,530 | $60,498 | $72,032 |
| 2021 | $1,835 | $129,932 | $59,312 | $70,620 |
| 2020 | $1,827 | $128,600 | $58,704 | $69,896 |
| 2019 | $1,798 | $126,079 | $57,553 | $68,526 |
| 2018 | $1,762 | $123,608 | $56,425 | $67,183 |
| 2017 | $1,704 | $121,185 | $55,319 | $65,866 |
| 2016 | $1,642 | $118,810 | $54,235 | $64,575 |
| 2015 | $1,629 | $117,027 | $53,421 | $63,606 |
| 2014 | $1,592 | $114,736 | $52,375 | $62,361 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa De Jesus
-
R
Buyer's Agent in 2024
Robert Berry
Realty House
-
Matthew Amos
Buyer's Agent in 2024
Matthew Amos
MLA Homes Inc.
(760) 801-1605
1 in this area
12 Total Sales
Map
Source: San Diego MLS
MLS Number: 240022281
APN: 260-362-24
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