196 Elm St Spindale, NC 28160
2
Beds
1
Bath
1,255
Sq Ft
0.31
Acres
Highlights
- City View
- Wood Flooring
- Bungalow
- Deck
- Walk-In Closet
- 1-Story Property
About This Home
As of March 2025Great starter home or downsizing! 1255 Square feet Bungalow with 2 bedrooms, 1 bath, Bonus room has closet but is unheated space, a Hop, Skip and a Jump from the Thermal Belt Rail Trail with 13.58 miles for biking/walking! LARGE fenced back yard for your furry friends! Fireplace in Living Room piped for gas logs. Formal dining room. Large walk-in closet in primary bedroom. Windows Replaced within the last year, per seller. Close to all amenities!
Last Agent to Sell the Property
Century 21 Mountain Lifestyles/S. Hend Brokerage Email: morizz@aol.com License #270522 Listed on: 02/12/2025
Last Buyer's Agent
Non Member
Canopy Administration
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,490
Year Built
- Built in 1928
Lot Details
- Chain Link Fence
- Back Yard Fenced
- Level Lot
- Property is zoned R6
Parking
- Detached Carport Space
Home Design
- Bungalow
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Living Room with Fireplace
- City Views
- Crawl Space
- Electric Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Walk-In Closet
- 1 Full Bathroom
Outdoor Features
- Deck
- Outbuilding
Schools
- Rutherfordton Elementary School
- R-S Middle School
- R-S Central High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 1208641
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
Mar 17, 2025
Sold by
Jaehing Peter Andrew and Jaehing Brenda Jean
Bought by
Pearson Timothy R and Pearson Stephenie N
Seller's Agent
Debra Morris
Century 21 Mountain Lifestyles/S. Hend
Buyer's Agent
Non Member
Canopy Administration
List Price
$144,500
Sold Price
$133,000
Premium/Discount to List
-$11,500
-7.96%
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,267
Avg. Annual Appreciation
3.87%
Original Mortgage
$134,735
Outstanding Balance
$134,622
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
-$355
Purchase Details
Closed on
Apr 4, 2022
Sold by
George Dryer Jon and George Ann Patricia
Bought by
Jaehing Peter Andrew and Jaehing Brenda Jean
Purchase Details
Closed on
Dec 20, 2005
Sold by
Rogers Anita E
Bought by
Dryer Jon George and Dryer Patricia Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,950
Interest Rate
6.29%
Mortgage Type
New Conventional
Similar Home in Spindale, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $133,000 | None Listed On Document | |
| Warranty Deed | $120 | None Listed On Document | |
| Warranty Deed | $35,500 | None Avilebel |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $134,735 | VA | |
| Previous Owner | $31,950 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/20/2025 03/20/25 | Sold | $133,000 | -8.0% | $106 / Sq Ft |
| 02/12/2025 02/12/25 | For Sale | $144,500 | -- | $115 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,490 | $116,000 | $10,000 | $106,000 |
| 2023 | $853 | $116,000 | $10,000 | $106,000 |
| 2022 | $853 | $53,600 | $10,000 | $43,600 |
| 2021 | $853 | $53,600 | $10,000 | $43,600 |
| 2020 | $853 | $53,600 | $10,000 | $43,600 |
| 2019 | $809 | $53,600 | $10,000 | $43,600 |
| 2018 | $643 | $38,700 | $7,200 | $31,500 |
| 2016 | $643 | $38,700 | $7,200 | $31,500 |
| 2013 | -- | $38,700 | $7,200 | $31,500 |
Source: Public Records
Agents Affiliated with this Home
-
Debra Morris
Seller's Agent in 2025
Debra Morris
Century 21 Mountain Lifestyles/S. Hend
(828) 674-5643
1 in this area
42 Total Sales
-
N
Buyer's Agent in 2025
Non Member
NC_CanopyMLS
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4222262
APN: 1208641
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